Charlotte Real Estate Agent, Fiama Collins

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Charlotte, NC
Charlotte Real Estate Agent, Fiama Collins

Helping 1st time homebuyers to buy their 1st home with confidence & make smart real estate decisions

11/16/2022

Have you ever wondered what fees buyers pay besides a down payment? Well, here’s a starting point and estimated costs:

- Earnest money - 1-2% of the sale price.
- Closing costs - 3-6% of the home’s value
- Mortgage origination - 0.5-1% of the loan amount
- Appraisal and home inspection fee - $300-500 each
- Credit check - $20-30
- Title search - $75-200
- Title insurance - 0.5-1% of the sale price.

If this post has given you a firmer grasp on what to expect, then you might be interested in a buyer consult — a non-committal discussion about your needs, wants, and timeline.

Send me a DM, and we’ll set something up. I look forward to hearing from you!

Take advantage of my real estate strategies!
Email, Call, Text or Visit my website to schedule your one on one consultation today.
📧[email protected]
📞 (704) 564-7511
🔗fiamacollins.exprealty.com

11/14/2022

Are you thinking about buying a home?
Have questions about the process?
Unsure of where or how to begin?

You need a buyer's consultation.

During the consult, I’ll break down the process step by step, answer your questions and talk through your concerns, discuss your housing wants and needs, and talk through ways to make your offer shine to sellers.

Ready to get started? I'm here! Send me a DM, and let's find a time to connect.

Take advantage of my real estate strategies!
Email, Call, Text or Visit my website to schedule your one on one consultation today.
📧[email protected]
📞 (704) 564-7511
🔗fiamacollins.exprealty.com

11/06/2022

Here’s the thing: Buying a home is super exciting. It’s arguably the largest financial investment you’ll make, and it tells the world you’re officially adulting!

Once you’ve signed on the dotted line, follow these 10 tips for homeowning like a pro:

1. Change the locks as soon as possible.
2. Ask around to find a reliable handyman.
3. Find a secure home for all those warranties and manuals so you’ll be able to find them whenever necessary.
4. If possible, paint before you move in. It’s much easier in an empty house.
5. Meet the neighbors. You never know when you’ll need a friendly favor.
6. Plant shade trees. In a few years, you’ll be so glad you did.
7. Replace the air filters, especially if the home was on the market for a while.
8. Start an emergency fund for repairs and maintenance.
9. Be slow to take on major renovations.
10. If you do renovate, make improvements that will add value. (I can help!)

🏡 Drop your advice for new homeowners in the comments!

Take advantage of my real estate strategies!
Email, Call, Text or Visit my website to schedule your one on one consultation today.
📧[email protected]
📞 (704) 564-7511
🔗fiamacollins.exprealty.com

11/03/2022

The biggest misconception I hear about buying right now is that it’s smart to wait for interest rates to come down.

You DON’T need to wait!

What DO you need? If you know you’re ready to buy, you need an agent who knows the market in your desired location and a trusted lender who can help you understand what you can afford.

The truth is if you buy at today’s rates, you can always refinance if rates drop. But if you wait with the hope of rates coming down, you can't go back and borrow at today's rates if that doesn't happen.

So the next time you think to yourself, “Maybe I’ll wait.” Don’t do it! Let me at least show you homes in your price range so you can make a decision based on facts.

Is this you? Have you been struggling to decide about buying now vs. waiting? Send me a message, and let’s talk - no strings attached.

07/06/2021

Going to the beach for a few days… ✌🏽 out Charlotte!

07/03/2021

Tomorrow it's time to see some fireworks!

🧨 2021 Skyshow Charlotte-
Located at the Truist Field in Uptown!
1st Pitch starts at 6:05pm and fireworks start immediately after!

🧨 U.S National Whitewater Center-
Performances start at 6:30pm
Fireworks start at 9:30pm

🧨 Carowinds-
Fireworks start at 8:45pm

PS: Share this with a friend!

07/01/2021

Happy July! Wow I can’t believe it's already July... this year is flying by so fast! 😨

Here are some holidays this month! The ones that I am looking forward to are:

July 4th grilling with the fam 🎇
World Chocolate Day 🍫
National Ice Cream Day 🍦
National Pina Colada Day 🥥
National Wine and Cheese Day 🍷🧀
National Avocado Day 🥑

What are you looking forward to this month?

06/26/2021

🏡 Join the future homeowner club by getting on the list and requesting the free workbook that walks you through a 12 month outline of what to do when, to prepare yourself for homeownership! Comment below with your favorite emoji or send me a DM to get your hands on the free guide today!

06/22/2021

1.Mortgage Calculator Plus – I recommend that my buyers download this app for quick calculations on their mortgage payment options. If they’re deciding whether or not to offer an extra $5,000 in hopes of getting their offer accepted over the competition or if they’re trying to figure out what an extra $10,000 down would reduce their monthly mortgage payment to.. this app is super helpful for many scenarios.

2.DocScan – This allows you to snap a photo with your phone and turn it into a PDF document that can be emailed wherever you need it to go. While almost everything is done digitally these days, there are still things that come up from time to time that might require this portable version of a scanner. Whether it’s a receipt you need to make a copy of or a document. you forgot to include it for your lender, this app makes it easy!

3. ProjectColor app – This is an app from The Home Depot that makes it easy to browse paint, explore popular color palettes and match colors. You can upload a photo to find the color you want and order paint samples right there! Perfect for post closing but also fun if you’re trying to spot the hidden potential in a house that needs some TLC.

4. Around Me – This app will identify where you are and show you a complete list of nearby businesses and attractions. It will even include the exact distance from your current location. This is perfect for figuring out where a specific listing is in relation to different local attractions or other destinations that are important to your new home location.

5. Pinterest – Create a board for your future home! It’s fun to daydream and think about different styles and home decor while you’re out house hunting!

06/19/2021

Swipe to see Part 01 of the home buying timeline ➡️

Wondering what happens once you actually start the home buying process? I’m giving you a sneak peek at the first 4 steps! But maybe you’re wondering how you get to the starting point? This month is dedicated to you, friend! I am enrolling people into the “future” homeowner club, to set them up on a successful path to homeownership!

You’ll learn the steps you need to take to buy your first home in one year (or sooner)! If you want to get on the list, comment below or send me a DM!

06/18/2021

These 2 things are CRUCIAL to locking in that new home:

1. PATIENCE - The market might be competitive but that doesn't mean it's impossible. I will help you get the keys to your new home but it's going to take an extra dose of patience.

Trust in the process, trust in your agent and remind yourself of WHY you're doing this in the first place!

2. GRATITUDE - Maybe you're in the thick of house hunting with no luck right now, maybe you're feeling discouraged because of all the hype the "crazy market" is getting or maybe your credit score needs some work… but no worries I'm here to be your real estate bestie!

We can get something quick to eat and talk about the complete A-Z blueprint to getting in that new house and what hurdles you're most worried about.

But with that, I want you to remember your why and start your home search with gratitude. It may feel like a sprint but at the end of the day it's truly a journey and I want you to enjoy it!

What questions do you have about real estate? I will be answering them all day in my stories!

06/10/2021

🏡 Being that this month is National Homeownership Month I am introducing…..The “Future” Homeowner’s Club: your all access pass to the resources you need to go from home buyer to homeowner!

I mapped out your 1 year timeline for what steps to take and when, if you want to be in your first home within one year from today. The best news is that the entire process can be expedited based on your unique situation.

Throughout the month of June, I’ll be sharing different resources for future home buyers that will help you understand more about the process and set you up for success! If you want to join this virtual club, comment your favorite emoji below and I’ll send you the complete guide to get you started right away!

Address

Charlotte, NC

Telephone

+17045647511

Website

http://fiamacollins.exprealty.com/

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