Joe Green Team at Keller Williams One Chicago

11/10/2025

There have been recent reports about adding a 50-Year Loan product.

IMO, the only ones benefiting from this are the banks.

The higher the terms of the loan product, the higher the risk, which turns into a higher interest rate being offered. Numbers below are not actual interest rates. As there is no 50-Year option, and even 40-Year mortgages are not common, and from what I've researched, would have a .5% rate higher than a 30-Year.

The chart below shows an example of a $400,000 Loan amount.

08/27/2025

Chicago’s neighborhoods are taking center stage in a new video series, and it’s something you’ll want to check out.📍

Choose Chicago’s 'The 77: A City of Neighborhoods' series is shining a light on the authentic stories and rich culinary culture of Bronzeville, Humboldt Park, Little Village, Pullman, Roseland, and Uptown. It’s a vibrant tapestry of who we are, created to foster neighborhood tourism and bring us closer together.

Why does this matter? Because these stories and small businesses are the heartbeat of our city, each unique corner carrying its own history and future. Whether it’s a hidden gem in Humboldt Park or the familial warmth of Little Village, it’s all about connecting to what makes our city truly special.

Let’s celebrate our neighborhoods and support the communities we call home. Catch the series and see how each area tells a piece of our greater story. Know a spot that should be featured next? Share it with us below!

08/22/2025

🌆 Discover Your Perfect Penthouse Getaway! 🌆

Love city views? This spacious 3-bed, 2-bath Lakeview penthouse has it all! Enjoy the open-concept living space, ideal for chill nights or big gatherings with friends. And the star? A private 1,600 sq. ft. rooftop deck with views of the ballpark, Cubs Marquee, and Chicago skyline. 🏙️

Relax in the primary suite, featuring a spa-like bath with steam shower and whirlpool bath tub. Your mornings on the private balcony? Pure magic! Cook up a storm in the chef's kitchen, equipped with stainless steel appliances and granite countertops.

With hardwood floors, a cozy fireplace, and an attached garage, this home makes life easy and fun. Don't miss this chance to own a piece of Lakeview luxury! ✨

Ready to see it? Hit that link in our bio to schedule a tour! ⏰

3635 N Wilton Ave APT 4, Chicago, IL 60613
3 Beds | 2 Baths
Price: $825,000

What's the best view you'd love from your rooftop? Let us know below! 👇

07/09/2025

I was interviewed for a new product that could be used by both buyers and sellers. It's kind of like an insurance policy against special assessments. Take a look

Only a few months old, HOA Warranty doesn't yet have a record of covering claims to indicate its value, but early users say it eases buyers' anxiety.

04/22/2025

So today I did a training topic for agents out of my office on Myth Busting the Assumable Mortgage. Specifically for VA and FHA. There are 986 current listings that have the potential for a buyer to assume mortgage, where the interest rate might only be 3%. If this is something you would like to know more about... Drop me a message... Or if you want me to bring this training to your office let me know.

03/11/2025

This is an adorable house in Berwyn, looking for it's next owner. 3 Bedrooms / 2 Full Bathrooms for an affordable price of$375,000

1799 sq ft, 3 bed, 2 bath. Walk through this online open house, and explore its floor plan and photos in Realvision.

11/28/2024

Today, I’m thankful for you! Whether you’re a current client, a past client, or just here for the real estate information, thank you for being here and being a part of the community! It’s because of people like you that I get to do what I do, and I love what I do. I hope you have a wonderful day filled with food, love, and family. Happy Thanksgiving!

11/27/2024

Local Spotlight! 📍 Thanksgiving is right around the corner, so let's give a shoutout to our favorite local businesses that help make it happen! Where is your favorite place in town to order Thanksgiving desserts? 🥧 Tag them below! 👇

11/25/2024

11/21/2024

Before you start your home search, it's important to know how much you can afford. Being prequalified or conditionally approved for a mortgage is the best way to know how much you can borrow. A pre-qualification gives you an estimate of how much you can borrow based on your income, employment, credit and bank account information.

11/19/2024

Your credit score can play a significant role in the home-buying process, particularly in securing a mortgage and determining the terms of your loan. Lenders use your credit score to assess your creditworthiness. A higher score indicates that you are a lower-risk borrower, making it easier to qualify for a mortgage. Certain types of loans, such as conventional mortgages, typically require higher credit scores, while government-backed loans like FHA, VA, and USDA loans may have more lenient credit score requirements. Your credit score directly affects the interest rate on your mortgage. A higher credit score typically results in a lower interest rate, which can save you tens of thousands of dollars over the life of the loan.

If your score isn’t quite where you would like it to be, don’t fret! You can take steps to improve your credit score, from ensuring you pay bills on time to limiting new credit inquiries, any increase will help lead to lower interest rates, better loan options, and lower overall costs, making it an essential aspect of the home-buying process to focus on.