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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm Saturday 9am - 5pm Sunday 9am - 5pm

Phillips Ranch, 14772 Pipeline Avenue Suite C, Chino Hills, CA (2026)

08/15/2024

Each-year the state passes new laws to take more control of what cities can do to keep building under control.

The more new buildings that are built, the more services cities need to supply, more money they need to supply those services, more taxes people in their cities need to pay for services.

Builders already don’t have to pay for a number of services the cities have to supply because of the impact of what’s being build.
California says we have a housing-shortage, yet more homes are bought-up by corporations and REITS. Many of the corporations and REITs, are not even owned or run by American companies.

This year, several new laws have gone into effect that gave the state more rights to override the rights of cities and the people that live there. California is using the housing shortage to give them these rights.

SB-423 expands a law that speeds up the approval of apartment buildings in which units are set aside for lower income. Exempting them from public hearings and envi

California keeps taking cities controls and cities rights. It seems that each year the state passes new laws to take more and

07/25/2024

Article from WFG title, Title Rep, Ramzi Tadros
10 POSSIBLE ERRORS IN PUBLIC RECORDS
1. UNKNOWN LIENS
2. Prior owners may not have been meticulous bookkeepers or bill payers.
Every property has a history. A title search of the subject property can help uncover any title defects tied to it.
3. ILLEGAL DEEDS
It’s possible that a prior deed was made.
4. MISSING HEIRS
When a person dies, the ownership of their home may fall to their heirs, or those named within their will. However, those heirs are sometimes missing or unknown at the time of death.
5. UNDISCOVERED WILL
When a property owner dies with no apparent will or heir, the state may sell his or her assets, including the home. When such a home is purchased, the deceased owner’s will may come to light and rights to the property maybe jeopardized.
6.FORGERIES
Forged or fabricated documents that affect property ownership are filed within public records, obscuring the rightful ownership of the property.
7.UNDISCOVERED ENCUMBRANCES
8.U

In my last article I whet over in general the preliminary title report and a little about title insurance. Here's an article

07/19/2024

The preliminary title report or preliminary report begins once an order for title services has been received.

The report is an overview of the property.
There are generally several steps in the process, beginning with property search of the public records.

The title company will be checking the current interest and ownership in the property.

The legal description for the property
Matters that affect the property.
The preliminary report allows the parties to a transaction to examine matters indemnified as affecting title.
The report is generally broken down into several parts.
The Type of policy and coverage that is being contemplated.
The vested owner of the property.
Legal description to the property,
Exceptions to coverage.
Notes and requirements.

A title insurance policy must be issue in order to provide coverage as to the ownership interest in the property.

There will be exceptions and exclusions of items not covered in title policy.

The report should be reviewed.
It is impo

Preliminary Title Report The preliminary title report or preliminary report begins once an order for title services has been

07/19/2024

Preliminary Title Report The preliminary title report or preliminary report begins once an order for title services has been received. The report is an overview of the property. There are generally several steps in the process, beginning with property search of the public records The title company will be checking the current interest and ownership […]
The post Preliminary Title Report appeared first on Steve Olmos, Selling Real Estate in Southern California Call or Text (909) 226-3551.

Preliminary Title Report The preliminary title report or preliminary report begins once an order for title services has been

07/11/2024

AI is a tool and cannot replace a real estate agent. The use of AI (Artificial intelligence) is on the increase and can be very helpful in the buying and selling of real estate. Buyer can find AI a useful tool to help find information on neighborhood, schools, and communities that has the most walk […]
The post AI Is A Tool appeared first on Steve Olmos, Selling Real Estate in Southern California Call or Text (909) 226-3551.

AI is a tool and cannot replace a real estate agent. The use of AI (Artificial intelligence) is on the increase and can be ve

07/11/2024

AI is a Tool and Cannot Replace a Real Estate Agent.
The use of AI (Artificial intelligence) is on the increase and can be helpful in buying and selling of real estate.

Buyers can find AI a useful tool to help find information on neighborhoods, schools, etc

This helps them narrow their search and find a home that suits their needs.

AI is a tool, like all tools, it helps get the work done, and for sellers, AI is a tool that can help with information and answer questions.

AI is a tool, but if you don’t know or understand how to use that tool, it’s more of a problem then help.

For today, it's not going to replace the real estate agent’s experience and knowledge in buying and selling real estate. An agent can personally help with real estate questions and needs.

Knowing what to say and now to say it, is what an experience real estate agent does. Then there is the paperwork, from purchase contracts to property disclosures.

Knowing what a client’s needs are, how to write it in

AI is a tool and cannot replace a real estate agent. The use of AI (Artificial intelligence) is on the increase and can be ve

06/27/2024

How do You Know a Good Investment Property from a Bad Investment Property?

It helps to have the skills and knowledge to tell the different.
Are you ready to buy an investment property, but you don’t know where to start?
Let's start with certain factors, what skills and knowledge you must possess to be
successful in buying an investment property.
Here's a list of the skills and knowledge you must have.
1. Analyze the real estate markets
2. Determine demand for product (apartment space, office space etc.)
3. Estimate gross income of the property.
4. Analyze operating expense of a property.
5. Estimate net income of a property.
6. Determine appropriate capitalization rates for a property.
7. Analyze existing loans on a property and determine new financing that might be secure for a property.
8. Apply provisions of income tax laws to a property and determine the means of structuring transaction benefices.
9. Derive after tax cash flows from the property.
10. Apply financial analysis to

How do You Know a Good Investment Property from a Bad Investment Property? It helps to have the skills and knowledge to tell

06/27/2024

How do You Know a Good Investment Property from a Bad Investment Property? It helps to have the skills and knowledge to tell the different. Are you ready to buy an investment property, but you do not know where to start? Let’s start with certain factors, what skills and knowledge you must possess to be […]
The post How Do You Know A Good Investment Property appeared first on Steve Olmos, Selling Real Estate in Southern California Call or Text (909) 226-3551.

How do You Know a Good Investment Property from a Bad Investment Property? It helps to have the skills and knowledge to tell

06/21/2024

A real-estate agent is a person that has taken the real-estate exam, passed it and now has a license to sell real estate.
What's the difference between a real-estate agent and a realtor.

A real estate agent is an agent that sells real estate in the state they have their license in, but’s not a member of their local NAR (National Association of Realtor)

A REALTOR® is a federally registered collective membership mark which identifies a real estate professional who’s a member of NAR and subscribes to its strict Code of Ethics

A real-estate-broker is a real-estate-agent who has continued their education and successfully received a state real-estate broker's license.

A Broker does the same things that a real-estate agent does. Brokers are licensed to work independently, can employ agents and own their own brokerage.

A real-estate-broker associate is a broker who chooses to work under another broker.

The majority of real-estate agents, Realtors and brokers in California are paid

What is a real estate agent?, A real estate agent is a person that has taken the real estate exam, passed it and now has a re

06/21/2024

What is a real estate agent?, A real estate agent is a person that has taken the real estate exam, passed it and now has a real estate license to sell real estate; homes, land, condos, townhouses, businesses etc. What’s the difference between a real estate agent and a Realtor. A real estate agent is […]
The post What Is A Real Estate Agent appeared first on Steve Olmos, Selling Real Estate in Southern California Call or Text (909) 226-3551.

What is a real estate agent?, A real estate agent is a person that has taken the real estate exam, passed it and now has a re

06/14/2024

Still waiting to buy or sell a house? The question should be why are you waiting?
When demand is high, prices go up and when demand is low, prices come down.
Interest rates seem to continue to go up, once they start going up, they come down slowly
The Feds have decided to keep interest rates where they are and don’t seem to be in a hurry to bring them down soon.
If thinking of selling, here’s a few questions you need to ask yourself, do you know where to move, do you know the prices and the area you want to move to.
As a future seller, you need a plan, before you put your house on the market.
If you’re a buyer looking to buy and waiting for prices and interest rates to come down, you may be waiting a while.
Home-prices, depending on area will adjust, when and how much is the big question.
Time home-prices adjust and if interest go higher, if you’re looking to finance the purchase, you could be paying more per month then if you buy that same house today.
The questions you need

Still waiting to buy or sell a house? The question should be why are you waiting? Yes, interest rates do move up and down and

06/13/2024

Still waiting to buy or sell a house? The question should be why are you waiting? Yes, interest rates do move up and down and home price also move up and down. When demand is high, prices go up and when demand is low, prices will come down. Interest rates on the other hand seeming […]
The post Still Waiting To Buy Or Sell A House appeared first on Steve Olmos, Selling Real Estate in Southern California Call or Text (909) 226-3551.

Still waiting to buy or sell a house? The question should be why are you waiting? Yes, interest rates do move up and down and

Phillips Ranch

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Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 5pm
Sunday	9am - 5pm