Amy Getgey, Realtor

05/30/2026

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again.

And if that's made you wonder whether you should delay your move until they drop, you're not the only one.

The honest truth is that rates probably won't come down much until inflation cools off and some of the global uncertainty settles. And no one knows exactly when that'll be.

But what most headlines won't tell you is that rates aren't the only thing that affects affordability. Sure, they’re a big factor, but not all of the affordability news is bad.

Wages, home prices, and inventory are all trending in a direction that could still help make your move possible.

Want to know what that actually looks like for your situation? Drop a comment or send me a DM.

Because even though rates are higher, there are pockets of opportunity in any market, if you know where to look.

05/29/2026

Stop by Saturday, May 30th from 1:00 to 2:30 PM to see 101 Linden Drive Wyoming, OH 45215 for an open house!

OFFICIAL LISTING website. 101 Linden Drive, Wyoming, OH 45215, 3103 square foot, 5 bedrooms, 4 full & 1 partial bathrooms, asking price of $950,000, MLS ID 1881088

05/29/2026

Just Listed! Do not miss this new listing at 101 Linden Drive, Wyoming.

OFFICIAL LISTING website. 101 Linden Drive, Wyoming, OH 45215, 3103 square foot, 5 bedrooms, 4 full & 1 partial bathrooms, asking price of $950,000, MLS ID 1881088

05/29/2026

A lot of people have been waiting for rates to drop or prices to come down before making a move. But the reality is, sometimes life changes before the market does.
A growing family.
An empty nest.
A new job.
Retirement.
Needing to be closer to loved ones.

Those are the real reasons 1 in 5 buyers last year said they felt like they had to move, no matter the market. Because life doesn't wait for the timing to be perfect.

And if that’s where you are right now, you can still move. You may even have more options than you think. You just need someone who can help you find them.

05/28/2026

Stop by Saturday, May 30th from 3:30 to 5:00 PM to see 35 Walnut Avenue Wyoming, OH 45215 for an open house!

OFFICIAL LISTING website. 35 Walnut Avenue, Wyoming, OH 45215, 3223 square foot, 4 bedrooms, 3 bathrooms, asking price of $999,000, MLS ID 1878069

05/28/2026

Stop by Saturday, May 30th from 2:30 to 4:00 PM to see 681 Totten Way Cincinnati, OH 45226 for an open house!

OFFICIAL LISTING website. 681 Totten Way, Cincinnati, OH 45226, 2250 square foot, 2 bedrooms, 3 full & 1 partial bathrooms, asking price of $425,000, MLS ID 1873947

05/28/2026

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.

If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.

Life can’t always wait for perfect market conditions. Maybe you don’t have to either.

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.

05/27/2026

Yes, rates have been volatile, and global instability is keeping them from settling down anytime soon. There’s no sugar coating that. But the full picture of affordability is more nuanced than the headlines suggest.

Want to run the real numbers for your situation? Let's talk. Reach out and let's set up a quick, no-pressure conversation.

Let's be real with each other for a second about affordability.

05/25/2026

You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?

In a recent survey, 68% of Veterans didn’t know they may be able to buy a home with zero money down. 77% didn’t know PMI isn’t always required.

Many also have no idea they may be able to count their Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS) as income.

Any of those VA loan benefits could make homeownership more achievable than you realize.

If you’ve served (or know someone who has), get in touch with a trusted lender for more information on VA home loan options and what you may qualify for.

05/24/2026

Record mortgage debt makes for a scary headline. But context matters.

Equity is near an all-time high, home values have surged, and the vast majority of homeowners are in a position of real financial strength. The conditions that made 2008 a crisis simply don't exist right now.

If you're wondering what all of this means for your situation, whether you're thinking about buying, selling, or just trying to make sense of the market, reach out anytime. No pressure, just answers.

You may have seen the headlines lately about mortgage debt in America hitting a record high.