Andrey Kozorezov - Mortgage Loan Officer - NMLS 1937814

Andrey Kozorezov - Mortgage Loan Officer - NMLS 1937814 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Andrey Kozorezov - Mortgage Loan Officer - NMLS 1937814, Real Estate, 3100 W Ray Road, Suite 201, Office 209, Chandler, AZ.

With 25+ years in the real estate and mortgage industries, Andrey has extensive experience to help you regardless whether you are a first time home buyer, upgrading, downsizing or you are a seasoned investor looking to expand your portfolio.

06/20/2026

This is the final video in my DSCR series for real estate investors.
Over the last 30 videos, we covered how DSCR financing works for rental properties, multifamily investing, Airbnb properties, cash-out refinancing, scaling portfolios, and investment property cash flow strategies.

DSCR loan approvals come down to one thing: how consistently the property cash flow can cover the mortgage payment, and ...
06/20/2026

DSCR loan approvals come down to one thing: how consistently the property cash flow can cover the mortgage payment, and your credit score has to fit the lender’s box. In our guide to DSCR loan credit score requirements, we break down what typically matters across FHA, VA, Conventional, DSCR, Non-QM, ITIN, and investor/bank statement programs—plus real-world borrower scenarios from Washington and Florida. If you’re trying to buy an investment property, refinance to reduce the payment, or consolidate high-interest debt using a cash-out strategy, this will help you build the right qualification plan from day one. Get pre-approved at

https://moneywellcapital.com/

06/19/2026

This video explains why different DSCR lenders offer very different financing options for investment properties.
Program flexibility, pricing, property types, reserves, and cash flow requirements can vary significantly from lender to lender.

Thinking about an investment loan vs a DSCR loan? In Washington and Florida, the difference can decide whether you quali...
06/19/2026

Thinking about an investment loan vs a DSCR loan? In Washington and Florida, the difference can decide whether you qualify based on your personal income or the rental property’s cash flow—especially for self-employed borrowers, ITIN filers, and investors using bank statements. We’ll break down real scenarios on how each option impacts monthly payments, refinance strategy, debt consolidation, and purchasing power, including FHA, VA, Conventional, Non-QM, and investor loan paths. If you’re trying to lower your payment or scale rentals with fewer qualification headaches, this is the practical roadmap you need—apply or get pre-approved here:

https://moneywellcapital.com/

06/18/2026

This video explains how some lenders offer construction DSCR financing for investment property projects.
A lot of investors are surprised how flexible DSCR programs have become for build-to-rent and long-term rental strategies.

Low income doesn’t have to kill your rental property goals. In this article, we break down the real-world financing path...
06/18/2026

Low income doesn’t have to kill your rental property goals. In this article, we break down the real-world financing paths that actually help borrowers qualify—FHA, VA, Conventional, DSCR/investor loans, Non-QM options, ITIN-friendly underwriting, and bank statement programs—plus how to structure payments to protect cash flow. We also walk through borrower scenarios where a refinance strategy can reduce monthly obligations and support debt consolidation without wrecking your purchasing power in Washington or Florida. If you want a clear plan tailored to your income, apply or get pre-approved here:

https://moneywellcapital.com/

If your mortgage rate feels “stuck,” it’s usually not luck—it’s the qualification path you’re using. In real borrower sc...
06/17/2026

If your mortgage rate feels “stuck,” it’s usually not luck—it’s the qualification path you’re using. In real borrower scenarios across Washington and Florida, the fix is often choosing the right strategy and loan type (FHA, VA, Conventional, DSCR, Non-QM, ITIN, bank statement, or investor loans) so your payment and cash flow actually line up. For example, a refinance built around monthly payment reduction or cash-out refinancing for debt consolidation can change your borrowing power fast—especially for self-employed buyers, first-timers, and investors. When you want a practical plan that matches how you qualify, start with what’s driving your rate and get pre-approved. Apply here:

https://moneywellcapital.com/

06/17/2026

This video explains why many real estate investors use DSCR loans to continue scaling rental portfolios.
DSCR financing often creates more flexibility for investors managing multiple properties and growing long-term cash flow.

Your mortgage payment can often be lowered without guesswork—if you pick the right refinance strategy for your file. We ...
06/16/2026

Your mortgage payment can often be lowered without guesswork—if you pick the right refinance strategy for your file. We break down what works in the real world for Washington and Florida borrowers: FHA, VA, Conventional, plus investor paths like DSCR, Non-QM, ITIN, bank statement, and investor loan options when traditional underwriting won’t cooperate. Whether you’re trying to free up cash flow, consolidate high-interest debt, or improve qualification and purchasing power, this guide helps you choose a plan that matches your situation. If you’re ready to see what you qualify for, apply or get pre-approved here:

https://moneywellcapital.com/

06/16/2026

This video explains how many investors use DSCR loans for cash-out refinancing and portfolio growth.
A lot of investors use property equity to access capital for additional investments, renovations, and rental portfolio expansion.

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3100 W Ray Road, Suite 201, Office 209
Chandler, AZ
85226

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