Stephne Chicago Realtor

Stephne Chicago Realtor I’m passionate about helping buyers & sellers achieve their real estate needs. As a high performin

09/28/2026

U.S. Home Prices Ease Across Major Metros
We’re seeing a noticeable shift in major metro housing markets this Mid-Q3, with the price per square foot down year-over-year in 36 out of the 50 largest U.S. cities. That’s about a 2% nationwide dip, marking the tenth consecutive month of softening prices. As someone who started on the investment side—buying, rehabbing, and selling homes—I’ve seen firsthand how quickly things can change. Sellers are now adjusting their expectations, cutting asking prices more sharply to meet buyers in the middle, especially as high mortgage rates continue to challenge affordability. Many of those markets that surged during the pandemic are now giving back some of those gains, with inventory levels sitting higher than what we saw before 2020. If you’re navigating these changes, know you’re not alone—working through these shifts is what I’m passionate about, whether you’re buying, selling, or just keeping an eye on the market.

Fall Homebuyers Gain Clarity as Market Adjusts to New RatesAs we officially say goodbye to summer, it’s time to look ahe...
09/27/2026

Fall Homebuyers Gain Clarity as Market Adjusts to New Rates
As we officially say goodbye to summer, it’s time to look ahead at what fall has in store for homebuyers. With mortgage rates now at 6.71%—the highest point since July 2025—there’s no denying the impact that global events and inflation concerns are having on our market. Experts predict rates could hover around 6% through 2026, especially if the Fed takes further action. For those considering a move this autumn, you may find less competition, but the window to buy or sell is a bit shorter. Having started my real estate journey as an investor right here in Chicago, I know how important it is to stay informed and prepared in a shifting market. I’m passionate about helping buyers and sellers navigate these changes with confidence.


https://www.housing-trends.com/agent-news/pettitt-gaines-stephne/1971527-Fall-Homebuyers-Gain-Clarity-as-Market-Adjusts-to-New-Rates

Chicago Home Prices Rise as Fewer Homes Hit the MarketAs someone who’s spent years buying, rehabbing, and selling homes ...
09/26/2026

Chicago Home Prices Rise as Fewer Homes Hit the Market
As someone who’s spent years buying, rehabbing, and selling homes in Chicago, I always keep an eye on the latest shifts in our local market. Right now, we’re seeing a 6% decrease in active listings and a 7.5% drop in new listings—meaning there are fewer homes for sale across the city. At the same time, median list prices have climbed 5.4% to $395,000, and homes are moving faster, averaging just 36 days on the market. Price cuts are also less common here than elsewhere in the country. Navigating these changes takes experience and a deep understanding of Chicago neighborhoods, and I’m always here to guide friends, family, and clients through every turn.


https://www.housing-trends.com/agent-news/pettitt-gaines-stephne/1969481-Chicago-Home-Prices-Rise-as-Fewer-Homes-Hit-the-Market

09/26/2026

You’ll love this Hyde Park condo with charm and updates, featuring a bright living room, new kitchen, sanded hardwood, two porches perfect for an office or reading nook, steps to parks and shops

Homeownership Now More Affordable Than Renting in These CitiesAs someone who’s spent years investing in and rehabbing pr...
09/25/2026

Homeownership Now More Affordable Than Renting in These Cities
As someone who’s spent years investing in and rehabbing properties, I always keep an eye on where the numbers really work for buyers. In some U.S. cities, the tables have truly turned—owning a home can actually be much more affordable than renting. Take Detroit, for example: monthly mortgage payments there are a striking 62.4% less than rent. Of course, it’s important to weigh all the extra costs that come with homeownership and make sure you’re financially ready for the step. But for those considering the move from renting to owning, these opportunities can make a real difference. Helping people spot these shifts in the market is what drives my passion for real estate.


https://www.housing-trends.com/agent-news/pettitt-gaines-stephne/1909217-Homeownership-Now-More-Affordable-Than-Renting-in-These-Citi

09/24/2026

Immersive tour for 1656 E 84th Street Chicago

09/24/2026

Three U.S. Housing Signals for September
As we head into September, there are a few key shifts shaping the U.S. housing market. Pending home sales have dipped slightly on a yearly basis, ending an eight-month stretch of gains—a sign that higher borrowing costs are beginning to slow buyer activity. We're also seeing contract signings cool, homes taking about 60 days to sell, and mortgage rates climbing from around 6% earlier this year to the high-6% range now. For buyers, there's a bit more room to negotiate: the median list price has edged down to $424,500, price cuts are now happening on roughly 20% of listings, and active inventory has risen by about 4%. Even with more homes on the market, though, national inventory is still about 11% below what we saw before the pandemic—underscoring a continued housing shortage beneath the surface hesitation. As someone who began in real estate as an investor and now helps clients navigate these ups and downs, I’m closely watching seller delistings, pricing strategies, and whether regional gaps keep narrowing as everyone adapts to higher borrowing costs. Staying informed is key to making confident moves in this ever-changing market.

09/23/2026

Will Mortgage Rates Still Define 2027?
As someone who began my real estate journey investing right here in Chicago, I’ve watched firsthand how financing shapes every move buyers make. Now, with mortgage rates projected to stay high into 2027, we’re likely to see these rates continue to steer buyer decisions for years to come. Even if the broader economy picks up, a slower drop in rates could keep demand lower than what we’re used to. More buyers are turning to creative solutions like rate buydowns and adjustable-rate products to keep their options open and their monthly costs manageable. With financing costs limiting just how far buyers are willing to stretch, home prices may see more moderate growth—making strategy and timing even more important for anyone navigating this market. My passion remains helping clients, family, and friends make sense of these shifts and move forward with confidence.

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2935 N Clark Street
Chicago, IL
60657

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