Robert Patton Realtor

Robert Patton Realtor EXP REALTY
LIC #01499469

If you're preparing to purchase a home, your next stop is a lender's office!Before you begin shopping for homes, it's ti...
08/09/2022

If you're preparing to purchase a home, your next stop is a lender's office!

Before you begin shopping for homes, it's time to meet with a lender to get pre-approved for a home loan. Having a pre-approval letter can give you a leg up in this competitive market by showing sellers that you're a serious buyer with your finances in order. βœ…

A lender will look at your finances, employment and credit to determine the loan you may qualify for.

Start by preparing these 5 documents so you're ready to begin the pre-approval process! πŸ‘‡

βœ”οΈ Identification
βœ”οΈ Income and employment verification: tax returns, W-2s, 1099s and recent paystubs
βœ”οΈ Proof of assets
βœ”οΈ Monthly debt statements from loans or lines of credit to determine debt-to-income ratio
βœ”οΈ Additional financial documents such as down-payment gift letters

If you have any questions about the pre-approval process, please reach out! πŸ“²

Robert F Patton II
(916) 201-9073
[email protected]
01499469
ExP Realty
https://robertpatton.exprealty.com

.com

Friday Five! πŸ–There is still plenty of Summer left, but for those of you who are getting ready for back-to-school season...
08/08/2022

Friday Five! πŸ–

There is still plenty of Summer left, but for those of you who are getting ready for back-to-school season this month, it's never too early to get organized!

Today, I'm sharing 5 tips to help you transition from Summer to school. β˜€οΈπŸŽ’

What other ways are you getting ready for back-to-school season? Share in the comments! πŸ‘‡

Robert F Patton II
(916) 201-9073
[email protected]
01499469
ExP Realty
https://robertpatton.exprealty.com

.com

Back-to-school season is approaching! If you're beginning to transition from Summer to school in your home, this one is ...
08/04/2022

Back-to-school season is approaching! If you're beginning to transition from Summer to school in your home, this one is for you! 🍎

This month, assess your back-to-school routine. What could make your day more organized and seamless?

If you could use more hooks in the entryway, backpack cubbies or a designated homework space, now is the time to implement those upgrades so you're ready for the first day of school. πŸŽ’

Follow along for more home tips! πŸ’‘

Robert F Patton II
(916) 201-9073
[email protected]
01499469
ExP Realty
https://robertpatton.exprealty.com

.com

It's a great time to be a seller! 🏑Home values have risen and home buyers are motivated. Do you know how much your home ...
08/04/2022

It's a great time to be a seller! 🏑

Home values have risen and home buyers are motivated. Do you know how much your home is worth? πŸ’°

I can provide you with a personalized market analysis so that you know the value of your investment.

Call or message me to find out what your home could be worth in today's market!

Robert F Patton II
(916) 201-9073
[email protected]
01499469
ExP Realty
https://robertpatton.exprealty.com

.com

New month, new start! πŸ’ͺIf homeownership is one of your big goals, now is a great time to assess your progress so that yo...
08/03/2022

New month, new start! πŸ’ͺ

If homeownership is one of your big goals, now is a great time to assess your progress so that you can stay (or get back) on track.

Today, I'm sharing 3 ways to prepare your finances so that you're ready to begin the home buying process:

βœ… Build your credit score

Your credit score can impact your mortgage rate. Check your credit report, pay down debt, pay bills on time and don't open or close credit cards.

βœ… Get pre-approved for a mortgage

Before you begin your home search, meet with a lender. A lender will look at your finances, employment and other factors to determine how much you may qualify for.

βœ… Create and stick to your budget

Create a monthly budget that you can comfortably afford for the long term, and stick to it during your home search. Your future self will thank you!

If you have any questions on the home buying process, I'm here to help! Call or message me to discuss more. πŸ“²

Robert F Patton II
(916) 201-9073
[email protected]
01499469
ExP Realty
https://robertpatton.exprealty.com

.com

Hello August! β˜€οΈA brand new month that begins on a Monday is the perfect time for a fresh start. It's time to turn the p...
08/01/2022

Hello August! β˜€οΈ

A brand new month that begins on a Monday is the perfect time for a fresh start. It's time to turn the page and hit the reset button so that you can start the month off on the right foot!

A new month means new goals and new opportunities. Take some time today to set your goals for the month and make a game plan to help you reach them. Remember, small wins each day add up to big results! πŸ†

What goals are you setting for yourself this month? Share below! πŸ‘‡

Robert F Patton II
(916) 201-9073
[email protected]
01499469
ExP Realty
https://robertpatton.exprealty.com

.com

Friday Five! πŸ–One of the quickest and most noticeable ways to get your home ready to list is by freshening up your curb ...
07/29/2022

Friday Five! πŸ–

One of the quickest and most noticeable ways to get your home ready to list is by freshening up your curb appeal. The first impression of your home is the exterior, so it is important to have it looking it's best! 🏑

Summer is a perfect time to highlight your home's exterior, so make sure to head outdoors and give your home a refresh before it hits the market. 🌳

Here are 5 ways to boost your home's Summer curb appeal:

βœ”οΈ Tidy up your front porch: Clean off debris, wipe down furniture, wash windows, add a new welcome mat

βœ”οΈ Clean up landscaping: Mow and edge your lawn, pull any weeds, add a fresh layer of mulch to garden beds

βœ”οΈ Pressure wash the exterior: Remove dirt from walkways, porch, patio, fencing and other surfaces that need a refresh

βœ”οΈ Plant seasonal flowers: Add a quick pop of color by planting in garden beds, pots or hanging baskets

βœ”οΈ Highlight with exterior lighting: A potential buyer will likely be looking at the home at different times of the day. For an extra boost, add landscape lighting around trees, shrubs and walkways

Thinking of listing? Reach out to get started! πŸ“²

Robert F Patton II
(916) 201-9073
[email protected]
01499469
ExP Realty
https://robertpatton.exprealty.com

.com

I can help you with all things real estate! πŸ‘πŸ”‘Whether you are buying, selling or investing, there is plenty of opportuni...
07/28/2022

I can help you with all things real estate! πŸ‘πŸ”‘

Whether you are buying, selling or investing, there is plenty of opportunity to succeed in this market. I am an expert in our local community and can help you reach your real estate goals! πŸ†

Let's get our conversation started. Call or message me to discuss more! πŸ“²

Robert F Patton II
(916) 201-9073
[email protected]
01499469
ExP Realty
https://robertpatton.exprealty.com

.com

Home selling strategy: Set the stage! 🏑Buyers are looking for a change in lifestyle. Before your home hits the market, s...
07/28/2022

Home selling strategy: Set the stage! 🏑

Buyers are looking for a change in lifestyle. Before your home hits the market, set the stage for the lifestyle someone may live in the home.

When staging your home, it's important to think beyond your own daily life. Try rearranging furniture, bringing in new decor or repurposing rooms to help showcase the lifestyle buyers are looking for. 🀩

If you're thinking of listing, let's get your home ready for market!

Call or message to get started. πŸ“²

Robert F Patton II
(916) 201-9073
[email protected]
01499469
ExP Realty
https://robertpatton.exprealty.com

.com

Thinking about purchasing a home? This is your next step! 🏑Even if you're not quite ready to buy, it's a great time to m...
07/27/2022

Thinking about purchasing a home? This is your next step! 🏑

Even if you're not quite ready to buy, it's a great time to meet with a lender. A lender can take a good look at your financial picture with you and help you get "mortgage-ready" by helping you understand the process and requirements.

From ways to improve your credit score, to how much you need to save up for a down payment, a lender can help guide you on the next steps to take in order to qualify for a loan.

Homeownership might be closer than you think! A lender is able to give you a clearer picture of what actions you need to take to be ready. πŸ”‘

Reach out if you're ready to discuss more. I can connect you with trusted lenders in our market. πŸ“²

Robert F Patton II
(916) 201-9073
[email protected]
01499469
ExP Realty
https://robertpatton.exprealty.com

.com

Market Monday! πŸ“ˆ"Is the market going to crash?" is a trending question right now. If this question has been on your mind...
07/25/2022

Market Monday! πŸ“ˆ

"Is the market going to crash?" is a trending question right now. If this question has been on your mind, I have good news for you. Experts say that there isn't a crash looming on the horizon. πŸŒ…

When you compare our current housing market to the 2008 crash, there are a few major factors that help explain why the market will remain strong this time around.

Today, let's talk inventory! 🏘

First, housing inventory has been near record lows. Before the crash in 2008, there was a surplus of existing homes available and new construction was booming. That extra supply, when topped with the influx of foreclosures, led to falling home prices. πŸ”»

This time, we are on the opposite end of the spectrum, where supply hasn't been able to keep up with the demand from homebuyers. The lack of inventory, mixed with motivated buyers, led to an increase in home prices. πŸ”Ί

Housing inventory is now on the rise, but there certainly isn't the surplus that existed during 2008.

Based on this low-supply-high-demand equation, experts project that home price appreciation will continue. This means we will not see the same decline in home values and the housing market will remain strong. πŸ’ͺ

There is plenty of opportunity to succeed in this market. Whether you're buying or selling, I can help! Call or message if you're open to discussing what you are looking for. πŸ“²

Robert F Patton II
(916) 201-9073
[email protected]
01499469
ExP Realty
https://robertpatton.exprealty.com

.com

Home selling strategy: declutter and depersonalize! πŸ“¦The goal here is to provide a clean, blank slate for buyers. Less i...
07/23/2022

Home selling strategy: declutter and depersonalize! πŸ“¦

The goal here is to provide a clean, blank slate for buyers. Less is definitely more when preparing your home to list! Leave open space on counters, clear out closets and show off as much storage space as you can.

Pack away your personal items and stage with neutral accessories to allow buyers to visualize themselves in the home. 🀩

Let's get your home ready for market! Call or message to get started. πŸ“²

Robert F Patton II
(916) 201-9073
[email protected]
01499469
ExP Realty
https://robertpatton.exprealty.com

.com

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Citrus Heights, CA
95610

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