Wil and Liz Real Estate Team

Wil and Liz Real Estate Team Dedicated to helping buyers and sellers accomplish a successful closing in high level of service, st

09/25/2026

It’s not a secret. It’s just smart money.

In the early years of a 30-year fixed mortgage, most of your payment goes toward interest—not principal. That’s why your balance can feel like it barely moves.

The good news? You can change the timeline.

Consistent principal-only payments—even one extra payment per year—can reduce your loan term and total interest paid.

But here’s where most people miss it.

They make extra payments without knowing:
• What one extra payment actually does
• How their rate affects payoff speed
• Whether their lender applies it directly to principal
• How it fits into their long-term plan

Don’t just make extra payments. Make them strategically.

Ready to start your home journey? Send us a DM or schedule a FREE 15-minute chat to explore your home-buying options.

Wil & Liz Real Estate Team | ehomes
DRE # 01157603 | DRE # 01176959
Call 562-714-2072 or 909-268-4867
[email protected]

09/24/2026

These 3 lender conversations could save you thousands—and prevent costly regrets later:

1️⃣ “What Will My Real Monthly Payment Be?”
Why: Pre-approval doesn’t include taxes, insurance, HOA dues, or PMI.
How: Ask your lender for full monthly estimates at different price points.

💰 A $750K home can feel more like an $850K decision once all costs are included.

2️⃣ “Can I Be Fully Underwritten Before I Make an Offer?”
Why: Full underwriting reduces guesswork and delays.
How: Submit your taxes, pay stubs, W-2s, and bank statements upfront.

💪 This can make your offer stronger and more attractive to sellers.

3️⃣ “Which Loan Program Makes Sense for Me?”
Why: The lowest rate isn’t always the best fit. Your goals, timeline, and income matter.
How: Discuss fixed vs. adjustable rates, down payment options, and 2/1 buydowns.

🎯 A strategic lender can help you choose a loan that fits your long-term goals.

🏡 Ready to start your home journey? Send us a DM or and schedule a FREE 15-minute chat to go over all of your home buying options.

Wil & Liz Real Estate Team | ehomes
DRE # 01157603 DRE # 01176959
📞 Call 5627142072 and 9092684867
📧 [email protected]

09/24/2026

⭐⭐⭐⭐⭐ Four days. I still can’t believe it! 🥹🏡🥂

To my wonderful clients, thank you from the bottom of my heart for this incredibly thoughtful Zillow review. Your words truly touched me.

You spent 4 months deciding whether it was the right time to sell, 3 months preparing the home, and 2 weeks getting everything spiffy… and then somehow, FOUR DAYS later, we had a SOLD sign! 🎉

What makes me happiest isn’t just how quickly we sold the property. It’s knowing that throughout the entire process, you felt supported, protected, and confident in every decision.

Thank you for trusting me and my team from day one and for allowing us to be part of such an important chapter in your lives. I know selling an investment property is a BIG decision, and I never take that trust lightly.

And of course, we had to celebrate! 🥂❤️ Bringing the bubbly was my little way of saying, “We did it!” 🎉

Your kind words about my dedication, responsiveness, and the little things we did along the way mean more to me than I can put into words.

I’m so grateful that you trusted me with one of the biggest deals you’ll encounter, and even more grateful that this experience became one you’ll always remember.

Thank you for trusting me. Thank you for believing in me. And thank you for allowing me to be your Realtor. ❤️

Congratulations again, and cheers to this amazing new chapter! 🥂🏡✨

Forever grateful,
Liz Lee ❤️
Wil & Liz Real Estate Team | ehomes
DRE # 01157603 | DRE # 01176959
📞 5627142072 | 9092684867
📧 [email protected]

09/24/2026

Confidence looks good when you’ve worked for it. 🔥

Strong. Focused. Unbothered.
No competition. No comparison. Just me doing me. 💪✨

That’s the full-time flex. 😉

09/24/2026

Open House this Saturday & Sunday in Summerly, one of Lake Elsinore's most loved communities 🗝️

SEND this to someone you could see living here ✨

A 2021-built two-story with a paid-off solar system (no solar loan payment!), a downstairs bedroom with a full bath, and a bonus loft that could be an office, gym, or playroom.

4 beds | 3 bath | 2-car garage | 2,461 sqft | $630,000 | Only $135/mo HOA

Three pools, a spa, a splash pad, fire pits, and hiking trails are all right in the neighborhood 🏊‍♂️🔥

📍 29135 Cosmos, Lake Elsinore, CA 92530
🗓️ Sat, Sep 26 | 12:00 - 3:00 PM
🗓️ Sun, Sep 27 | 12:00 - 3:00 PM

If you're new, hi! I'm Wil, a local realtor showing the best of Inland Empire life and real estate. Thinking about making a move? Meet me in my DMs 📲

Wil & Liz Real Estate Team | ehomes
DRE # 01157603 | DRE # 01176959
📞 5627142072 | 9092684867
📧 [email protected]

09/23/2026

👉🏽 Think the contract only matters until closing? Think again.

The right clauses can protect you long after you move in. Here are 5 clauses buyers should pay attention to:

✅ Inspection Contingency
Protects you if major issues are discovered. It may allow you to renegotiate or walk away without losing your earnest money.

✅ Appraisal Contingency
If the appraisal comes in below the contract price, this can protect you from having to cover the difference.

✅ Title Contingency
Helps uncover liens, easements, access issues, or ownership problems before they become your responsibility.

✅ HOA & Document Review
Gives you time to review HOA rules, budgets, and pending assessments that could affect your costs and lifestyle.

✅ Property Condition & Disclosure
Helps ensure the home is delivered in the agreed-upon condition. If something changes before closing, you have protection.

🏡 Ready to start your home journey? Send us a DM or schedule a FREE 15-minute chat to go over all of your home-buying options.

Wil & Liz Real Estate Team | ehomes
DRE # 01157603 | DRE # 01176959
📞 5627142072 | 9092684867
📧 [email protected]

09/23/2026

🔑🏡 JUST CLOSED! 🎉

They dreamed about owning a home… and today, the keys are officially theirs! ❤️

Congratulations to our amazing buyers on their new home at 1440 W Edgehill Rd Unit 1, San Bernardino! 🥂✨

And here’s the part we LOVE sharing:
💰 They used down payment assistance to help make homeownership possible.

If you’ve been thinking, “I’m not ready… I don’t have enough saved for a down payment…” — don’t count yourself out just yet. 🏡

There may be programs and options that could help you get closer to the keys. 🔑

Your dream home could be closer than you think. ❤️

Congratulations to our buyers! Welcome home! 🎉🏡

Wil & Liz | ehomes
DRE #01157603 | #01176959

09/23/2026

🏡 Homebuyers: Save More with a Strategic Offer! 💰
If a home has been on the market for 30+ days, the seller may be more open to negotiation. Instead of simply offering below asking price, consider this strategy:

✅ Offer at Asking Price
Submit an offer at the full list price.

💵 Request Seller Concessions
Ask the seller for concessions you can use to buy down your mortgage rate.

Example:
🏠 Home price: $500,000

Instead of offering $485,000, offer $500,000 with $15,000 in concessions.

💰 Use the $15,000 to buy down your mortgage rate.

Potential Savings: 📉
🔹 1 point = 1% of the loan amount and may reduce the rate by about 0.25%.
🔹 $15,000 (3 points) could reduce a 6.75% rate to 6.00%.
🔹 Monthly payment could drop from $3,243 to $3,073.

💡 That's $170/month in potential savings.

🧮 Do the Math
Search “mortgage points calculator” to estimate your potential savings.

Knowledge is power. 💪

🏡 Ready to start your home journey? Send us a DM or schedule a FREE 15-minute chat to go over your home buying options.

Wil & Liz Real Estate Team | ehomes
DRE # 01157603 | DRE # 01176959
📞 5627142072 | 9092684867
📧 [email protected]

09/23/2026

Don’t Let Your House Eat Your Lunch 🍔💸!

Being “house poor” is no joke. You’re paying for:

• Mortgage
• Property taxes
• Insurance
• Maintenance & repairs

Here are 3 ways to avoid it:

1️⃣ Don’t overbuy! 🏠 Choose a home that’s 2–3× your annual income, not 5–6×.

2️⃣ Calculate the total cost of ownership 📊. Factor in property taxes, insurance, and maintenance—not just the mortgage.

3️⃣ Save for the future 📈! Keep money aside for emergencies, retirement, and yes, even avocado toast 🥑.

Ready to start your home journey? Send us a DM or schedule a FREE 15-minute chat to explore your home-buying options.

Wil & Liz Real Estate Team | ehomes
DRE # 01157603 DRE # 01176959
Call 5627142072 and 9092684867
[email protected]

゚

09/22/2026

🏠 OFFER ACCEPTED! 🎉

You got the house. Now the real work begins.

Once you’re under contract, these deadlines can make or break your purchase:

✅ Earnest Money — Due FAST
Usually due within 3 days. Have your funds ready before you write the offer.

✅ Inspection — Don’t Wait
Your inspection window is your chance to uncover costly surprises before it’s too late.

✅ DEADLINES = EVERYTHING ⏰
Documents, objections, loan conditions, and other contract deadlines matter. Miss one, and you could lose important rights—or your earnest money.

✅ Get Your Loan Moving
Send your lender every document they need ASAP. Delays in underwriting can delay closing.

✅ Watch the Appraisal
If the appraisal comes in low, you may need to renegotiate or bring additional funds. Know your options.

✅ Lock In Home Insurance
Shop early. Your home’s age, roof, and location can significantly affect your rate.

✅ Your Agent Becomes Your Project Manager
Inspections. Lender. Title. Deadlines. Documents. Closing.
There’s a LOT happening behind the scenes.

🔥 Getting your offer accepted is the exciting part. Getting to the closing table is the mission.

SAVE this checklist so you know what happens next—and SHARE it with someone buying a home! 🏡

Ready to start your home journey? DM us to schedule a FREE 15-minute consultation and explore your home-buying options.

Wil & Liz Real Estate Team | ehomes
DRE # 01157603 | DRE # 01176959
📞 5627142072 | 9092684867
📧 [email protected]

Address

11760 Central Avenue
Chino, CA
91710

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