Rick Hocker- RB&T- NMLS #520627

Rick Hocker- RB&T- NMLS #520627 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Rick Hocker- RB&T- NMLS #520627, 8050 Hosbrook Road, Cincinnati, OH.

NMLS #520627
8050 Hosbrook Rd, Ste 220, Cincinnati, OH 45236
513-827-3988
[email protected]
Republic Bank & Trust Company, NMLS #402606
Equal Housing Lender
https://mortgage.republicbank.com/s/MLO?language=en_US&userAlias=rhocker

Confused about the different credit scoring models and what they mean for your mortgage journey? 🤔 You're not alone! Eac...
09/17/2026

Confused about the different credit scoring models and what they mean for your mortgage journey? 🤔 You're not alone! Each model can impact your interest rates and loan terms differently, so understanding them is crucial.

Let me guide you through the maze of credit scores and find the mortgage solution tailored just for you. I've got the expertise and know-how to make the process as smooth as possible!

Got questions on how credit scores impact your mortgage? I'm here to help!
https://myoc.io/h5raD4hAXGD



NMLS ID 520627

Special thanks to Dave and our operations team for another speedy approval... 13 days! Republic Bank Mortgage Dave Herbe...
09/15/2026

Special thanks to Dave and our operations team for another speedy approval... 13 days!


Republic Bank Mortgage
Dave Herberger

Struggling to understand your credit report? Here's what you should pay attention to.First, you'll see your personal inf...
09/15/2026

Struggling to understand your credit report? Here's what you should pay attention to.

First, you'll see your personal information: name, address, social security number, and employment info.

The report lists all your credit accounts, including loans and credit cards, with their history.

Look at your payment history. It shows late or missed payments, which are crucial for your credit score.

It also includes credit inquiries, both soft and hard pulls, and potentially negative items like collections or bankruptcies.

Carefully review for any errors. These can negatively impact your credit score and should be disputed if incorrect.

Knowledge is power! Follow for more credit education and tips.
https://myoc.io/h5raD4hAXGD



NMLS ID 520627

Ready to make the leap from renting to owning? Buying a home isn't just about getting the right space; it's about securi...
09/10/2026

Ready to make the leap from renting to owning? Buying a home isn't just about getting the right space; it's about securing a valuable investment for your future. 🏡

With mortgage rates and home prices constantly changing, having a trusted guide in your corner can make all the difference. Understand your options, plan strategically, and take control of your financial future.

Curious about how to get started? Reach out to me for a personalized consultation. Let's make your dream home a reality!
https://myoc.io/h5raD4hAXGD



NMLS ID 520627

Nice work Laurie and Operations.... 10 days to CTC :) Republic Bank Mortgage
09/08/2026

Nice work Laurie and Operations.... 10 days to CTC :)


Republic Bank Mortgage

Another speedy approval!Thanks Dave and our ops team for working so hard to make speed and efficiency to the forefront! ...
09/08/2026

Another speedy approval!

Thanks Dave and our ops team for working so hard to make speed and efficiency to the forefront!


Dave Herberger
Republic Bank Mortgage

09/08/2026

Dream home alert! 🏡 Unlike typical bankers, I'm here for you beyond the 9-to-5. Whether you're a night owl looking for a late-night pre-qual or an early bird catching mortgage pre-qualification at dawn, I'm ready to assist. Together, let's make your home financing journey as smooth as possible.

Got questions at odd hours? Reach out to me --I'm here to help. Your dream home doesn't adhere to bank hours, and neither do I!
https://myoc.io/h5raD4hAXGD



NMLS ID 520627

Thinking about moving into your dream home, but worried about hidden costs? I’m here to help you plan and conquer those ...
09/03/2026

Thinking about moving into your dream home, but worried about hidden costs? I’m here to help you plan and conquer those sneaky moving expenses! 📦 From movers to packing supplies, I've got the insights to ease your stress and keep you on budget. 💵

Curious about how to efficiently plan your upcoming move with financial peace of mind? Let’s chat! Ready to get moving smoothly into your new adventure? Reach out to me today! 🏡
https://myoc.io/h5raD4hAXGD



NMLS ID 520627

Determining if now is the best time to refinance depends on three key factors: your current interest rate compared to ma...
09/01/2026

Determining if now is the best time to refinance depends on three key factors: your current interest rate compared to market rates, your break-even point, and your long-term housing plans.
When It Makes Sense to Refinance:
* Lower Interest Rates: You can reduce your existing rate by at least 0.75 to 1.0 percentage point.
* Shorter Loan Term: You want to switch from a 30-year to a 15-year or 20-year term to pay off your home faster.
* Debt or Cash Needs: You need a cash-out refinance to handle major expenses or consolidate high-interest debt.
Reach out to me and let's discuss if now is the best time for you to refinance and how that fits into your long-term financial goals.
https://myoc.io/h5raD4hAXGD



NMLS ID 520627

Thank you Laurie!Along with our outstanding operations team.... we were quick to approval! Republic Bank Mortgage
08/31/2026

Thank you Laurie!

Along with our outstanding operations team.... we were quick to approval!


Republic Bank Mortgage

Address

8050 Hosbrook Road
Cincinnati, OH
45236

Website

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