Zack Philmon Your Loan Dude

Zack Philmon Your Loan Dude Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Zack Philmon Your Loan Dude, Real Estate, 3430 Toringdon Way, Suite 101, Charlotte, NC.

Mortgage professional with 13+ years of experience in mortgage business, having worked across multiple roles that provide a deep, practical understanding of how loans move from start to finish.

Mortgage rates have been on quite a journey. From double-digit rates in the 1980s to the record lows of 2021, our latest...
06/15/2026

Mortgage rates have been on quite a journey.

From double-digit rates in the 1980s to the record lows of 2021, our latest article breaks down the key moments that shaped the mortgage market and what they can teach us about today.
https://myoc.io/Jjw2a/N0ZWR



NMLS # 904567

Summer buying season is officially here!🌊☀️So if you're serious about a new home in 2026, now's the time to beat the rus...
06/12/2026

Summer buying season is officially here!🌊☀️
So if you're serious about a new home in 2026, now's the time to beat the rush and talk to me! 👋🏡
Interest rates, inventory, or just a friendly chat – I’m here to help. DM me or give me a call! 📲



NMLS # 904567

06/10/2026

🚨 This myth is keeping more people from buying homes than high interest rates 🚨

You know the one…

“I’ll buy when I’m ready.”

When I ran into Ashley Lee in Downtown Belmont, I asked her:

💬 “What’s the biggest myth first-time homebuyers believe?”

Her answer?

That you need perfect credit, more money, lower rates, and the perfect timing before you can buy.

The truth is most people are a lot closer than they think.

If you’ve been saying:

“I’ll wait until next year…”

Watch this first.

👇 What’s something you thought you needed before buying a home? Drop your comments below!



Ashley Lee

Closing day gets all the attention, but the weeks after are just as important. Here's a checklist to help you settle in ...
06/08/2026

Closing day gets all the attention, but the weeks after are just as important. Here's a checklist to help you settle in with confidence.
https://myoc.io/Jjw2a/Cta1T

NMLS # 904567

Check out this week's mortgage rates! Got questions? Just DM me! NMLS # 904567
06/05/2026

Check out this week's mortgage rates! Got questions? Just DM me!



NMLS # 904567

Wow! Check it out!
06/05/2026

Wow! Check it out!

06/05/2026

Behind every great Realtor…

Should be a great lender. 😎

Erica Vasile makes real estate look effortless.

Meanwhile, I’m just trying to catch the phone and make sure the financing is as smooth as the showing. 🏡😂

But in all seriousness, the best home-buying experiences happen when your Realtor and lender are on the same page from day one. Communication, collaboration, and teamwork make all the difference between a stressful transaction and a smooth one.

If you’re ever in 28205, stop by and say hello to Erica and the amazing team at 5 Points Realty. You can’t miss them — they’re in the iconic pink building on The Plaza. 💗🔥

🎥 Erica Vasile | 5 Points Realty
🏡 Zack Philmon | Atlantic Bay Mortgage Group

And if you’re headed to Belmont Pride this weekend, come say hi! 🌈👋 Erica and I are both proud sponsors and would love to see you there.

Every mortgage company and its… mother(?)… have commiserated that homebuying is overwhelming. But that's kind of our who...
06/04/2026

Every mortgage company and its… mother(?)… have commiserated that homebuying is overwhelming. But that's kind of our whole thing. Atlantic Bay connects you with real people, real loan options, and a plan that actually fits your life.

Oh, and if Spanish is your first language? We've got resources for that too. No one gets left out over here. Nope. No this or any month.



NMLS # 904567

06/01/2026

You don’t stay at the top of the real estate game for 30+ years by accident.

I recently talked with Stephen Cooley and asked him a few questions. His answers reminded me why he’s one of the most respected names in the business.

No fluff. No rehearsed talking points. Just honest advice, hard-earned wisdom, and lessons that apply far beyond real estate.

I genuinely enjoyed this conversation and think you will too.

Take a minute and listen. I have a feeling you’ll walk away with something valuable.

Address

3430 Toringdon Way, Suite 101
Charlotte, NC
28277

Telephone

+17045628580

Website

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