The Minich Team

The Minich Team A Certified Mortgage Advisor with 20+ years in the industry. a trusted local lender.

Terry helps clients reach homeownership goals with tailored solutions, great rates, and top-notch service—all backed by Barrett Financial Group L.L.C. Terry is a seasoned mortgage expert with more than two decades of industry experience, known for his results-oriented approach. He is passionate about supporting clients in realizing their homeownership dreams by offering personalized mortgage optio

ns and top-notch service. Working with Barret Financial Group L.L.C., a community-focused, independent Mortgage Banker, Terry takes advantage of Barrett’s efficient, low-overhead structure to deliver competitive rates and exceptional value to his clients. From helping first-time buyers and more sophisticated buyers navigate their purchase to assisting with refinancing, Terry ensures the mortgage process is smooth and worry-free. Beyond his professional life, he is deeply engaged with his church and cherishes being an active member of his local community, where he also values spending time with his family and nurturing his friendships.

Happy Labor Day! Today, we celebrate the hard work, dedication and achievements of all those who help keep our communiti...
09/07/2026

Happy Labor Day! Today, we celebrate the hard work, dedication and achievements of all those who help keep our communities moving forward. Whether you're spending the day relaxing with family and friends or taking a well-deserved break, we hope you enjoy the holiday!

Putting more money down can have benefits, but it’s not automatically the best choice for every buyer. A larger down pay...
09/04/2026

Putting more money down can have benefits, but it’s not automatically the best choice for every buyer. A larger down payment means borrowing less and may lower your monthly payment or loan costs. But it also means less cash available for moving expenses, repairs, emergencies, or other goals. The right amount depends on your finances, comfort level, and priorities, not just a target percentage. Comparing different scenarios can help you find the balance that works best for you. Have questions? Send me a message – I’m happy to help!

Private employers added just 38,000 jobs in August, according to ADP, falling short of expectations for roughly 50,000. ...
09/02/2026

Private employers added just 38,000 jobs in August, according to ADP, falling short of expectations for roughly 50,000. That marked the slowest pace of job growth in seven months.

Getting the keys is just the beginning. Your first month as a homeowner is the perfect time to establish good habits: co...
09/01/2026

Getting the keys is just the beginning. Your first month as a homeowner is the perfect time to establish good habits: confirm your first mortgage payment date, set up utilities, tackle immediate maintenance, and locate essentials like your water shutoff, electrical panel and HVAC filters. A little preparation now can help protect your investment, avoid unnecessary surprises, and make homeownership feel a whole lot easier.

Housing continues to stand out as a long-term investment. A new Fannie Mae/Pulsenomics survey of leading economists proj...
08/31/2026

Housing continues to stand out as a long-term investment. A new Fannie Mae/Pulsenomics survey of leading economists projects home prices will rise about 2.6% over the next year and roughly 15% over five years. For a $500,000 home, that equates to around $13,000 in appreciation over the next 12 months and about $75,000 over five years, highlighting housing’s continued wealth-building potential.

As your home value grows and you pay down your mortgage, you may build equity that can provide greater financial flexibi...
08/28/2026

As your home value grows and you pay down your mortgage, you may build equity that can provide greater financial flexibility. Depending on your goals, options may include a cash-out refinance or other forms of home equity financing that may be used for purposes such as debt consolidation. Each comes with different rates, costs, and repayment terms. The right approach depends on how much equity you’ve built, your current mortgage, and what you want to accomplish. I can help you compare options that fit your financial goals and determine what may make sense for you. Have questions? Send me a message — I’m happy to help!

Inflation was in line with expectations in July. Headline PCE rose 0.2% for the month, keeping the annual rate at 3.7%. ...
08/27/2026

Inflation was in line with expectations in July. Headline PCE rose 0.2% for the month, keeping the annual rate at 3.7%. Core PCE, which excludes food and energy, also increased 0.2%, with annual core inflation holding at 3.3%.

U.S. home prices increased 0.4% from May to June, bringing the three-month gain to 1.9%. After adjusting for seasonal tr...
08/25/2026

U.S. home prices increased 0.4% from May to June, bringing the three-month gain to 1.9%. After adjusting for seasonal trends, prices rose 0.1%. Overall, home prices are up 1.5% from a year ago.

New home sales fell 10.5% MoM in July to an annualized pace of 607,000, below expectations. However, June’s sales were r...
08/25/2026

New home sales fell 10.5% MoM in July to an annualized pace of 607,000, below expectations. However, June’s sales were revised up from 628,000 to 678,000.

There’s more to the cost of homeownership than the price of the home. Property taxes, insurance, HOA fees, maintenance a...
08/24/2026

There’s more to the cost of homeownership than the price of the home. Property taxes, insurance, HOA fees, maintenance and utilities can all impact your monthly budget. Before you start shopping, consider the full cost of owning a home so you can set a realistic budget, avoid surprises, and find a home that fits comfortably within your finances. Curious what buying could look like for you? Reach out anytime. I’m here to help.

Address

2701 E Insight Way, Suite 150
Chandler, AZ
85286

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 5pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+14804950577

Website

Alerts

Be the first to know and let us send you an email when The Minich Team posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category