Samantha Tyler Anger, Realtor

06/27/2022

Looking for a reason to purchase a home? 🏡
Here are JUST 5 financial benefits of homeownership:

1. Home appreciation

The value of your home is likely to increase over time. When a property appreciates and gains value, you’ll be able to make more when you sell the home.

2. Tax benefits

One of the major benefits of owning a home are tax breaks! Homeownership tax breaks come in the form of deductions, with the most common types of tax deductions being real estate taxes, mortgage interest, profit from the sale of a home, private mortgage insurance, etc.

3. Financial stability

Rent is expensive, and rental prices are continuing to go up! If you purchase a home (with a fixed-rate mortgage), your monthly mortgage payment will stay the same, giving you more financial freedom, less stress, and an opportunity to save more money.

4. Builds your credit

Did you know that buying a home builds your credit? As a homeowner, you’ll be able to build your credit by making consistent, on time mortgage payments each month.

5. Long term savings

Building equity is one of the biggest benefits of being a homeowner. Your home becomes a valuable asset you can use down the road when you build equity. In a way, home equity is similar to a savings account. Your equity will build with each house payment you make (building up the value of your asset), just like building the value of your savings account by making deposits into your bank account. You can tap into your home equity through a cash-out refinance, home equity loan, or a home equity line of credit.

Looking to purchase a home this year? I'd love to work with you and guide you through the buying process. Send me a DM and let’s talk!

06/17/2022

Happy Closing Day (yesterday) to my sweet clients!! 🎉🥂 I’m so happy to have been apart of their home buying journey. This deal came together so perfectly - it almost didn’t seem real! Thank you both for entrusting me to help you!

I’m so excited for your new adventure - welcome home! 🏡❤️

05/27/2022

✨ Happy Closing Day to this precious family! ✨

Thank you so much for trusting me to help you buy your move up home! Feeling so grateful to be able to work with such great people who make my job easy. I hope you love your home for many years to come! 🥰🏡Congratulations! 🎉

05/24/2022

Congratulations to my wonderful clients on the sale of their home! 🎉 This was such a seamless selling process, and it makes it 10x easier when you have such great clients! Thank you for allowing me to be apart of your journey and trusting me each step of the way!

05/12/2022

Congratulations to my sellers of 12807 Sir Scott Terrace in Chester! 🎉 It’s been such a pleasure working with you during this time! 🏡

If you’re interested in selling in the near future, send me a message! I’m never too busy for your referrals! ❤️

05/10/2022

✨Please take a second to nominate me as best real estate agent! ✨🤩

Check it out now!

05/04/2022

One question I often get from homebuyers is, “how much does it cost to purchase a home?”

Let’s break it down:

The seller typically pays ALL agent commissions. This means that, as a homebuyer, working with a real estate agent to purchase a home won’t cost you anything!

Your down payment is often 3-20% of the purchase price. VA and USDA loans require 0 down, and if you are a first-time homebuyer, you might be able to get down payment assistance to further reduce upfront costs!

Closing costs are typically 2-5% of the home’s purchase price. This means that, if you buy a $300,000 home, your closing costs will range from $6,000-$15,000.

The average home inspection for a single family home will cost between $400-$500.

Typical title fees range from $150-$500.

The average home appraisal for a single family home will cost between $400-$600. This fee is oftentimes wrapped into your general closing costs.

Home warranties typically range from $350-$600 annually. It’s not required to get a home warranty, but recommended.

If your new home has an HOA, the average cost ranges from $200-$400 a month, but this fee depends on your neighborhood and community.

Have questions about the home buying process? Send me a DM and let’s chat!

05/03/2022

…and just like that this home is ✨under contract✨

I’m looking for more listings! If you’re looking for excellent service, I’m happy to help! I’m never too busy for your referrals. 🏡
📲 804-895-1882

05/01/2022

✨ Open House today from 2-4pm! ✨

04/25/2022

✨ Starting this week off with a beautiful NEW listing COMING SOON in Chester! ✨

📍4301 Overridge Dr, Chester, VA 23831
💵: $379,900
🛏: 4 bedrooms
🛁: 2.5 bathrooms
🚙: 2 car garage
📏: almost 2400 square feet

Showings begin this weekend on Saturday 4/30.
📲804-895-1882

04/22/2022

Earth day is a perfect reminder to start taking better care of our planet🌏

What’s something you can do to contribute this Earth Day and continue to do throughout the year?

Even small things like picking up trash or recycling can make a big difference and do wonders to protect our planet! 🌎🌲🍃🌳

04/22/2022

‼️SOLD‼️

So very happy for my sellers on a successful closing! Quick close and above list! 🔥 You can’t beat it!

If you’re interested in selling, please give me a call! I’m happy to help! 📲