06/15/2026
Your credit score is more than a number — it can impact your mortgage rate, monthly payment, insurance costs, and even approval options.
One of the best financial habits? Monitor your credit regularly.
★ Catch errors early
★ Watch for identity theft
★ Track progress as you pay down debt
★ Know where you stand before applying for a mortgage
Small changes can make a big difference when it comes time to buy a home or refinance.
Thinking about buying in the next 6–12 months? Start with your credit today. Future you will thank you. Contact me if you’d like to talk through your homeownership goals and create a plan.
Video from Sheila Braun - Union Home Mortgage