Nonye Ononogbu, Chicago Realtor

06/02/2026

When you get a mortgage loan, your lender opens up an escrow account where the funds for your homeowners insurance and property taxes are held until the bill is due.
In some cases, you can opt out of this escrow account and have pay the bill yourself. This way, your mortgage payment doesn't change and you save the money for when the bill comes. this requires diligence and discipline, but it can be done.
What team are you on? Escrow account or DIY?

06/02/2026

Which will you be trying this month?

04/23/2026

Here's why your mortgage payment increased - you purchased a new construction home and the taxes have now been recalculated based on the actual value of the home now that it's no longer vacant land.
Unfortunately, a lot buyers are blindsided by this but hopefully now you know and can plan accordingly for it.
Are you ready to buy or sell real estate? Let's chat.

04/22/2026

⚖️The attorney review / inspection period 🔍 is often not talked about enough. It is usually a busy time for buyers and so in this video I break down what's expect during those five business days after your offer to purchase the home is accepted by the seller.
For all your real estate needs, leave a comment or send me a DM

04/17/2026

April is Amnesty Month in Chicago. This is when you can make your payments without penalties. Cook County also has Amnesty Week coming up April 27-May 1st. Save your coins so you can achieve your goals!

04/15/2026

And just like that, this one is on its way to a new owner.
With precise market positioning and advertising, your home too can be on its way to a new owner.
Do you have a home to sell? I'm here to help.

04/06/2026

Are you a medical/healthcare profession looking to purchase a home? Have you heard of the Physician Loan Program? It allows for 0-5% down payment, no PMI, lower interest rates and your student loans do not count towards your debt to income ratio. There's really no catch, it's a great tool to get you towards homeownership.
Its open to new grads from medical school show matched with a residency program, current residents and Fellows plus attendings and staff physicians. The program also includes nurses, pharmacists, dentist, and veterinarians. I have a lender who can assist in all 50 states, and I have Realtor partners in all 50 states as well to assist you.
DM me to get started.

03/31/2026

03/28/2026

Let’s talk transfer taxes. This is part of closing costs paid with every sale to the state of Illinois, the county where the home is located and sometimes, the city/village. The transfer taxes to the state and county are paid by the seller, the taxes to the city varies and may be paid by the seller, buyer or both. The city or village may also require payment prior to closing so check with your local municipality.
For all your real estate needs, be sure to DM me.