05/28/2026
Most buyers focus so much on negotiating the sales price… they completely miss the other areas where they can save serious money.
One of the biggest?
Ask the seller to help buy down your interest rate. That one strategy alone can save you thousands over the life of your loan.
And when it comes to repairs, sometimes asking for a credit makes more sense than asking the seller to fix everything themselves.
You get to choose your own contractor, make sure the work is done the way you want, and keep more control of the process.
Also… don’t forget that appliances, window treatments, patio furniture, gym equipment, and even some furniture can sometimes be negotiated into the deal too. Those are expenses you may not have to pay for later.
And one of the biggest mistakes I see buyers make?
Only talking to one lender.
I’ve seen buyers get very different rates and loan options just by shopping around and making a few extra phone calls.
There’s so much more to negotiating a home purchase than just the list price. Strategy matters.
If you’re thinking about buying and want guidance before you start the process, send me a message. I’m always happy to help.
Connect with Mary!
Mary Palma - Realtor®
Maven & Key Realty
Broker/Owner
Licensed in Virginia
📞 571-259-3009
📧 [email protected]
🌐 www.MaryPalma.com
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