Joshua Minico

Directions Website Contact the business

Joshua Minico | יהוה
🏡 MINICO | LPT Realty 🏙
🌞Columbia, SC
📞803.569.0633
📩[email protected]

Everything keeps going up. Rent included.Why? Because rental rates are constantly affected by the market around it.▶ Own...
10/09/2026

Everything keeps going up. Rent included.

Why? Because rental rates are constantly affected by the market around it.

▶ Owners' costs go up. Property taxes, insurance and repairs rise every year, and landlords pass those costs on. In South Carolina, rental homes are also taxed at a higher rate than homes people live in (primary residence).
▶ More people are moving here. The Midlands keeps growing. More renters chasing the same homes pushes rents up.
▶ Not enough rentals. In high demand areas, new homes take time to build and supply can't keep up.
▶ High rates keep people renting. When buying feels out of reach, people rent longer. More renters means more competition for every rental.
▶ Inflation. When everything costs more, rent follows.

One thing that doesn't: Principal and interest on a fixed-rate mortgage.

Buy today, and that part of your payment is the same ten years from now. Sure, taxes and insurance can still change, but not the loan payment itself. And guess what? Historically, that home 10 years later is worth more than when you bought it!

❔ Did you know ❔

While many markets do see short-term reversals at times, since 1984, residential property values have appreciated by 441%, substantially exceeding the 210% increase attributable to inflation. What does this look like?

In 1990, the median home value was $123,900. Since then, home prices have appreciated by 241.5%, whereas inflation has risen by 146.3%. Had home prices paced with inflation, the median home would currently be priced at $305,193, representing a discrepancy of $117,907 from the present actual median price.

During 2000, the median home price stood at $165,300 and has subsequently increased by 156%, compared to an inflation rate of 87%. Should the median home have maintained alignment with inflation, it would presently cost $309,043, creating a variance of $114,057 from today’s actual median. (credit: themortgagepoint 2026)

That's why investing in homeownership has long been one of the ways regular people like you and me protect, or "hedge", themselves from inflation.

🔑 The key? Don't chase the Joneses. Buy the home that fits your budget at today's rate. Not the rate you hope for later.

Quick question for buyers: would you rather have $10,000 off the list price, or $10,000 to put toward lowering your rate...
09/30/2026

Quick question for buyers: would you rather have $10,000 off the list price, or $10,000 to put toward lowering your rate?

For a lot of people, the second one lowers the monthly payment more.

A price cut may make you feel like your getting the best deal but, if you're financing, that discount gets spread over the full term of your loan. Which often times is 30 years. This does lower your monthly paymets, however... If you put that same amount towards buying down the rate, that goes straight at your monthly cost, and often times makes a MUCH larger impact on monthly affordability.

Admittedly, this doesn't fit everyone. Which route is better depends on how long you plan to keep the loan among several other factors. But it's worth running numbers with BOTH scenarios BEFORE you write an offer.

Want to know which strategy is right for you? While there are lots of free mortgage calculators to run the numbers yourself, I always recommend talking with your licensed mortgage professional for the most up to date and realistic numbers to ensure your projected costs are as accurate as possible.

Don't know who to ask? I've got a team on-call that will have your back, ready when you are.

📈 Rates are high. ⛽ Gas is high. 🛒 Groceries are high. I'm not going to pretend otherwise.But "expensive" and "a bad tim...
09/28/2026

📈 Rates are high. ⛽ Gas is high. 🛒 Groceries are high. I'm not going to pretend otherwise.

But "expensive" and "a bad time to make a smart move" are not the same thing.

Over the next two weeks, I'm sharing what I'm actually seeing in our Midlands Market. Where the real openings are for buyers, sellers and investors. No hype or rah rah. Just the numbers and what they mean for you.

Got a question you want answered? Drop it below and I'll work it into the series. Stay Tuned.

09/02/2026

The house my buyers ended up in was never on a website.

I drove out to Pine Oak Estates in Gilbert to see a different home. While I was there I found out this one was available — better lot, more privacy, and it hadn't shown up anywhere yet.

New construction inventory moves faster than the sites that list it. What you can search is never the whole picture.

One thing every new construction buyer should know: bring your agent the first time you walk into a model home. Most builders won't let one onto the deal after you've registered on your own.

Costs you nothing to have someone in your corner.

Joshua Minico | MINICO at LPT Realty | 803.569.0633

CLOSED! 235 Foxglade Drive in Gilbert.Big congrats to my buyers. 5 bedrooms, 4 full baths, 2,667 sq ft with a bedroom an...
09/02/2026

CLOSED! 235 Foxglade Drive in Gilbert.

Big congrats to my buyers. 5 bedrooms, 4 full baths, 2,667 sq ft with a bedroom and full bath on the main level, brand new in Pine Oak Estates.

Here's the thing about this one. We didn't find it online. I drove out to Pine Oak Estates to look at a completely different house, and while I was there I found out this one was available too — better lot, more privacy, and it wasn't showing up anywhere yet.

That happens more than people realize with new construction. What's on the websites is a snapshot, and it's usually behind. The inventory a builder can actually sell you today is a conversation, not a search filter.

Huge thanks to David Parler at First Reliance Bank for taking the mound at the bottom of the 9th to bring this one home. Big shout out to Camden Carter at Lennar Carolinas for making this a smooth transaction from day one, as well as Avery and Liyah from Harvey & Vallini for taking us from contract to close. None of this could've gotten done without all of your hard work and TOP notch communication.

Thinking about new construction anywhere in Lexington County? Loop me in BEFORE you go tour a model home — most builders won't let an agent onto the deal once you've registered on your own.

Costs you nothing to have someone in your corner.

Joshua Minico | MINICO at LPT Realty | 803.569.0633 — call or text and yours can be next!

Warm, inviting colors can quietly add thousands to your home’s perceived value 👀When buyers walk in, they decide how the...
08/07/2026

Warm, inviting colors can quietly add thousands to your home’s perceived value 👀

When buyers walk in, they decide how they feel in the first few seconds—and color does a lot of the talking. Soft neutrals like warm white, greige, and taupe help rooms feel bigger, brighter, and move‑in ready. They also make it easier for buyers to picture their own furniture.

Use deeper tones in small doses: a navy accent pillow, a charcoal throw, or forest‑green art can add just enough drama without overwhelming the space 🎨

Thinking of selling soon? Start with paint in the main living areas and the entry. It’s one of the simplest updates with the biggest emotional payoff for buyers.

Buying or selling in 2026 feels overwhelming—but it doesn’t have to. Let’s clear up a few of the questions I hear all th...
08/06/2026

Buying or selling in 2026 feels overwhelming—but it doesn’t have to. Let’s clear up a few of the questions I hear all the time 👇

Q: Should I wait for rates to drop before I buy?
A: Not necessarily. Homes you can afford today might be priced higher later. You can often “marry the house, date the rate” and refinance if conditions improve.

Q: Do I really need an agent to sell?
A: You don’t legally need one, but you’re handling pricing, marketing, showings, negotiations, inspections, and paperwork on your own. A good agent can help you avoid costly mistakes and keep more money in your pocket net.

Q: What’s the first step if I want to buy this year?
A: Talk to a lender early. A quick pre-approval gives you a clear budget and makes your offers stronger when the right home pops up.

Got a question I didn’t cover? Drop it in the comments and I’ll tackle it in my next post.

🚨 Chapin buyers, don’t blink — this Creekside at Chapin Place beauty is ACTIVE and packed with the space everyone wants!...
08/06/2026

🚨 Chapin buyers, don’t blink — this Creekside at Chapin Place beauty is ACTIVE and packed with the space everyone wants!

125 Chapin Creek Court brings that “finally found it” feeling with over 3,000 sq ft of stylish living in an exclusive Chapin setting.

✨ Why it’s a must-see:
• 3 bedrooms + 3 baths
• 3,020 sq ft of beautifully designed space
• Built in 2022 with modern comfort in mind
• High ceilings, custom molding & elevated finishes
• Flexible front dining/formal living area
• Tucked away in sought-after Creekside at Chapin Place

Homes with this much room, style, and location appeal don’t sit quietly for long. If Chapin is on your wish list, this one needs to be on your schedule ASAP. 👀

Click here for details or to plan your showing:
https://ownitcolumbia.com/d8r6lh99

Under contract in 6 days in Ridgeway! 🎉6071 Smallwood Road is officially pending: a 2BR metal home with a huge 900 sq ft...
08/06/2026

Under contract in 6 days in Ridgeway! 🎉

6071 Smallwood Road is officially pending: a 2BR metal home with a huge 900 sq ft garage/shop on 1 acre with no HOA.

Thinking of buying or selling near Ridgeway/Blythewood? DM the word

Leesville, SC buyers are still watching the good homes disappear fast 👀Inventory remains tight in the spots people want ...
08/02/2026

Leesville, SC buyers are still watching the good homes disappear fast 👀

Inventory remains tight in the spots people want most, especially homes with usable land, lake access, updated interiors, or easy routes toward Lexington and Lake Murray.

Price-smart homes are getting the attention first, while listings that miss the mark are giving buyers more room to negotiate.

Buyer tip: get your financing fully dialed in before you tour, because the right Leesville home may not wait while paperwork catches up.

Seller tip: don’t test the market too high; strong pricing plus clean presentation can create more urgency than a later price drop.

Thinking about making a move in Leesville before the next wave of buyers jumps in?

Let’s talk strategy now.

Address

7227 Parkland Road, Suite 200
Chapin, SC
29223

Website

,

Alerts

Be the first to know and let us send you an email when Joshua Minico posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Joshua Minico:

Shortcuts

Share