02/14/2026
“The apparent disparate impact is there for all to see—black and brown borrowers at Navy Federal were denied home mortgages far more often, and charged significantly higher rates, than similarly-situated white applicants."
WASHINGTON — In a significant appellate ruling for minority borrowers seeking systemic relief, the U.S. Court of Appeals for the Fourth Circuit today revived class allegations challenging Navy Federal Credit Union’s mortgage lending practices. The Court held that borrowers alleging discriminator...