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Lisa Sheble, Realtor, Coldwell Banker Realty

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United States
Chandler, AZ
Lisa Sheble, Realtor, Coldwell Banker Realty

I'm a full-time Realtor in Arizona. Whether you're looking for a new home, selling or relocating to Arizona, call me today.

I will handle, provide guidance & advice for all your real estate needs.

10/28/2024

What’s on your fall home wishlist? 🍁 Whether it’s cozy outdoor spaces or energy-efficient windows, let’s find the home that checks all your boxes this season. 🏡

10/26/2024

👻 Get in the Halloween spirit and tour our spooky listings! They’re to die for! 🎃 Let’s find the perfect home that’s both boo-tiful and cozy. 🏡

10/24/2024

🍂 Happy Fall, y’all! Wishing you a season filled with warmth, joy, and cozy moments at home. What’s your favorite part of fall?

10/23/2024

Pumpkin spice and everything real estate! 🎃 Cozy up with a warm drink and let’s discuss your next move in this fall market. 🍁

10/22/2024

Stay on top of your home maintenance this season with our October checklist! 🍁 From gutters to garages, these tips will keep your home in top shape as we head into winter.

10/18/2024

Fall is in the air—what's your go-to color for the season? 🍁 Share your favorite fall hue and let’s get your home ready for autumn!

10/17/2024

Sorry I didn’t respond sooner—I got lost in a TikTok vortex watching someone perfectly organize their fridge. Who knew clear containers could be so mesmerizing? 🤷‍♀️ But don’t worry, I’m here to help you organize your home search just as meticulously.

10/16/2024

SDA loans can be a great option for homebuyers in rural areas, but it’s important to ask the right questions. Start by confirming if the property is eligible, understanding the income limits, and comparing the loan terms with other options. These questions will help you make an informed decision about whether a USDA loan aligns with your goals. Let’s explore these options together to find what works best for you.

10/15/2024

Me every weekend: 'I’m staying in and doing nothing.' Also me: Books 10 showings because the perfect house waits for no one! 🤷‍♀️🏡

10/14/2024

Private Mortgage Insurance (PMI) might sound like just another acronym, but it’s one you need to know. Here’s what PMI is and how it affects you:

What is PMI?: PMI is insurance that protects the lender in case you default on your mortgage. It’s usually required if your down payment is less than 20% of the home’s value.

How Much Does It Cost?: PMI typically costs between 0.3% and 1.5% of your original loan amount per year, divided into monthly payments. This can add up, so it’s important to understand how it impacts your budget.

How to Avoid or Get Rid of PMI: If you can make a 20% down payment upfront, you can avoid PMI altogether. If you’re already paying PMI, you may be able to cancel it once your loan balance drops below 80% of your home’s value. Some loans, like FHA loans, may require PMI for the life of the loan, so consider refinancing if your equity has increased.

Understanding PMI can save you money in the long run, so let's discuss your options. 🏡💡

10/12/2024

Answer: FALSE. You can’t use a credit card directly for a down payment. Lenders require funds to come from your own liquid assets, not borrowed money, to keep your debt-to-income ratio low. Stick to savings or down payment assistance programs for a smoother approval process. 💳🚫🏡

10/10/2024

My brain: Remembers every '90s song lyric.

Also my brain: Forgets why I walked into the living room. 🤦‍♀️ If house hunting was as easy as singing ‘Wannabe,’ we'd all be moving in by now. Don’t worry, I’ll make sure you ‘zig-a-zig-ahhh’ your way to the perfect home! 🎶🏡

Address

Chandler, AZ
85248

Telephone

+16304796637

Website

facebook.com

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