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Monday 9am - 8pm Tuesday 9am - 8pm Wednesday 9am - 8pm Thursday 9am - 8pm Friday 9am - 8pm Saturday 10am - 7pm Sunday 10am - 7pm

At Home With Mary Palma, Chantilly, VA (2026)

I'm Mary Palma, REALTOR® at Maven & Key Realty, providing a thoughtful and strategic approach to buying and selling in Northern Virginia. Known for my expertise and care, I guide clients through every step with clarity, discretion, and a commitment to exceptional results. Please contact me directly at (571) 259-3009 (cell), (571) 604-6699 (office), or email [email protected]. You can also search

for homes or request a market analysis of your home at www.MaryPalma.com. Firm License # 0226039879

Credentials:
* State of Virginia Licensed in 2004 - Current
* Northern Virginia Association of Realtors Top Producer's Club
* Northern Virginia Association of Realtors Platinum Club
* Graduate REALTOR® Institute (GRI)
* Accredited Buyer Representative (ABR)
* Military Relocation Professional (MRP)
* Certified Distressed Property Expert (CDPE)
* Certified Home Staging Professional
* Pricing Strategy Specialist (PSI)

Let's connect directly by calling (571) 259-3009 (cell) or (571) 604-6699 (office), or email [email protected].

06/05/2026

🏡 If I were touring homes, these are the 5 questions I’d ask:

1️⃣ Can I see myself living here day-to-day?

2️⃣ What’s the natural light like at different times of the day?

3️⃣ How does this home support my daily routines?

4️⃣ What would I want to change, and is it realistically within my budget?

5️⃣ How does this home make me feel? Or ask yourself, Can I picture my life here?

Buying a home isn’t just about square footage, bedrooms, or finishes. It’s about finding a place that fits your lifestyle and feels right both emotionally and financially.

The more intentional you are during showings, the better decisions you’ll make when it’s time to write an offer.

Thinking about buying a home this year?

Comment BUYING and I’ll send you my 2026 Buyer Guide that walks you through the entire process.

Connect with Mary!

Mary Palma - Realtor®
Maven & Key Realty
Broker/Owner | Licensed in Virginia
Follow:

NorthernVirginiaHomes AtHomeWithMary MavenAnd

05/28/2026

Most buyers focus so much on negotiating the sales price… they completely miss the other areas where they can save serious money.

One of the biggest?
Ask the seller to help buy down your interest rate. That one strategy alone can save you thousands over the life of your loan.

And when it comes to repairs, sometimes asking for a credit makes more sense than asking the seller to fix everything themselves.

You get to choose your own contractor, make sure the work is done the way you want, and keep more control of the process.

Also… don’t forget that appliances, window treatments, patio furniture, gym equipment, and even some furniture can sometimes be negotiated into the deal too. Those are expenses you may not have to pay for later.

And one of the biggest mistakes I see buyers make?
Only talking to one lender.

I’ve seen buyers get very different rates and loan options just by shopping around and making a few extra phone calls.

There’s so much more to negotiating a home purchase than just the list price. Strategy matters.

If you’re thinking about buying and want guidance before you start the process, send me a message. I’m always happy to help.

Connect with Mary!
Mary Palma - Realtor®
Maven & Key Realty
Broker/Owner
Licensed in Virginia
📞 571-259-3009
📧 [email protected]
🌐 www.MaryPalma.com

Follow for more:

05/26/2026

Buying a home can feel overwhelming, especially when you’re worried about finances, interest rates, or whether your credit score is “good enough.”

One of the biggest misconceptions I hear is:
“I’ll wait until everything is perfect before I start the process.”

But the truth is, many successful homeowners started with questions, uncertainty, and a plan.

Homeownership is still possible, even if it feels out of reach right now. The key is understanding the steps to take and creating a strategy that helps you move forward with confidence.

One of the most important pieces of that strategy is your credit score.

Why Your Credit Score Matters

Your credit score impacts:

The loan programs you may qualify for
Your interest rate
Your monthly payment
How much you pay over time

Here’s a quick breakdown:

✔️ 620+ can qualify you for many standard loan programs

✔️ 740+ often helps buyers secure the best available interest rates, potentially saving thousands over the life of a loan

The good news?
Improving your credit is often much more manageable than people think.

You do not necessarily need expensive credit repair companies. Many credit improvements can be made on your own with consistency and guidance.

Address

Chantilly, VA

Opening Hours

Monday	9am - 8pm
Tuesday	9am - 8pm
Wednesday	9am - 8pm
Thursday	9am - 8pm
Friday	9am - 8pm
Saturday	10am - 7pm
Sunday	10am - 7pm

Telephone

+15712593009

Website

http://www.MaryPalma.com/

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At Home With Mary Palma