Everything real Estate- Chicago Realtor

12/05/2025

My baby graduates with her A.A. Degree in Psychology today at 17 years old! Lord, I’m an emotional wreck! This is a lot! 😭💪🏾🙏🏽🤦🏽‍♀️🤣

09/19/2022

Home owners you may qualify!

09/15/2022

Rebuilding Together Metro Chicago is thrilled to partner with Mayor Bilotto and the City of Blue Island to provide free painting, electrical repairs, carpentry work and other home repairs. Applican…

09/12/2022

09/01/2022

Current Mortgage Rates for September 1, 2022

https://www.forbes.com/advisor/mortgages/mortgage-rates/

Why do interest rates fluctuate? It may have been a few points lower last year, than today and here is why:

The Federal Reserve does many things to keep our economy stable, that directly impact interest rates. The fed being the central bank of the United States has 2 main goals: To keep prices stable (Inflation down), and to encourage job creation when employment is low. The fed encourage job creation by pushing interest rates down; it becomes cheaper to borrow money, which means people and companies will be more likely to borrow money. That increase in spending will fuel the economy which will more than likey lead to the creation of jobs. For example, when you buy a home you may hire a realtor, movers, appraisers and so on, and the net effect of all of that spending creates new jobs.

If inflation is too high, and prices are rising too fast, the fed may try to slow down the economy and maintain the prices by pushing interest rates up, making it more expesive to take out a loan and people will borrow less money. Less demand for goods and services, cause sellers to drop their prices, resulting in stabalized prices.

By encouraging interest rates to rise and fall at certain times, the Fed stabalizes prices, create jobs, and keep the economy secure.

Understanding why rates may rise and fall, helps you make more informed financial decisions.

09/01/2022

Just Housing Amendment "to the Human Rights Ordinance.

On April 25, 2019, the Cook County Board of Commissioners passed an amendment (Ord. No. 19-2394) to § 42-38 of the Cook County Human Rights Ordinance (“Ordinance”) to

Prohibit housing discrimination based on an individual’s covered criminal history; and
Require landlords considering an individual’s covered criminal history to perform an individualized assessment of an otherwise qualified individual’s criminal conviction history prior to denying them any application for housing.

Knowledge is power

08/31/2022

08/31/2022

Do you know the criminal background check rules in cook county when applying for housing?

As of 01/2020 Cook county board passed an ordinance that amends the county’s human rights/ fair housing laws regarding how criminal history can be screened in qualifying applicants for rental housing.

There is a limited look back period, and they can only consider convictions ( and severity) and not arrest.

See article below:

ISSUE BACKGROUND In April 2016, the Office of General Counsel (OGC) for the U.S. Department of Housing and Urban Development (HUD) published a memorandum

09/13/2020

U.S. consumers have purchased homes at record levels as low mortgage rates encourage demand. U.S. home ownership rose to 67.9 percent in the second quarter, the highest level in more than 10 years, according to the Commerce Department. Eric Lipar, LGI Homes CEO and chairman, join "Closing Bell" to d...

09/06/2020

09/05/2020

Get Aligned.