RJD Prestige Group LLC

RJD Prestige Group LLC At RJD Prestige Group, we understand the value and need for an investment in a quality home.

05/05/2023

The Feds just increased their rate by 1/4 percent but said they were going to pause for a while. This will allow the market to stabilize and maybe get moving again. The rates aren’t going to come back down very much but they will steady.

Last night on board the Reflection we found that old time music was still in good hands in the form of a quartet of grea...
04/08/2023

Last night on board the Reflection we found that old time music was still in good hands in the form of a quartet of great singers, Electric Soul!!

09/20/2019

Working hard in the Villages! Business is starting to really get going! Looking forward to season.

Once you’ve paid down a balance, consider keeping the account open, with a zero balance. Admittedly, there are different...
05/03/2019

Once you’ve paid down a balance, consider keeping the account open, with a zero balance. Admittedly, there are different opinions about whether this will improve your credit score, but the CFPB advises consumers to keep unused accounts open. Doing so raises your “credit utilization ratio”—the amount of credit you’ve EARNED, versus how much you’re BORROWING. Lenders smile on people who use a small portion of what they’re allowed to borrow.

Likewise, consider it good news if a credit card company offers to raise your credit limit. It's another way to improve your credit utilization ratio and your credit score. Just resist any temptation to drive up your balances!

Call (352) 432-8119 to learn more!

You can buy a condo with a VA home loan. And, it’s pretty much like buying any other home. There are just a few differen...
05/02/2019

You can buy a condo with a VA home loan. And, it’s pretty much like buying any other home. There are just a few differences to know, but you may be surprised at how easy it is. To be approved by the VA, a condominium project must meet these requirements:

1. The owners must occupy at least 50% of the units. In other words, less than 50% of the units are rented out.
2. Less than 15% of the unit owners are behind on their HOA dues.
3. For newly constructed condos or projects recently converted from apartments, at least 75% of the units must be sold.

If the condo complex meets these requirements, there’s a good chance it’s VA approved. However, the condo must be on the VA approved condo list as well.

Many VA home buyers already know that the largest part of closing costs — the downpayment — isn’t required with VA loans...
04/30/2019

Many VA home buyers already know that the largest part of closing costs — the downpayment — isn’t required with VA loans. Although, the average VA home buyer does choose to make a downpayment of around 10 percent. Even if VA home buyers decide not to make a downpayment, they’ll still have costs to consider at closing.

Closing costs are precisely what they sound like — costs and fees due at closing. Every type of mortgage has them, although the different mortgage products have different closing costs. For VA loans, the typical closing cost of a mortgage is going to be around 3 percent of the home value. Though, the specific number will vary home to home and buyer to buyer.

Call (352) 432-8119 to learn more!

Veterans can only use a VA renovation loan, also referred to as a rehabilitation loan, if they’re planning on buying a h...
04/29/2019

Veterans can only use a VA renovation loan, also referred to as a rehabilitation loan, if they’re planning on buying a home. Technically, a VA renovation loan is a second loan. The first loan is used to purchase the house, and the second is used to finance the renovations. The program allows veterans to used up to $35,000 to fund renovations (25% of the total VA loan entitlement).

A VA renovation loan can only be used for certain types of renovations so you won’t be able to remodel your entire kitchen with the funds. But, you will be able to use it for significant improvements to your kitchen.

Call (352) 432-8119 to learn more!

While it’s important to sit down and write a list of must-haves for your new home (especially if you’re married), it’s a...
04/26/2019

While it’s important to sit down and write a list of must-haves for your new home (especially if you’re married), it’s a bad decision to go looking for one without considering your budget. You’ll risk falling in love with a house that’ll pulverize you in monthly payments!

Don’t buy a house unless you pay in cash—or unless your mortgage payment (including private mortgage insurance, HOA, property taxes, and homeowner’s insurance) is no more than 25% of your take-home pay.

Call (352) 432-8119 to learn more!

Well, there are many factors to consider. But we’ll give it to you straight. The average cost for a local move typically...
04/25/2019

Well, there are many factors to consider. But we’ll give it to you straight. The average cost for a local move typically ranges anywhere from $500 for a one-bedroom apartment to $1,400 for a four-bedroom house.

Keep in mind, that range is based on the cost to hire a moving company for a local, short-distance move. If you’re making a long-distance or out-of-state move, the price range goes up. But there are always ways to save money.

Call (352) 432-8119 to learn more!

Zombie debt is debt that has been resurrected by some (rude) zombie debt collectors and pinned back on you—whether it’s ...
04/23/2019

Zombie debt is debt that has been resurrected by some (rude) zombie debt collectors and pinned back on you—whether it’s yours or not. If you’re being harassed over zombie debt, send the agency a certified letter (return receipt requested) stating that the debt isn't yours and let them know it’s time for them to stop calling you. If they keep at it, you can file a complaint with the Federal Trade Commission (FTC) or your state attorney general’s office.

Call (352) 432-8119 to learn more!

With acute shortages of homes for sale in so many markets throughout the nation, getting preapproval for a home loan is ...
04/22/2019

With acute shortages of homes for sale in so many markets throughout the nation, getting preapproval for a home loan is more important than ever. Cash buyers used to give sellers confidence that a deal would close quickly, but fewer cash buyers are shopping right now. And when houses weren’t in such short supply, buyers didn’t face the pressures of intense seller’s markets.

Call (352) 432-8119 to learn more!

Address

2662 Stargrass Circle
Clermont, FL
34715

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14074026473

Website

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