08/31/2026
🏡 Should you tap your 401(k) to buy a home?
When you’ve worked hard to build up retirement savings, using some of it for a down payment can be tempting. But just because the money is available doesn’t necessarily mean it’s the best place to get it.
Before dipping into retirement, it’s worth looking at all of your options. Depending on your situation, there may be loan programs that require a smaller down payment or assistance programs that can help you get into a home without sacrificing long-term savings.
Buying a home is a big financial decision — and the best strategy isn’t the same for everyone.
Start with good advice. Know your options. Then make the decision that makes sense for you.
Thinking about buying and wondering what your options might look like? I’m always happy to help you get the conversation started.
