Rafael Mendoza at Imagine San Diego

01/10/2023

Welcome to your new home. As you pull into your extra-wide driveway, you will be greeted by a beautifully landscaped yard, a two-car garage, and a newly painted exterior. Enjoy the view of the wide-open desert and wonderful family-friendly neighborhood. The house has leased solar which keeps your energy bills lower especially in the cold, snowy winters and hot desert summers. Step inside the front door and find a junior suite to your left. The living room and formal dining combo are ideal for entertaining guests. The kitchen, dining nook, and family room are bright with large windows with a view of your perfectly sized and landscaped backyard. The fireplace is perfect for cozying up to during the winter months. You will find two additional bedrooms, a full bathroom, and a laundry room down the long hallway. The primary suite includes a large walk-in closet, tub, shower, two sinks, and a separate toilet. The backyard is an entertainer's dream and will be your new favorite spot to drink coffee in the morning or star gazing in the evening. It has all-new concrete, artificial grass, a new 6-foot wooden fence, and a small dirt area perfect for a vegetable garden. On the side of the house, you will find a fenced-off concrete area that would be an ideal spot for your fur babies, with a doggie door leading to the family room. This community is right off of HWY 395 and Bear Valley Rd, which is perfect for commuters. The house is close to schools, parks, grocery stores, restaurants, and shopping centers. With minor touch-ups and love, this forever home could be yours.

07/06/2022

Dream home, you say? This little bit of Heaven must have been designed by Morpheous himself. Nestled in an enviable location, just minutes from I-805, SR-125 and SR-905, this 4-bedroom, 3.5-bathroom piece of paradise is waiting for someone to call it their own. A home with a heart, in the heart of it all. A stone’s throw from major entertainment venues, shopping and dining experiences, this beautiful property can make any homeowner very proud. The two-level 3,138 square foot house sits on a 5,955 square foot lot, and features over 40 upgrades, improvements, and modifications totaling more than $234,000. From the outside all properties appear to be the same, but you know not to judge a book by its cover. Walk into a one-of-a-kind interior, in every sense of the expression, it rivals the most opulent model home you could ever see. First on your left is something rarely seen, an exquisite whiskey room, for those brief visits, to enjoy some peace and quiet, or even have a side conversation during a large gathering. The foyer and stairway to the second level and the hallway have an elegant Mediterranean feel, with its wrought iron guardrails, chandelier, and hand painted ceramic tiles. The dining room welcomes you with lush details, such as a champagne bar, including a full beverage refrigerators and a temperature-controlled wine cabinet. Be enthralled by the spacious living room, tucked in a semi-private corner, perfect for entertaining, featuring a beautifully-tiled fireplace, large overhead fan, and natural light. The breakfast nook is very generous in size, and a perfect addition for those intimate or informal gatherings. The gourmet kitchen is fantastic, featuring a stove top with oversized burners, built-in microwave, convection oven, and extra large Sub Zero refrigerator. Storage is ample, and the chef has a commanding view of the dining and living rooms, plus a beautiful view of the patio, which is also a dream. There is a large pantry with access to the garage, which comfortably parks 3 vehicles and also functions as a small gym. The combined patio & garden offers a large enough area for a standalone party, or as an extension of an indoor/outdoor affair, with a full grilling area and appliances. A large master bedroom, two bedrooms, a loft, and laundry room are located on the second level, with either carpet or laminate flooring. A smaller master bedroom is on the ground level. Ownership of this unique property grants access to a magnificent clubhouse, featuring a pristine extra large swimming pool with cabanas, bathrooms and showers and a gym. Every home should be like this. Aren’t you glad they’re not? This one can be yours.

05/25/2022

Came across a great article about home inventory and demand that any current and potential homeowner should take a few minutes to read. After the fastest rise in mortgage rates for any 4-month period since 1981, some of the hottest markets across the US are seeing a steep cooling effect. According to recent stats, realtors across the nation are starting to see price cuts on homes for the first time since 2019 as buyers face affordability challenges posed by the increase in rates.

What does this mean for the current and future homeowner?
For those who are still well qualified, this softening in house prices can present a massive opportunity for many buyers!
Current homeowners can still benefit from selling at all these times but no longer hold all the power and will need to be more flexible on timing, pricing, and contingencies to stay competitive and desirable.

Home values in the Sun Belt boomtowns spiked, but now rising mortgage rates, inflation, and recession fears are starting to pinch.

05/21/2022

Priced for quick sale! This 2 bedroom 2 bath home is a great starter home or possible investment property. It offers a large kitchen with plenty of cabinet space and a breakfast counter. The master bedroom has a walk-in closet and the master bath is complete with dual sinks. The exterior is ready for your landscaping imagination! Make this diamond in the rough your next home.

04/15/2022

On Friday, April 15th, 2022, the average APR on a 30-year fixed-rate mortgage rose 11 basis points to 5.198%. The average APR on a 15-year fixed-rate mortgage rose 6 basis points to 4.331% and the average APR for a 5-year adjustable-rate mortgage (ARM) rose 4 basis points to 3.501%, according to rates provided by Zillow. The 30-year fixed-rate mortgage is 15 basis points higher than one week ago and 230 basis points higher than one year ago.

A basis point is one one-hundredth of one percent. Rates are expressed as an annual percentage rate or APR.

04/15/2022

Look at every day as a new opportunity to accomplish your goals and make your dreams happen. No matter what challenges life throws at you, if you can just keep coming back with this same energy, it's only a matter of time before you start seeing your success.