Heather Pedersen- VP Mortgage Loan Officer Nmls#906345

11/05/2025

Buying a home when you have student loans is possible. 32% of first-time homebuyers have student loan debt. If you want to buy your first place, talk to a lender about your home loan options.

10/15/2025

Check out the latest update on the housing market!

After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear.

09/11/2025

Mortgage rates just had their biggest one-day drop in over a year.

They fell to the lowest they've been since last October.

And that shift matters. Compared to when rates were at 7% earlier this year, that could mean your future monthly payment is now about $200 lower.

Want to know how much you could save if you’re looking to buy? DM me and let’s talk it over.

07/09/2025

Selling and buying at the same time sounds overwhelming – but people do it every day (with way less stress than you’d think).

The key? Knowing which step to take first. Should you sell your current place before you buy your next one, or flip that order?

This quick visual will help you start thinking it through, but the real clarity comes from talking to someone who knows your market.

Send me a quick message and let's talk about the best plan for you.

05/07/2025

With all the uncertainty in the economy, the stock market has been bouncing around more than usual.

04/30/2025

If you’ve been waiting for the housing market to give you a sign that it’s time to restart your home search – it just did.

There are 28.5% more homes for sale right now than there were at this time one year ago. That means you have a lot more options to choose from for your next home.

But at the same time, inventory still hasn’t bounced all the way back to normal. It’s still down over 20% compared to 2017–2019.

That makes this moment the sweet spot to make your move. You’ll have an easier time finding a home you love, and your house should still sell quickly if you work with a pro to price it right.

Want to take advantage of this sweet spot? DM me and let’s make a game plan.

04/23/2025

Mortgage rates have been extra volatile lately. That may have you questioning if you want to move forward with your move right now with all the uncertainty.

But rather than trying to time the market, focus on what you can actually control.

You can’t control what rates are doing or when they’ll come down. But that doesn’t mean you’re powerless.

To get the best rate possible for today’s market, work on improving your credit score, being intentional with what loan type you choose, and considering what loan term gives you the lowest rate.

If you want to explore what’s possible, connect with a trusted lender.

04/02/2025

Spring is prime time for buying and selling — are you ready?

The just-released Spring Buyer & Seller Guides are packed with market trends, expert forecasts, and must-know insights to help you make your best move this season.

To get the info that gives you an edge for your move, DM me today.

03/31/2025

Monday morning vibes! Get your mind right to conquer the day and set some small goals.

03/31/2025

03/26/2025

More homes. More options. More opportunities this spring.
According to the latest data, this February, buyers had more homes to choose from than in any other February in the last five years. And that’s a big deal.
With more listings on the market, you have a better chance of finding a home that fits your needs and budget – without feeling so rushed.
How does having more options change your home search?

03/19/2025

The first step when thinking about purchasing a home. Know what your budget is before you fall in love with a home. I'm happy to get you started, and there is no cost to you! Reach out to me today to schedule an appointment or phone call.