09/30/2026
Still waiting for 3% mortgage rates? What if the better deal is the one you can negotiate RIGHT NOW? 🏡
In Phoenix’s 2026 market, buyers have room to ask for:
đź’° A better purchase price
🤝 Seller-paid closing costs
đź”§ Repair credits
📉 Help buying down their mortgage rate
67.4% of Phoenix sales in Redfin’s recent sample included seller concessions. Sellers are helping buyers get deals done.
Your interest rate matters—but so does what you pay for the home and how much cash you need at closing.
Nobody can promise 3% rates will return. And if lower rates bring more buyers back, today’s negotiating leverage could shrink.
Before you sit out another year, let’s see what buying could actually look like for YOU.
👇 Comment “PLAN” or send me a DM. We’ll review your buying power, monthly payment, and opportunities to negotiate seller-paid costs.
Waliece Anderson /Stone Tree Real Estate
Helping Build Your Legacy.
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Source: Redfin-agent sales, three months ending August 2026. Concessions vary by property and loan program. Equal Housing Opportunity.