Real Estate with Rosie

Real Estate with Rosie No gate-keeping! Join me as we learn to use real estate to build wealth & revitalize communities.

(amidst the countless other crises going on), here’s a little update on what’s going on in the real estate profession....
03/20/2024

(amidst the countless other crises going on), here’s a little update on what’s going on in the real estate profession.

I don’t know what’s coming (no one does right now), but I do know that I will always be committed to housing equity and providing equal access to everyone, regardless of my commission. I also know that the people who do this work because we love it are going to find ways to sustain ourselves and our businesses so we can continue to support you.

If you have any questions at all, ASK! DM’s are always open 🫶🏽

These thoughts are mine (not to be associated with my broker, IAR, CAR, NAR or anyone else I pay dues to)

02/20/2024

So peaceful, love it!✨🍀

Stop overpaying for bad service 👇🏽👇🏽Apparently almost 70% of realtors consider themselves a “top producer.” Interesting ...
02/16/2024

Stop overpaying for bad service 👇🏽👇🏽

Apparently almost 70% of realtors consider themselves a “top producer.” Interesting little statistic from the Chicago area that doesn’t seem real to me.

For me to believe you’re any different than a sleezy car salesman, Imma need to know:

🤔 how many times did your buyer get seller credits?
🤔 how many times did you AVOID negotiating away a buyer’s inspection or appraisal contingency?
🤔 did all your buyers stay in budget? Location?
🤔 what is your strategy when pricing to sell?

Rushing through a bunch of deals doesn’t make you a great agent. And a part-time agent may not have the same production as a full time agent - BUT they may have the time to actually do their due diligence on your behalf.

People pick realtors out of obligation and optics all the time. “I have a family member/relative that does it so I’ll probably just work with them” or “this agent is one of the top producers in the area so they must be best.”

But this is one of the biggest investments of your life! Wouldn’t it make sense to choose someone you really trust?

Ask different questions in your interviews and get better representation. Or if you don’t know what to ask, reach out to a realtor you do trust. We are happy to refer you to the other good ones!

Ready to buy or sell? Let’s talk!

Considering selling your home? Read this 👇🏽Have you considered NOT selling and becoming a landlord instead? 🤔Realtors do...
02/15/2024

Considering selling your home? Read this 👇🏽

Have you considered NOT selling and becoming a landlord instead? 🤔

Realtors don’t give this advice often because it usually means they forego a large commission on the sale of your home.

But it’s not because it’s a bad idea. It’s an amazing opportunity that opens the door to compound the rate at which you build equity (and stability for your future!).

We know there is power in equity. We know that our houses appreciate reliably over time. And if you’ve ever been a renter, you know that landlords are making a ton of money off of their properties.

If you don’t have the equity to really make money on your sale… have you considered leasing it?

You’ll qualify for more house if you have secondary income as a landlord. If you’re feeling “trapped” by your low interest rate but you obviously need to get a bigger place, this might be for you.

This is house hacking for normal people. This is a sustainable way to acquire properties without a ton of money in the bank or taking out a bunch of scary loans.

Above all else, this is an opportunity to give back to your community. To be a landlord that doesn’t suck!

Considering selling? Let’s chat! 💬

Before we can get into the good stuff, we’ve gotta go over the basics ⬇️Some ground rules:1. Don’t trust anyone who’s us...
02/09/2024

Before we can get into the good stuff, we’ve gotta go over the basics ⬇️

Some ground rules:

1. Don’t trust anyone who’s using national numbers to tell you that you’ll never be able to afford a house. Every market experienced the pand€mic differently, so every market is in a different spot. And the NW Chicago suburbs aren’t experiencing the same struggles as San Diego 🤷🏻‍♀️

2. We don’t have the supply to keep up with the demand - when rates jumped from 3 to 7% last year, buyers were sidelined. BUT they still need housing! The market could have corrected itself in 1 of 2 ways - an increase in rates or an extreme inflation of home values. The jump in rates is protecting us from a bubble, NOT causing one.

3. 2008 and 2023 are NOT the same. There are far better income and credit verifications and loan term disclosures today. Almost half of US homeowners have paid off their house. There are far fewer subprime loans in the mortgage backed securities. The inventory available can’t compete.

If you’re waiting for a market crash in the Chicago area, it might be time for a different strategy 🤷🏻‍♀️

Ready to make a move? Stop by the DM’s and say hi! 👋🏾

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3033 N Clark Street
Chicago, IL
60657

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