Point Mortgage Corporation

Point Mortgage Corporation Home financing made simple. Pre-approvals, purchases, refinances, and loan options tailored to your goals. NMLS 231073 Equal Housing Lender

Available in AL, AZ, CA, CO, FL, GA, HI, ID, IL, KY, MI, MT, NC, OR, SC, TN, TX, UT, WA, WI. For licensing information visit nmlsconsumeraccess.org. Arizona Mortgage Banker License #0947102. Licensed by the Florida Office of Financial Regulation under Section 494 of the Florida Statutes, FL . Georgia Residential Mortgage Licensee, License #70373. Illinois Residential Mortgage License .6

761545; Illinois Department of Financial and Professional Regulation, Division of Banking; 100 West Randolph, 9th Floor, Chicago, IL 60601; 1-888-473-4858. Texas – Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar Blvd, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The Department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with, and investigated by, the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov. Washington Consumer Loan Company License -231073.

⭐⭐⭐⭐⭐ Another happy homeowner! 🏡✨Buying a home doesn’t have to feel overwhelming. When you have the right team guiding y...
06/15/2026

⭐⭐⭐⭐⭐

Another happy homeowner! 🏡✨

Buying a home doesn’t have to feel overwhelming. When you have the right team guiding you every step of the way, the process can be simple, smooth, and stress-free.

Thank you, Aaron, for trusting David Gracia and the Point Mortgage team with your home financing journey. We're honored to help make homeownership more accessible and understandable for our clients.

Thinking about buying a home or refinancing? Let’s make a plan together. PointMTG.com⁠
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FAQ Friday 🏡Thinking about making a big purchase or changing jobs while your home loan is in process? Hold that thought....
06/12/2026

FAQ Friday 🏡

Thinking about making a big purchase or changing jobs while your home loan is in process? Hold that thought. 👀

Your lender looks at your financial picture from application to closing, so new debt, major purchases, large transfers, or employment changes could impact your approval timeline (or approval itself).

Small decisions now can help keep your homeownership goals on track.

Have questions about your mortgage journey? Visit PointMTG.com to learn more and take the next step toward homeownership. ⁠

Does the age of a home affect financing? It can, but it doesn’t have to stop your homeownership journey. 🏡Older homes ma...
06/12/2026

Does the age of a home affect financing? It can, but it doesn’t have to stop your homeownership journey. 🏡

Older homes may come with unique considerations, such as property condition, required repairs, or specific loan guidelines. The good news? There are often financing options available to help make your dream home a reality.

Have questions about financing a home of any age? Visit PointMTG.com to learn more and take the next step toward homeownership. ⁠
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What is a home warranty, and why does it matter? 🏡A home warranty may help cover the repair or replacement costs of cert...
06/11/2026

What is a home warranty, and why does it matter? 🏡

A home warranty may help cover the repair or replacement costs of certain home systems and appliances when they break down due to normal wear and tear.

Whether you're buying your first home or planning your next move, understanding your options can help you feel more prepared for homeownership.

Have questions about the homebuying process? Visit PointMTG.com to learn more and take the next step toward homeownership.

Thinking about moving? You don’t have to wait until you’re there to buy. 🏡✨Many buyers purchase homes remotely or secure...
06/11/2026

Thinking about moving? You don’t have to wait until you’re there to buy. 🏡✨

Many buyers purchase homes remotely or secure their next home before relocating. With the right guidance, buying across state lines can be a smooth process.

Ready to explore your options? Visit PointMTG.com to learn more and take the next step toward homeownership.

🏡 Buy now, refinance later? It could be an option.If you're waiting for the "perfect" interest rate, you may not have to...
06/10/2026

🏡 Buy now, refinance later? It could be an option.

If you're waiting for the "perfect" interest rate, you may not have to put your homeownership plans on hold. Some buyers choose to purchase when they're ready and explore refinancing opportunities in the future if rates improve.

Have questions about buying now versus waiting? Visit PointMTG.com to learn more and take the next step toward homeownership.

🏡 Can you buy a home in a competitive market? Absolutely.A fast-moving market can feel overwhelming, but preparation mak...
06/10/2026

🏡 Can you buy a home in a competitive market? Absolutely.

A fast-moving market can feel overwhelming, but preparation makes a difference. Having your financing in place, understanding your budget, and being ready to act can help you stand out when the right home comes along.

Ready to take the next step? Visit PointMTG.com to learn more and take the next step toward homeownership.

Closing day is the final step before the home is officially yours! 🔑This is when the final documents are signed, funds a...
06/09/2026

Closing day is the final step before the home is officially yours! 🔑

This is when the final documents are signed, funds are transferred, and ownership is officially recorded. While it may seem like a lot of paperwork, knowing what to expect can help make the process feel much smoother.

Ready for closing day? Visit PointMTG.com to learn more and take the next step toward homeownership.

Freelancing doesn't automatically mean homeownership is out of reach. 💻🏡 Many self-employed professionals, freelancers, ...
06/09/2026

Freelancing doesn't automatically mean homeownership is out of reach. 💻🏡

Many self-employed professionals, freelancers, and independent contractors may still qualify for a mortgage with the right documentation and financial history. Every situation is unique, which is why understanding your options is an important first step.

Have questions about qualifying with freelance income? Visit PointMTG.com to learn more and take the next step toward homeownership.

💰🏡 Why is saving important before buying a home?Building your savings can help you prepare for more than just a down pay...
06/08/2026

💰🏡 Why is saving important before buying a home?

Building your savings can help you prepare for more than just a down payment. From closing costs to moving expenses and unexpected homeownership costs, having a financial cushion can make the journey smoother and less stressful.

Every dollar saved today can bring you one step closer to the home you’ve been dreaming about. ✨

Have questions about preparing for homeownership? Visit PointMTG.com to learn more and take the next step toward homeownership.

Address

1061 Tierra Del Rey, Suite 205
Chula Vista, CA
91910

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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