Laurie Sojourner

06/21/2024

Saving for Your Dream Home? You've got this! Don't let the idea of affordability hold you back from achieving your homeownership goals. With the right strategy and a knowledgeable loan officer by your side, you can make your dreams a reality. Start by prioritizing your savings and creating a budget that aligns with your homeownership aspirations. Every dollar saved brings you closer to that down payment and the keys to your dream home.

06/20/2024

Attention all budgeters: keep property taxes in mind before embarking on your home search! Establishing a practical monthly budget is essential. Remember to factor in additional expenses like HOA fees and property taxes, which can be included in your mortgage payment. Contact me, your go-to real estate expert, at [email protected] for valuable tips on creating a realistic budget. Let's get started on finding your perfect home today!

06/19/2024

Simplify your checklist and gather your proof of income, employment verification, asset statements, and details on your debts and monthly expenses. Don't stress - I'm here to help you smoothly collect everything. Begin your mortgage journey by contacting me at 980-895-3145. Together, we'll streamline the documentation process.

06/18/2024

Ever wondered, "What is a mortgage rate lock?" It's your ticket to stability in a fluctuating market! A rate lock is a commitment from your lender to honor a specific interest rate for a set period - shielding you from market rate changes during that time. It's like securing a guaranteed deal on your dream home financing. Curious about locking in your rate? Let's chat at 980-895-3145 and I'll guide you through the process!

06/14/2024

Are you wondering how to determine your maximum mortgage amount? Let's make it easier! Take a look at your monthly income, deduct expenses and debts, and add in a comfortable cushion. Be sure to factor in a down payment and your credit score. Need help? I'm here to support you! Reach me at 980-895-3145 or find me on Facebook at https://www.facebook.com/LaurieSojourner to ensure you're on the right track to owning your dream home!

06/13/2024

Ready to start your home-buying journey? The first step is getting pre-approved for a mortgage. It's a crucial part of the process, helping you understand your budget and enhance your buying potential. No pre-approval yet? No problem! I'm here to assist. Let's begin your home-buying adventure on the right track. Leave a comment or send a DM to get started!

06/12/2024

Unlocking the mystery of mortgage points! Points, often called discount points, are upfront fees paid to lower your mortgage interest rate. Each point typically costs 1% of your total loan amount and can lower your rate by about 0.25%. While points can reduce your monthly payments and total interest over the life of the loan, it's essential to weigh the upfront cost against the long-term savings. Interested in learning more about how points can impact your mortgage? Contact CLEAR MORTGAGE today for personalized advice!

06/11/2024

Demystifying mortgage terms! Today, let's clarify what PITI (Principal, Interest, Taxes, Insurance) means in home financing. PITI represents the four components of your monthly mortgage payment. The principal is the amount you borrow, interest is the cost of borrowing, taxes are property taxes, and insurance refers to homeowner's insurance. Understanding PITI helps you grasp the full picture of your monthly mortgage obligations. Share this post with someone who needs expert real estate advice. They will thank you!

06/10/2024

Home insurance protects your investment and provides coverage for damages and liabilities. The cost of home insurance can vary based on factors such as the location of your home, its age and condition, and the coverage options you choose. Property taxes are another significant expense that homeowners need to consider. These taxes are based on the assessed value of your property and are used to fund local services such as schools, roads, and public safety. The amount you'll pay in property taxes can vary widely depending on where you live. Need help factoring in these additional costs? Call me today at 980-895-3145 to discuss your real estate goals and how I can assist you.

05/25/2024

We are officially live!! My husband and I just listed our home in the sought-after community of Highland Creek. If you know anyone looking for a great home in this area, please help us spread the word.

We're offering a 3% buyer's agency commission, and showings can be scheduled through ShowingTime through the MLS.
ttps://listings.nextdoorphotos.com/1214elronddrive

1214 Elrond Drive, Charlotte, NC 28269 Step into the serene elegance of 1214 Elrond Drive, where luxury meets community living in the heart of the coveted Highland Creek neighborhood. This exquisite home, located on the desirable Cabarrus County side, invites you to experience a blend of comfort, co...

05/24/2024

🏡 Coming Soon to Highland Creek! 🏡

Get ready to experience luxury living in the heart of Highland Creek! We're thrilled to announce our latest listing at 1214 Elrond Drive will be hitting the market soon!

This stunning home offers the perfect blend of elegance and convenience, with spacious interiors, modern amenities, and access to the vibrant Highland Creek community.

Features Include:
✨ Open floor plan ideal for entertaining
✨ Fully screened-in back patio overlooking the woods
✨ Cozy fire pit for evenings under the stars
✨ Master suite with a lovely sitting area
✨ Freshly pressure washed exterior and cleaned gutters
✨ Professionally cleaned carpets and sanitized surfaces
✨ Termite treatment with transferable warranty
✨ Brand new refrigerator and included washer and dryer
✨ Four-year-old roof and HVAC system for peace of mind
✨ Guest bedroom with en-suite bathroom for added privacy
✨ Giant media room for movie nights with family and friends
✨ Main floor office with stunning French doors
✨ Community amenities including swimming pools, fitness center, parks, and more

But don't just take our word for it! Click the link below to view the photos, floor plan and 3D tour of this magnificent home. Trust us, you won't want to miss out!

1214 Elrond Drive, Charlotte, NC 28269 Step into the serene elegance of 1214 Elrond Drive, where luxury meets community living in the heart of the coveted Highland Creek neighborhood. This exquisite home, located on the desirable Cabarrus County side, invites you to experience a blend of comfort, co...