Biljana Tomic Realtor

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Finding a home is a lot like finding the perfect pair of shoes—it’s not just about looks, it’s about the fit! 🏡👟Imagine ...
01/09/2025

Finding a home is a lot like finding the perfect pair of shoes—it’s not just about looks, it’s about the fit! 🏡👟

Imagine this: You see a stunning pair of shoes in the store. You’re in love with the design, but when you try them on, they’re too tight, too loose, or just don’t feel right. It’s the same with a home—it has to fit your life, your needs, and your goals.

So, before you make that leap, ask yourself these 10 questions:
1️⃣ Does the location suit my daily routine?
2️⃣ Is there enough space for my current and future needs?
3️⃣ What’s the commute like for work, school, or other activities?
4️⃣ How does the neighborhood vibe feel?
5️⃣ Are there nearby amenities I’ll use regularly?
6️⃣ Is the kitchen the heart of the home I want it to be?
7️⃣ What’s the backyard situation—big enough or too much maintenance?
8️⃣ Does it fit my budget without stretching too thin?
9️⃣ Can I see myself here in 5 years?
🔟 Will this home support the lifestyle I want to live?

When the answers feel right, you know you’ve found the one!

Which of these questions do you think is the most important? Drop your thoughts in the comments! 👇 And if you’re ready to start your search, let’s find that perfect fit together.



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Historically, U.S. home prices have appreciated at an average annual rate of about 4.4% since 1991.At this rate, your $5...
01/08/2025

Historically, U.S. home prices have appreciated at an average annual rate of about 4.4% since 1991.

At this rate, your $500K investment could grow to approximately $1.6 million over three decades.

But wait, there’s more! Owning a home isn’t just about appreciation:

✔️ Equity Building: Each mortgage payment increases your ownership stake, boosting your net worth over time.

✔️ Tax Perks: Homeowners may enjoy deductions on mortgage interest and property taxes, potentially lowering taxable income.

✔️ Inflation Hedge: Real estate often acts as a buffer against inflation, with property values and rental income typically rising alongside it.

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Picture this: You find the perfect home in Arlington Heights - the one with the open kitchen, cozy backyard, and all th...
01/07/2025

Picture this: You find the perfect home in Arlington Heights - the one with the open kitchen, cozy backyard, and all the space you’ve been dreaming of. You’re ready to make an offer, but there’s a problem: someone else swoops in and gets it because your finances weren’t ready. Sound stressful? Let’s make sure that doesn’t happen!

Here’s what you need to do BEFORE you start looking for houses:

✔️ Know Your Budget
One of my clients once fell in love with a home only to discover it was outside their budget. Before you even browse listings, get pre-approved for a mortgage. This way, you’ll know exactly what you can afford, and you’ll be ready to act fast when you find the one.

✔️ Get Your Paperwork in Order
Make sure you have all your financial documents ready—pay stubs, tax returns, and proof of savings. If you’re self-employed, you’ll also need to provide additional documents like two years of tax returns, profit and loss statements, and bank statements. This not only speeds up the process but shows sellers you mean business.

✔️ Know Your Priorities
What’s a non-negotiable for you? Is it a big yard, a specific school district, or a home office? Make a list of your must-haves and nice-to-haves. One client of mine avoided wasting weeks looking at homes that didn’t meet their needs by having a clear list upfront.

✔️ Have Your Team Ready
A solid team—your agent (hi 👋), lender, and inspector—makes all the difference. When a client recently found their dream home, we were able to make a competitive offer within hours because their team was ready to go.

-> Thinking about buying a home in 2025? Drop “READY” in the comments, and I’ll guide you through every step of the process.



LOOKING FOR A SIGN? This is it! Whether it’s more space, a new neighborhood, or just that perfect vibe – your new home ...
01/05/2025

LOOKING FOR A SIGN? This is it! Whether it’s more space, a new neighborhood, or just that perfect vibe – your new home is calling, and I’m here to help you find it!

Let’s make the move together. Ready? Drop a 🏠 in the comments!



01/05/2025

When it comes to smart financial strategies for homeownership, everyone has their take—here’s mine!

As a real estate agent, I see your mortgage as more than a loan—it’s a pathway to building wealth, achieving your dreams, and creating security for your future. Real estate is about more than just finding the right home; it’s about making informed decisions to maximize your investment.

Here are some ways you can take control of your financial future:

✔️ Imagine this: By making an additional payment of just $1,896 every quarter, you can save over $200,000 in interest payments and pay off your home in nearly half the time. Think about what you could do with that extra money saved over the years!

✔️ Use strategies like rounding up your payments or dedicating bonuses and tax refunds to your mortgage to build equity faster and set yourself up for long-term financial success.

✔️ Secure your financial future by exploring how small changes today can lead to significant savings tomorrow. Whether it’s lowering interest, shortening your loan term, or saving for renovations, it’s all about making real estate work for you.

Some might wonder, “Should I invest this extra cash elsewhere instead?” And the answer depends on your goals. Financial freedom is about striking a balance that aligns with your priorities and gives you peace of mind.

What’s your strategy? Are you focused on paying off your home faster, building equity, or investing in new opportunities?

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This might be tough to hear, but let’s break it down so you’re informed and ready!1️⃣ More Buyers, More Competition: Whe...
11/07/2024

This might be tough to hear, but let’s break it down so you’re informed and ready!

1️⃣ More Buyers, More Competition: When interest rates drop, borrowing becomes cheaper, meaning more people can afford to enter the market. More buyers = more competition, which drives home prices in Arlington Heights. This is great for sellers but challenging for buyers.

2️⃣ Homes Sell Faster: With rates low, buyers want to lock in a great deal ASAP. That urgency means homes move quickly, giving sellers the upper hand.

3️⃣ Sellers Cashing In: Thanks to the competition, sellers in Arlington Heights often get multiple offers and can sell above the asking price. That means more money in their pocket!

4️⃣ Easier Moves for Sellers: If a seller is looking to upgrade (or downsize), they can also benefit from lower rates and the equity they’ve built. They’re in a strong position, unlike first-time buyers who may be struggling with the rising prices.

So yes, lower rates mean smaller mortgage payments, but they also bring more competition and less wiggle room for negotiating. This isn’t meant to scare you—it’s just about being prepared.

If you’re waiting for rates to drop, remember these things when planning your strategy. Ultimately, buy when you’re ready and adapt to the market instead of waiting for “perfect” conditions!

Need help? Reach out, and let’s talk about your real estate needs!

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What if you could hold onto your current home and move into a new one? Maybe you’re attached to your low interest rate, ...
11/06/2024

What if you could hold onto your current home and move into a new one? Maybe you’re attached to your low interest rate, but your house isn’t cutting it. It happens!

Did you know that 78% of buyers who bought during the pandemic feel the same way—loving their 2-3% rate but not so much their home anymore?

Here’s an idea: rent out your place in Arlington Heights, let that rental income cover your mortgage, and use your equity to enter a new home. Essentially, you’d be turning your home into an investment while keeping that great rate intact. It’s a win-win for the long run!

(Of course, being a landlord isn’t for everyone, but if you’ve got that investment mindset, this could be a game-changer for building wealth and giving you more options.)

Want to see how this could work for you here in Arlington Heights? Drop a “GUIDE” in the comments!

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👉 Did you know that buying a home in Arlington Heights now means you might not have to worry about your first mortgage p...
11/05/2024

👉 Did you know that buying a home in Arlington Heights now means you might not have to worry about your first mortgage payment until next year? For instance, if you close on your new home by mid-November, your first payment likely won’t be due until January 1st! That means you can enjoy the holidays in your new space with one less bill to think about.

So, how do you make it happen? Here’s a step-by-step guide to get you from dreaming to moving in—right before the new year!

Right Now (November): Start by connecting with a Realtor (hint: it could be me! 😉) and gather a list of at least 3 trusted lenders to interview. Choose the one that best suits your needs and begin the pre-approval process.

Late November: Have a strategy meeting with your Realtor to define your must-haves, neighborhood preferences, and budget. Then, it’s time to start touring homes!

December: Secure an accepted offer, breeze through inspections and appraisals, and finalize your financing.

January: Congrats, you’ve closed on your home! You can move in, decorate for the new year, and the best part? Your first payment won’t be due until February!

Are you ready to start the process now and skip mortgage payments until 2025? Comment “READY” below, and I’ll walk you through the details.

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🍁 As the clocks fall back, why not take a step forward toward your dream home? 🕰️ The fall season is a hidden gem in rea...
11/03/2024

🍁 As the clocks fall back, why not take a step forward toward your dream home? 🕰️ The fall season is a hidden gem in real estate—fewer buyers, cooler weather, and the perfect time to cozy up in your future space.

Imagine celebrating the holidays in your new home, with plenty of time to settle in before the new year. Sounds like a dream, right? Let’s make it a reality!

Ready to find your dream home in Arlington Heights, IL?
Drop “FALL” in the comments, and let’s make it happen!

Here’s why it’s an ideal moment for buyers ⬇️If you ask me when to time the market, my answer is always: “You can’t!” Bu...
11/02/2024

Here’s why it’s an ideal moment for buyers ⬇️

If you ask me when to time the market, my answer is always: “You can’t!” But right now, it is as close to perfect as it gets.

🔹 The Fed has recently announced rate cuts, which means mortgage rates are trending downward and could continue to drop in the coming months.

🔹 Home prices in Arlington Heights, IL, haven’t yet started spiking as they usually do when rates fall—this window won’t be open for long…

Not sure where to start? Comment the word GUIDE, and I’ll take it from here 😉

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🍁 When you think of November, what comes to mind? Cozy evenings by the fire, gatherings with family, and the excitement ...
11/01/2024

🍁 When you think of November, what comes to mind? Cozy evenings by the fire, gatherings with family, and the excitement of the holiday season just around the corner! 🎃 It’s also the perfect time to reflect on new opportunities and make a move in real estate before the year wraps up!

As the market shifts, here’s what’s unfolding for buyers and sellers right now👇

✅ For Buyers:

Mortgage Rates Trending Down: While rates are staying between 6.5% and 7%, this is a step in the right direction, giving buyers a chance to lock in a rate before the year ends!

More Inventory, More Choices: With up to a 30% increase in homes for sale compared to last year, you’ll have more options.

✅ For Sellers:

Stable Prices: In many areas, home prices are holding steady, so you can still capture solid offers, especially before the holiday season kicks into full gear!

🏡 Renter or Buyer? It’s a win-win! Rental prices may ease slightly, but it’s a great opportunity to evaluate if purchasing could be your next step.

Let’s wrap up 2024 on a high note! Ready to explore your options? Comment “NOVEMBER” below for a personalized market analysis and strategy session.

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Address

7243 N Western Avenue
Chicago, IL
60645

Telephone

+17738560552

Website

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