Chappaqua Home Values

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Are you considering financing a home 🏠 purchase or a refinance?Important questions that borrowers may not know to ask:Re...
03/19/2026

Are you considering financing a home 🏠 purchase or a refinance?
Important questions that borrowers may not know to ask:
Regardless of the loan product that you choose it is important
to understand:

Is there a pre-payment penalty? If you choose to pay down some or all of the principal amount prior to the end of the term, will you be charged a fee for early payment or pay-off.

Will your lender allow you to recast your loan? This can occur when you add a lump sum đź’° payment to the principal amount. This lowers your balance but does not change your interest rate or loan term. It does allow the lender to recalculate the monthly payment based on the new lower principal balance.
Have your lender explain what their criteria and requirements are for recasting. FHA, VA and USDA loans cannot be recast.
Would you like to know more about the home loan process?
Click on this link for a complimentary copy of my book. https://solskolnick2.book.live/mortgage-lenders-buyers-book

07/24/2024

The housing market can be challenging, making the process of purchasing a home emotional and stressful. Understanding how it works can help alleviate much of the stress. Request a free copy of Sol's book, "A Step-By-Step Guide to Financing Your Home."

With over 15 years of experience as a residential mortgage originator, Sol has been recognized with the 5-Star Mortgage Professional Award multiple times. If you need of a loan, you better call Sol at 914-380-0600.

Planning to apply for home financing?These are 10 key actions to avoid when applying for a home mortgage.Here are the de...
03/22/2024

Planning to apply for home financing?
These are 10 key actions to avoid when applying for a home mortgage.

Here are the details for 2 items. If you would like complete information about why you should avoid the 8 others follow this link to the e-book version of my “Step-by-Step Guide to Financing Your Home” and scroll to page 42.

https://solskolnick.book.live/read-mortgage-lenders-buyers-book

Prefer a free printed copy? Just send an email to me [email protected] and share the address to which you want it sent. I will pay shipping (in the U.S.) too.

1. Don’t Apply for New Credit

Whether you’re applying for a new credit card or a vehicle loan or initiate a third-party credit check for new cell phone service, new internet service, etc. causing your credit history to be checked across multiple channels, it will impact your credit score. Your credit score is an important element of your eligibility for a particular loan program and your interest rate.

2. Don’t Close Your Credit Accounts

Closing credit and charge cards can have several consequences. A significant element of your credit report is the depth and length of your credit history. Closing accounts can increase your Debt-to Income ratio and diminish your credit history potentially lowering your score.

3. Don’t Deposit Large Sums of Cash into Your Bank Account

4. Don’t Change Your Bank Account

5. Don’t Make Large Purchases

6. Don’t Change Jobs or How You Receive Income

7. Don’t Co-Sign a Loan

8. Don’t Miss Your Payments

9. Don’t Consolidate Your Bills

10. Don't Lose Sight of Your Documents

07/13/2022

The new operator of the Chappaqua Crossing retail component has revised its request to double the allowable square footage leased to carry-out food establishments so it can start filling some of the complex’s empty commercial spaces. Amy Krass, senior vice president asset management at Heitman, th...

03/26/2022

Pre-sale tickets are finally about to go on sale for this year's Pleasantville Music Festival slated for July 9th. With the line-up announcement still a few weeks away, this will be your chance to purchase tickets for the lowest prices that they're going to be. So starting Tuesday, you can get them at $50 for adults and $30 for Seniors (65+) & Students (12-21). (As always, kids 11 and under are free with an adult.) And for that, you'll get 18 acts on three stages. Tickets will be available on-line through TicketWeb, and through the Festival website www.pleasantvillemusicfestival.com. On-line purchases will incur ticketing charges. Also starting Tuesday, you'll be able to purchase tickets in-person at the Pleasantville Recreation Center offices located at 48 Marble Avenue in Pleasantville. Their hours are M-F 8am to 4pm and they will accept cash, check, Visa or MasterCard. Electronic payments will not be accepted.

10/30/2021

PLEASE NOTE: As of Oct. 29, the JBFC has returned to operating at full capacity. Just as before, we require proof of COVID-19 vaccination paired with valid photo ID for access to all screenings and events . Visit our blog for more info on this safety update: https://bit.ly/3mmXTYy

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Chappaqua, NY
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