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Ternus Ternus helps real estate investors move faster with transparent, tailored loans. From fix-and-flip to rental portfolios, we’re your partner in growth.

No-nonsense, just reliable funding when you need it. Based in Texas, serving investors nationwide. About TERNUS

Welcome to TERNUS, where we're redefining the future of real estate lending. Our mission is to empower you, the investor, by putting ownership, control, and innovation at the forefront of everything we do. Why TERNUS? Ownership: With TERNUS, you don't just invest; you own. Be a shareholder in a company that values your voice. Innovation: We offer cutting-edge lending solutions tailored to the real estate investors' needs, ensuring you make money in ways that make sense to you. Community: We believe in building a community where customers and employees own the vision. Together, we grow, profit, and create lasting change. Our Promise
We're committed to transparency, integrity, and excellence. Our threefold approach ensures alignment with your goals, providing financial freedom, control, and passive income. Coming Soon! TERNUS is on the horizon, and we invite you to be a part of this transformative journey. Sign up to stay informed and join the TERNUS Revolution. Join us in reshaping the real estate lending landscape. With TERNUS, the future is in your hands.

Smart investors run the numbers before they make a move. Ternus has free tools to help you size a rental, check a flip, ...
10/15/2026

Smart investors run the numbers before they make a move. Ternus has free tools to help you size a rental, check a flip, and plan your rehab budget, all in minutes and on your schedule.

πŸ‘‰ Tap the link in our bio to try the calculators.

Estimates only; subject to underwriting and final approval.

Another one funded in Milwaukee, WI! 🏑$100,000 | Long-term Rental Loan (DSCR)Congrats to our borrower on growing their r...
10/13/2026

Another one funded in Milwaukee, WI! 🏑

$100,000 | Long-term Rental Loan (DSCR)

Congrats to our borrower on growing their rental portfolio. Ready to finance your next rental? Link in bio.

Every great investor started somewhere, and nobody got there without asking a lot of questions. At Ternus, we'd rather y...
10/06/2026

Every great investor started somewhere, and nobody got there without asking a lot of questions. At Ternus, we'd rather you ask than guess. 🏑

What's one thing you wish someone had explained to you on your first deal? Tell us in the comments πŸ‘‡

10/02/2026

Not everything you hear about investing is true. πŸ‘€

Before you write off your first deal, your next flip, or your shot at financing, make sure you know what's fact and what's fiction.

Which myth have you heard the most? Drop it in the comments πŸ‘‡

Ready to talk about your next deal? Reach out to the Ternus team.

All loans subject to underwriting and approval.

Market Update!!!Rates moved in September, but prepared investors are still finding deals that work. Our latest Market Up...
09/30/2026

Market Update!!!

Rates moved in September, but prepared investors are still finding deals that work. Our latest Market Update covers:

πŸ“ˆ Where investment property loan rates stand today
πŸ”‘ The factors lenders weigh when pricing your rate
🏘️ What 2026 rental market data shows
🧱 How DSCR, fix-and-flip, and portfolio loans fit different strategies

Run your numbers before you make your next offer.
Read the full update here:
https://www.ternus.com/what-investors-should-know-about-investment-property-loan-interest-rates-in-2026/

A single investment property loan can involve six or more parties: the underwriter, appraiser, title company, insurance ...
09/24/2026

A single investment property loan can involve six or more parties: the underwriter, appraiser, title company, insurance agent, draw inspector and you. Your lender is the only one who sees the whole deal.

That's why how a lender works matters as much as the rate. The right one explains, recommends and keeps every piece moving from application to payoff.

On your next deal, notice who reaches out first with an update. That tells you what kind of lender you're working with.

Swipe through to see what to expect.

09/22/2026

Bare concrete and loose wiring on day one. White oak, marble, and warm light on the last.

Every project starts as a picture in the investor's head. Watching it become real never gets old.

Most DSCR math skips taxes and insurance. That's the difference between a deal that clears on paper and one that clears ...
09/18/2026

Most DSCR math skips taxes and insurance. That's the difference between a deal that clears on paper and one that clears with your lender.

Run your numbers before you write the offer. DSCR, fix and flip, and rehab budget calculators β€” link in bio.

Address

6230 Fairview Road, Suite 230
Charlotte, NC
28210

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