08/19/2026
843-452-2410
Thinking about buying but you have concerns about waiting for your lease to end? Paying off debt beforehand? Credit score? Interest rates too high? No money down? WE CAN FIX THAT.
Don’t want a rate in the 6 or 7 percent range? We can fix that!
We have lenders with rates in the 3 and 4 percent and they are fixed! To give you an idea, a $400k house at 7% is $2661 in just principal and interest. That same $400k house with a 4.5% rate is now $2027, for the same $400k house!
Have debt you’re trying to pay off before buying? We can fix that!
The VA loan allows you to source extra closing costs to pay off existing debt, we’ve gotten as much as $12,500 extra and no, it’s not rolled into the loan, straight up paid off with the seller’s money and we got the house under appraised value!
Not eligible for the VA loan and don’t have money down? We can fix that!
There are many ZERO down programs for civilians that have rates very similar to VA. No money down and we’ll get all your closing costs covered!
In a lease for a while and waiting to buy? We can fix that!
The VA loan allows you to source extra closing costs that can be used to buy a lease out with the seller’s money and no, it’s not rolled into the loan, straight up paid off with the seller’s money!
Worried about your credit score?
You can get the premium rate with credit scores down into the low 600’s. Heck, we got lenders that can get you a loan as low as 500’s (without premium rate). If you are VA eligible you can re-fi after 7 months and no matter your credit score, as long as you’ve made all your payments on-time you will get the premium rate!
Not sure you want to live here for years on end?
You’re only required to live in a home with a new loan of any kind for 12 months. You can legally turn it into a rental after that and buy another and so-fourth building a real estate empire! And the lender can never change the terms of the loan if you do!
Waiting to use your VA loan for the prefect house?
No need, you can use your VA an unlimited number of times. If you buy multiple houses the total just needs to stay under $832k. If you sell one, it allows you to use your VA again and again!
You’re always paying a mortgage, question is, do you want to pay yours or your landlords?