02/06/2026
Mortgage Myths—Busted! 🏡
✨ Myth: You need 20% down.
Truth: There are options with much lower down payments available.
✨ Myth: Rates are only based on credit.
Truth: Property type, loan terms, and the market all play a role.
✨ Myth: Pre-approval = guaranteed loan.
Truth: It’s a strong step, but final approval depends on your full financial picture.
Understanding the facts helps you move forward with confidence!