Eris Kanini, Your Neighborhood Realtor

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Eris Kanini, Your Neighborhood Realtor

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Eris Kanini, Your Neighborhood Realtor, Estate agent, Clearwater, FL.

07/18/2022

If you’re a first time homebuyer, here’s what you need to know about the home buying process! 5 things you should consider before buying your first home:
👉 FIRST TIME HOMEBUYER TIPS:
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Consider what your monthly payment will be- if more than 25% of your monthly income would go towards your home will you be able to afford it?
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Consider a fixed rate mortgage instead of an adjustable rate home mortgage, which is more volatile and leaves you vulnerable.
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Consider comparable homes in the neighborhood you are looking to buy in. Be sure you aren’t overpaying for the neighborhood.
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Can you put down 20% to avoid PMI? If not, calculate how much PMI you will pay until you hit a loan balance of 80% of the purchase price of the home.
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Create a mock budget using your monthly mortgage payment and additional costs you will incur being a homeowner, including insurance, property taxes, HOA fees, repairs, etc.

07/15/2022

I am here to answer any and all questions you may have about real estate!
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Drop your question(s) in the comments or shoot me a message!

07/13/2022

Have your eyes on an open house in the area? 👀

Here are some key questions to ask the home owners/realtor of the property to make sure the home is a perfect fit for you and your family.
Does the neighborhood or this street get a lot of traffic?
How fast are the sellers looking to close?
What types of amenities are close by?
What type of neighborhood restrictions are there?

Thinking of house hunting soon? Contact me today!

07/11/2022

If you're considering whether it's time to stop renting and purchase a home, I want you to keep in mind that the interest rate on renting is 100%.⁣.
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However, renting has its perks. No maintenance costs, no down payment, flexibility to move; no concern about property value. But the truth is, your monthly rent payment is just like paying 100% interest month after month. ⁣
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You see, when you toss the financial jargon, interest, at its simplest, is the fee you pay to live in your home. When you rent, that’s what you’re doing. You’re paying a fee month after month, gaining nothing other than a roof over your head.⁣
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When you buy, yes, you’re paying a fee (your mortgage) month after month, but you’re gaining SO much more than just a place to call home. You get:⁣
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- An appreciating investment
- Increasing equity (every month, the bank owns less of your home, and you own more!)⁣
- Predictable housing costs (a fixed-rate mortgage will never change)⁣
- Advantages come tax time⁣
- Freedom to personalize however you choose⁣.
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In almost every situation, it pays to buy vs rent. Want to talk more and run the numbers? Let’s do it! Leave a comment or send me a DM, and I'll be in touch.

07/08/2022

Did you know you don't have to make a 20% down payment to buy a house? Your down payment depends on different factors. This means the idea of buying your dream house is within reach. Call me for more details!

07/06/2022

Does your dream backyard include a swimming pool, basketball court, or a screened-in back porch? Whatever it is, I'd love to hear it. Drop a comment below!

07/04/2022

Then join hand in hand, brave Americans all!
By uniting we stand, by dividing we fall.
-John Dickinson,
Founding Father

07/01/2022

Buying a home can be an intimidating process, but you can do it! Here is how:⁠
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1. Find a realtor who is friendly and willing to help you through the process⁠
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2. Find out what kind of property you want by looking around in your neighborhood and considering what kind of neighborhood you’d like to live in.⁠
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3. Talk to an expert about what you can afford and your price range—this is super important!⁠
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4. Once you have an idea of what you can afford, start looking at properties online and in person.⁠

06/29/2022

Should You Buy a House?
It is no secret that buying a house is one of the largest financial decisions you will make in your lifetime. Housing is typically one of the greatest expenses on anyone’s budget so the decision of buying a house should not be taken lightly.

06/27/2022

With the current state of the market you can never be too safe when making offers. Make sure to follow these tips to win your bid.
✅ Match the competing offer (or if you can, offer more)⁠
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✅ Limit or completely remove the contingencies on your offer⁠
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✅ Already be pre-approved for a mortgage⁠
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✅ Add an escalation clause⁠
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✅ Skip the inspection⁠
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✅ Be readily available to discuss⁠
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Questions? Leave them in the comments!⁠

06/24/2022

It’s cliche' advice, but it’s really, really good advice. And it’s all wrapped up in one little word (repeated three times, of course): LOCATION, LOCATION, LOCATION! It’s true. Location is the #1 feature to consider when looking for a home. It outranks:⁣
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-Square footage⁣
-Bed/bath count⁣
-Upgrades⁣
-Outdoor living areas⁣
-Neighborhood amenities⁣
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Why? Two reasons: ⁣
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-Because it's huge in determining your home’s value over time. You're likely better off down the road having an average house in a great location than having the best house in a less-in-demand location.⁣
-That 5-digit zip code isn't going to change. The kitchen? You can change that. Flooring? That too. But the address. Nope. That’s the same forever and always.⁣
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DM me — I’d be happy to show you some of our most established neighborhoods and a few that are up-and-coming.

06/22/2022

Summa-time is a great time to change up the style and feel of your home. Bring in
some easy, breezy vibes with these summer design trends hot for 2022: ⁣
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The need for green. Nothing says summer like lush green trees and tropical blooming flowers. Let the sunshine stream in, and by all means, bring the green indoors with one or two tall house plants like the snake, rubber tree, or fiddle leaf.⁣
Boho is back. For this classically casual vibe, choose pieces made of wood or fibers like rattan. Add a few bright throw pillows and blankets to your sofa along with some floor pillows and poufs. The key to boho? Toss matching, embrace color, and go funky on your lighting.⁣
Use the blues. As much as boho is back, the blues never left! This summer, nautical navy and royal blue are where it’s at. Pick up new throw pillows or lay a bold, blue rug under your wooden furniture.⁣
Major in metallics. Embrace warm metallics like brass, copper, bronze, and gold. Mix and match 'em anywhere you want — lampshades, picture frames, candle holders, planters, or decorative bowls.⁣
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Use these summer 2022 design tips to make your home feel effortless, airy, and as inviting as a cool beverage on a hot summer day.

Address

Clearwater, FL
33764

Website

https://www.thesunliferealty.com/

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