09/06/2022
✨ STEP ONE: Get pre-approved! ✨
Potential buyers benefit in several ways by consulting with a lender and obtaining a pre-approval letter.
First, they have an opportunity to to discuss loan options and budgeting with their lender. Second, the lender will check the buyer’s credit and discover any problems. The home buyer will also learn their max amount they can borrow, which will help you set your price range.
Buyers in five essential things- proof of assets and income, decent credit, employment verification, and other documentation- to be pre-approved for a mortgage.
Most sellers EXPECT you to have a pre-approval letter and will be more willing to negotiate with those who prove that they can obtain financing. It is an essential when submitting an offer!
Where do you find a ”trust lender”? Ask me!
I have worked with lenders that I know, trust, and am confident will get us to the closing table smoothly and most importantly on time! Your agent is your resource and we are there to help give you the best recommendations that will help you and us as agents have a smooth transaction.
Have questions? Reach out anytime! I’m always here to help 🤓