Kerry Phillips - Glasshouse Realty

06/20/2026

Friday Favorite is BACK and this one's for the dads. Specifically the ones who'd rather be in a workshop than anywhere else. 🪵

The Otter Mill is a veteran-owned small business right here in our community, creating completely custom, handcrafted woodwork from quality hardwoods sourced locally.

Every single piece is one of a kind. Custom gifts people will treasure for years. Signage for local businesses that captures the soul of the people behind them. Keepsake pieces for friends and family made with real intention and craftsmanship.

And beyond the work itself? He shows up for this community too - donating custom pieces to causes that matter, including the Stetsons and Sterling gala for the Therapeutic Riding Institute right here in the Dayton area.

So if you're a dad who loves the craft - or you love one - go check out The Otter Mill. Next time you need something truly one of a kind, you know where to go.

Check them out at theottermill.com - custom orders are open!

Custom orders open.

06/18/2026

Once merely a house. Now a palace to call home. 🏰

We're officially under contract — and I couldn't be more excited for my buyer. One step closer to the keys, one step closer to the next chapter. 👑

This is exactly why I do what I do. Every offer, every negotiation, every detail — it all leads to this moment. The moment a house becomes theirs.

More updates to come! 🗝️

06/16/2026

Most BAH breakdowns only show you the mortgage. Here's the full picture. 👇

Mortgage. Taxes. Insurance. Utilities. All of it — because that's what you're actually paying every month.The honest truth? Your BAH doesn't cover everything at every rank. But in the Dayton market, it goes further than almost anywhere else in the Air Force.

Here's where the 2026 numbers land at WPAFB:
🔵 E-5 — BAH covers ~66% of true monthly cost
🔵 E-6 — BAH covers ~74%
🟢 O-2 — BAH covers ~74%
🟢 O-3 — BAH covers ~84% (and fully covers your mortgage payment)

And yes — these are estimates. Utilities in particular can swing significantly higher depending on home age, size, and the time of year. Ohio winters are real. Budget a buffer.

But here's what doesn't change: owning with a VA loan means zero down, no PMI, and a fixed payment that builds equity every single month. Renting means covering 100% of your housing costs with nothing to show for it.

Want me to run your specific numbers? Drop your rank in the comments or send me a DM — no pressure, just real math for your situation.📍 Serving the WPAFB community

06/12/2026

I've been working on a new website with one of our amazing vendors... let me know what you think!

Meet Kerry Phillips of Glasshouse Realty Group — dedicated to helping buyers and sellers navigate the Dayton-area real estate market with confidence, personalized service, and local expertise every step of the way.

06/11/2026

June is National Homeownership Month -- and for military families, this one hits a little different.

Because for years, homeownership wasn't even in the conversation.

You were on orders. You moved every 2-3 years. You made BAH work and signed another lease -- because that was the practical choice, and you did what you had to do.

But here's what I've learned, both from living the PCS cycle myself and from walking alongside military families through this process:

Homeownership isn't about having a perfect timeline.
It's about knowing when your season has arrived -- and having someone in your corner who actually understands how you got here.

This month, the National Association of REALTORS® is shining a spotlight on expanding access to homeownership for more families, including those who've faced the most barriers. And the data tells the story:

Homeowners have nearly 40x the net worth of renters. The typical homeowner has built over $190,000 in wealth through price appreciation in the last decade alone.

That's not just a statistic—it's the financial foundation your family deserves.

Whether you're PCSing to Ohio, approaching military retirement, finally putting down roots after years of moves, or wondering if this next assignment is the right time to buy instead of rent, homeownership can be a powerful step toward building long-term wealth and stability.

(Spoiler: sometimes it is. And I can help you figure that out.)

06/10/2026

Don't miss closing — because one document isn't in place.

If you're buying a home while a spouse is deployed, stationed overseas, or simply can't be physically present at closing, there are three things that have to be set up before you need them:

1. Power of Attorney
This is the one that catches people off guard. A general POA isn't always enough — you often need a specific, real-estate-transaction POA that names the property and the transaction. Get this done early, before you're under contract.

2. Certificate of Eligibility (COE)
Your COE confirms your VA loan entitlement. It sounds simple, but pulling it can take time — especially if there are any service record gaps or prior VA loan history to sort through. Don't wait until you're in contract to start this.

3. Digital Signing Setup
Most of the transaction can happen remotely now, but not all of it. Knowing in advance which documents require wet signatures (and how to handle them from overseas) saves a lot of last-minute scrambling.

None of this is complicated. But all of it takes time — and time is the one thing you don't have when you're under contract with a report date on the calendar.

If you're buying from a distance, let's talk before you need these things in place. Not after.

Have you navigated a remote military home purchase? I'd love to hear how it went.

06/10/2026

📊 Market Monday: What Dayton's numbers are actually telling you.

More homes. Faster sales. And 315 sellers who had to drop their price after going live.

Here's what the data means if you're buying, selling, or PCSing to the area right now 👇

→ Listings are up 11% — more options, but more competition for sellers
→ Homes are selling in 28 days — the market is still moving
→ Supply is creeping up — buyers are slowly gaining ground
→ 315 price reductions — overpricing has a real cost

The market isn't chaotic. It's just sending signals. And if you know how to read them, you can make a smarter move.

Buying, selling, or relocating to Dayton? DM me the word MARKET and I'll break down exactly what's happening in the neighborhood you're targeting.

06/04/2026

One of the biggest compliments I can receive isn't about a sale price or a negotiation.

It's knowing that someone felt cared for throughout the process.

Real estate is about people first. The details matter. The communication matters. The experience matters.

I'm grateful for clients who trust me to help guide them through one of life's biggest transitions. ❤️