Leslie Thomas - Mortgage Advisor

Leslie Thomas - Mortgage Advisor Senior Loan Officer - Nova Home Loans
nmls 202317 NMLS #202317 @ American Pacific Mortgage NMLS #1850 EHO
www.nmlsconsumeraccess.org AZ BK 0906702.

Licensed in Arizona and Washington

Agents: when a client mentions their lease is up in six months, that’s your opening to check in.They may be wondering wh...
09/23/2026

Agents: when a client mentions their lease is up in six months, that’s your opening to check in.

They may be wondering whether buying is possible, how much they’d need upfront, or whether the timing could work. We can help them get answers now, while they still have room to plan.

Send us the client who’s thinking about buying before their next renewal. We’ll help them understand their options and build a timeline that works.

Buyers, next week could bring a little more breathing room.Realtor.com identified September 27 through October 3 as the ...
09/21/2026

Buyers, next week could bring a little more breathing room.

Realtor.com identified September 27 through October 3 as the “Best Time to Buy” in 2026. Based on seasonal trends, active listings could be 13.3% higher than during an average week, while homes may stay on the market longer.

That could mean more options, less competition, and additional time to make a confident decision.

One week does not determine whether buying is right for you. Your finances, monthly payment, and long-term goals matter more than any headline.

Thinking about buying? Connect with us now so we can build your financing plan before you start shopping.

Your first home in Arizona could open the door to more than just a new address.It could be where you begin building equi...
09/18/2026

Your first home in Arizona could open the door to more than just a new address.

It could be where you begin building equity, creating stability and preparing for your next opportunity.

You don’t have to start with your forever home. The right starter home can become the first step toward something much bigger.

If you’re ready to see what buying in Arizona could look like, send us a message. We’ll help you explore your options.

Life happens. A past credit event doesn’t have to define what’s possible next.Certain non-QM loan programs may offer mor...
09/17/2026

Life happens. A past credit event doesn’t have to define what’s possible next.

Certain non-QM loan programs may offer more flexible guidelines for qualified buyers, including options with as little as 10% down and seasoning periods as short as one year after some credit events.

Every situation is different, but a bankruptcy, foreclosure or other financial setback may not mean you have to wait as long as you think.

Before you count yourself out, send us a message. Let’s take a look at your options.

On this Patriot Day, we pause in remembrance of those who never made it home and in gratitude for the heroes who answere...
09/11/2026

On this Patriot Day, we pause in remembrance of those who never made it home and in gratitude for the heroes who answered when our nation needed them most.

Their lives, courage and sacrifice will never be forgotten.

Higher loan limits can mean more homes to choose from.With the temporary 2027 conforming limit increasing to $845,000 fo...
09/10/2026

Higher loan limits can mean more homes to choose from.

With the temporary 2027 conforming limit increasing to $845,000 for a one-unit property, qualified buyers may be able to finance a higher-priced home without needing a jumbo loan.

The increased limits for two- to four-unit properties can also create more opportunities for buyers interested in living in one unit while renting out the others.

If buying or investing is part of your future, reach out to learn how these new limits could expand your options.

Phoenix Millennials aren’t just talking about buying homes. They’re doing it.The number of Millennial homeowner househol...
09/09/2026

Phoenix Millennials aren’t just talking about buying homes. They’re doing it.

The number of Millennial homeowner households grew 79% in only five years, while the number of Millennial renters actually declined.

That shift says a lot. Despite the challenges in today’s market, buyers are finding a way to move forward and invest in their future.

Want to know what buying in the Phoenix area could look like for you? Give us a call.

The housing market doesn’t take a holiday weekend off, and neither do we.We’re here throughout Labor Day weekend to answ...
09/05/2026

The housing market doesn’t take a holiday weekend off, and neither do we.

We’re here throughout Labor Day weekend to answer your mortgage questions, help with prequalifications, and support our real estate partners when an opportunity comes up.

If you need us, give us a call. We’re open and ready to help.

What if moving didn’t mean giving up the mortgage rate you already have?The proposed MOVE Act could make portable mortga...
09/04/2026

What if moving didn’t mean giving up the mortgage rate you already have?

The proposed MOVE Act could make portable mortgages possible, allowing eligible homeowners to transfer their existing mortgage terms to a new property instead of starting over with a new loan.

It’s still only proposed legislation, but if approved, it could change how homeowners think about their next move.

Would a portable mortgage make you more likely to move?

Your home may be worth more than you think.The average homeowner now has approximately $212,000 in equity, creating oppo...
08/26/2026

Your home may be worth more than you think.

The average homeowner now has approximately $212,000 in equity, creating opportunities that may not have been available just a few years ago.

That equity could potentially help you pay off high-interest debt, renovate your home, fund a major purchase, or invest in another property.

Not sure how much equity you have? Give us a call and let’s take a look at your options.

Address

275 Rivulon Boulevard, Suite 409
Chandler, AZ
85297

Telephone

+15205080082

Website

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