Tammy Craig, Realtor

02/24/2025

For my Amazing Friends and Clients, please use this barcode for a Starbucks Drink on Me. I only ask that you take a picture of yourself with what you got to drink and Tag Me in the post! Offer available til all funds are used and please limit 1 drink per person to allow more to get a free drink!

REMEMBER TO TAG ME WITH YOUR PICTURE!

01/18/2025

01/11/2025

Four properties are now under contract, a testament to the power of teamwork and dedication! This is why I love what I do! Now all of my listings are under contract, who do you know that may be looking to Buy or Sell? I am never too busy for your referrals.

09/23/2024

Explore these Primary Bedrooms and share your top pick. I'll reveal my choice in the comments.

09/22/2024

Tammy’s 10 Commandments of what not to do within 30 days of applying to purchase or refinance a home, and DEFINITELY not after obtaining a preapproval, getting under contract, or starting the loan process:

1. Thou shalt not co-sign for anyone on anything
2. Thou shalt not make cash or unsourceable deposits above 1% of the sales price on purchases
3. Thou shalt not obtain new credit that you have not made your 1st payment on, or it won't be on your credit report when I pull it.
4. Thou shalt not buy furniture or appliances until AFTER closing.
5. Thou shalt not purchase a new vehicle or trade one in gor a different one, even if the new one has a lower payment.
6. Thou shalt not spend the money you had set aside for closing.
7. Thou shalt not change bank accounts unless you are prepared to document the entire paper trail regardless if it delays closing.
8. Thou shalt not exaggerate your income at application because it is based off of documentation, not what you tell the loan officer.
9. Thou shalt not change or quit jobs, or become self-employed, or go from W-2 to 1099 contract work even if ot means making more money.
10. Thou shalt not start neglecting your debts or cause late payments just to ensure you have money for closing.

It's not a matter of IF you can buy a house, it's a matter of WHEN. You may have broken one of these Commandments before ever even applying for a loan, so you just need to be patient and wait for it to be forgiven and blow over to qualify. Have faith that it will all come in due time....God's timing!

09/04/2024

Consistent with our promise, a preview of 12280 East Quaker Road is unveiled, featuring
🛌3 Bedrooms
🛁2 Bathrooms
✅2.79 Acres
✅Rural Living
✅Close to I95, Route 460 and I295
☎️Call me at 804-878-2412 to schedule your Private Showing

09/03/2024

*** Stay Tuned*** Professional pictures of this beautiful Prince George Rancher coming tonight! Can’t wait to see someone make this home their new home. Get your showings scheduled, showings start Thursday!

08/28/2024

***Coming Soon***

Welcome to your dream home! This exquisite 1-story residence, built in 2021, offers comfort and style set on 2.79 acres of beautiful land. Boasting 3 bedrooms and 2 bathrooms, this home provides ample space for family living and entertaining. The heart of the home is the eat-in kitchen, featuring a large kitchen island, and modern appliances, perfect for culinary enthusiasts and casual dining alike. The inviting family room, offers a versatile space for gatherings, game nights, or a cozy retreat. Retreat to the primary bedroom, which includes a luxurious en-suite bathroom and a generous walk-in closet. The additional two bedrooms are well-appointed, providing space for family, guests, or a home office. Outside, enjoy the large yard ideal for outdoor activities, gardening, or simply relaxing in your private oasis. Private shed for Storage and also has electricity. Professional pictures come soon! It will be Active on the market September 5th.

11/23/2022

Happy Closing Day to my Amazingly Patient Seller.. This one is bittersweet on a level I have never had. This home was a very dear friend’s home for many years. She trusted me to get the job done and we did! It was Sold with many tears and trials along the way. Sharron Petrick I hope you are smiling knowing Theresa Oakley can now rest just a little. If only we had known when we listed this that there would be so many things change in the course. I can happily say this chapter is closed. Although you are no longer with us to see this closure, please rest easy knowing your beautiful home went to an amazing new owner who loves your home as much as you did. This was a true team effort and there are a few Thank you’s that are needed for sure. Thank you Theresa for stepping in and doing amazing when the calls came in for months and you had to move super quick to make things happen, you rocked in every aspect. Please know this isn’t the end for us, this closure is just one small piece. Jake Chappell Thank you isn’t enough. You were the Best Buyers Agent I could have ever hoped to have worked with. You and I worked tirelessly getting to this day and I am super grateful to have had you on the other side of this deal. And last but certainly not least Sharron I absolutely wish you were still here with us to celebrate and another breakfast with you to talk about your future plans. I can’t express the love I have for you and your amazing family.

11/16/2022

What if my offer is rejected?🤔

Sellers can flat-out accept or reject an initial offer. The good news is sellers can also initiate a counteroffer.

Remember this:

☑️ A deal isn’t dead until it’s dead.
So, if a counteroffer is proposed by the seller, you’re still in the game.

☑️ You and your agent ( Me ) just need to review it to determine whether the counteroffer is acceptable.
If so, then approving it closes the deal immediately.

Keep in mind, offers and counteroffers can go back and forth many times; this is not unusual and negotiations are a part of what Realtors do. Each revision should bring both parties closer together on the terms of the deal.