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Southern Property Shop Sell Fast. Buy Smart. Move With Confidence. Real estate across Chattanooga, Cleveland & North Georgia — listings, buyers, and cash offers.

TN Firm #267306 · GA Firm #83178

Plot twist: the Fed can cut rates and mortgage rates can still go UP. That's not a glitch. The Fed is the loud uncle at ...
10/20/2026

Plot twist: the Fed can cut rates and mortgage rates can still go UP. That's not a glitch. The Fed is the loud uncle at Thanksgiving: everybody's listening to him, but he's not cooking a thing. Here's who's actually in the kitchen setting your rate (and why the late-night headlines can get boring, which is good):
https://southernpropertyshop.com/post/how-mortgage-rates-are-determined

Got a reappraisal notice that says your home's value jumped? Read it like a notice, not a ransom note. Under Tennessee's...
10/20/2026

Got a reappraisal notice that says your home's value jumped? Read it like a notice, not a ransom note. Under Tennessee's certified tax rate law, the county has to roll the rate back after a reappraisal. If they want more money than that, they have to vote for it out loud, in public, where you can watch. Don't sell the truck yet. Here's how it actually works 👇
https://southernpropertyshop.com/post/how-property-taxes-work-in-tennessee

Economists expected 2025 home prices to stay flat or dip. Instead they rose about 1% to 2%, and part of the reason is ho...
10/19/2026

Economists expected 2025 home prices to stay flat or dip. Instead they rose about 1% to 2%, and part of the reason is homeowners holding onto their 2–3% mortgage rates like it's Grandma's cast iron skillet. Higher rates cut down on buyers, but fewer people listing their homes kept prices propped up. Here's why that matters if you're buying or selling in 2026:
https://southernpropertyshop.com/post/us-home-prices-surprised-economists

Hixson sellers once spent a pile on a gorgeous new sunroom with big windows and a ceiling fan. Twelve feet away, the cra...
10/19/2026

Hixson sellers once spent a pile on a gorgeous new sunroom with big windows and a ceiling fan. Twelve feet away, the crawl space smelled like a pond, and buyers never made it to the sunroom. A ceiling fan can't outrun a smell. Before you remodel to sell, here's what actually pays you back (and what's just an expensive hobby):
https://southernpropertyshop.com/post/best-home-improvements-for-resale-value

Here's a weird truth about selling: a loose cabinet handle doesn't scare buyers off because it's a loose cabinet handle....
10/19/2026

Here's a weird truth about selling: a loose cabinet handle doesn't scare buyers off because it's a loose cabinet handle. It scares them because they start thinking, "If they skipped THIS, what else did they skip?" 👀 Small fixes like patching nail holes or swapping burned-out bulbs cost next to nothing and keep buyers from playing detective with your house. Here's which little stuff is worth fixing before you list:
https://southernpropertyshop.com/post/fixing-minor-issues-before-listing

Fun fact: if your rental only works on paper after you leave out repairs, you didn't find a rental. You found a second j...
10/18/2026

Fun fact: if your rental only works on paper after you leave out repairs, you didn't find a rental. You found a second job with a mortgage attached. 😅 I wrote up how I'd actually run the numbers on a Cleveland TN rental, including why the 'I'll just self-manage' plan lasts about as long as a snow cone in July.
https://southernpropertyshop.com/post/rental-property-in-cleveland-tn

"It's brand new, why would I pay for an inspection?" I hear it all the time, and it makes me twitch a little. New homes ...
10/18/2026

"It's brand new, why would I pay for an inspection?" I hear it all the time, and it makes me twitch a little. New homes can have flaws too, and a walkthrough with a builder who's happy to see you isn't going to catch them all. Hire your own independent inspector. Your future self (and your ceilings) will thank you. Here's the full rundown on the good, the bad and the drywall:
https://southernpropertyshop.com/post/buying-new-construction

Inherited Granddad's house and scared the tax man's taking a bite out of 40 years of appreciation? Breathe. Your cost ba...
10/17/2026

Inherited Granddad's house and scared the tax man's taking a bite out of 40 years of appreciation? Breathe. Your cost basis generally 'steps up' to what the house was worth the day he passed, so if it's worth $300,000 then and you sell for $305,000 a few months later, you're looking at gain on about $5,000. Put the panic down and pick the casserole dish back up.
https://southernpropertyshop.com/post/selling-an-inherited-house-in-tennessee

Fresh paint and a nice candle can hide a LOT during a showing. A good home inspector finds the structural, electrical, a...
10/17/2026

Fresh paint and a nice candle can hide a LOT during a showing. A good home inspector finds the structural, electrical, and plumbing surprises before they become YOUR surprises. Even better, their report gives you leverage to negotiate repairs or a lower price. Here's who else belongs on your Chattanooga home buying dream team:
https://southernpropertyshop.com/post/build-home-buying-team

Address

651 E 4th Street Ste 200
Chattanooga, TN
37403

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+14238109474

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