John Golak, P.A. Realtor

09/29/2021

FREE Home Evaluations!

09/24/2021

Interest Rates Rising? Fed May Start Reversing Programs in Nov.

Fed policies influence mortgage rates, and the Fed’s latest announcement suggests it will cut back its bond-buying in Nov. and hike interest rates sometime next year.

09/17/2021

Mortgage Rates Dip Lower This Week; 30-year Loan at 2.86%
Freddie Mac: It’s down from 2.88% last week and close to the 2.87% the 30-year FRM was at this time last year. The 15-year FRM now stands at 2.12%.

09/15/2021

Coming to Market TODAY! - 9121 Wood Terrace Dr. Temple Terrace.

9121 Wood Terrace dr. ,Temple Terrace Fl 33637
Listed for $250,000.

Reach out to me for additional information.

09/14/2021

UPDATE - HOME NOW IN PENDING SALE STATUS!

NEWLY LISTED CARROLLWOOD POOL HOME FOR SALE!

Move in ready 4bedroom, 3 bathroom pool home on a large private lot. Features include main floor master suite, 3 additional bedrooms upstairs and a loft. main floor features- a vaulted living and dining room, family room with fireplace, completely custom kitchen complete with center island, rich wood cabinets, granite and a wine fridge. New Roof, New water heater, new exterior and interior paint throughout, new flooring and lighting throughout. The pool has a screen enclosure and a nice patio area with bar.

This 4 bedroom, 3 bathroom Single Family for sale is located at 16802 Rolling Rock Dr, Tampa, FL 33618. View 78 photos, price history and more on homesforsale.century21.com.

09/09/2021

Carrollwood Featured Home For Sale. Large lot!

Spacious 3 Bedroom 3 Bath home on Carrollwood Village Dr.

Click link below for more information.

This 3 bedroom, 3 bathroom Single Family for sale is located at 4413 Carrollwood Village Dr, Tampa, FL 33618. View 34 photos, price history and more on homesforsale.century21.com.

09/07/2021

Can Most Pre-2020 Homebuyers Cancel Their PMI Insurance?

Buyers who put less than 20% down often need private-mortgage insurance – but with a 20% year-to-year uptick in home values, many owners may be able to cancel it now.
What exactly is private mortgage insurance (PMI) and why do some borrowers have to pay it?

PMI is required for loans sold to mortgage giants Fannie Mae and Freddie Mac that do not have at least a 20% down payment or 20% equity in the case of refinance transactions. One way or the other, you must pay for a policy that protects Fannie Mae and Freddie Mac in the event you default on your home loan.

The Homeowners Protection Act of 1998 mandates that mortgage servicers' remove PMI on the date the mortgage balance is first scheduled to reach 80% of the original value.

With this period of high appreciation of homes if you are now paying PMI you may want to contact your mortgage company company to see if you still need to maintain the insurance. You may be able to save a considerable amount of money each year!

09/02/2021

CARROLLWOOD 33624 MARKET REPORT

09/02/2021

33618 MARKET ACTIVITY REPORT

09/02/2021

FREE Home Valuation!