Brent Saxe - Executive Loan Officer - NMLS# 1282195

Brent Saxe - Executive Loan Officer - NMLS# 1282195 Rocket Mortgage
NMLS #3030

Rates are always a hot topic in the real estate world, but they shouldn't be the only thing that drives your decision to...
09/27/2023

Rates are always a hot topic in the real estate world, but they shouldn't be the only thing that drives your decision to purchase a home.

There are two tangible pieces for every buyer to consider: total money out of pocket and monthly payment.

Total money out of pocket includes your down payment and closing costs. Talk with your loan officer to discuss what options you have and what you are most comfortable with. Does it make sense to bring more money to the table? Can you afford just the minimum down payment at this time? What advantages/disadvantages come with each of these options? This will help to determine which type of loan makes the most sense for you and directly impacts your monthly payment.

Monthly payment is what you will need to budget for every month and includes your principal, interest, taxes, insurance, and PMI (if applicable). Why is it important? Let's look at what you have been paying for rent or your previous home. How will the new mortgage payment fit into your current budget? What other expenses do we need to consider while owning a home? While interest rates can affect this number, as they start to decline you can refinance in the future to reduce your monthly expenses.

Let's stop focusing on interest rates and have a conversation about what's really important to home buyers. Call/text me to learn more!

Incredibly happy for Katie on the purchase of her new home on Catawba Island! The property is located in a charming smal...
07/28/2023

Incredibly happy for Katie on the purchase of her new home on Catawba Island! The property is located in a charming small town with a vacation-like atmosphere.

This was not an easy transaction, but it was ultimately a success due to the hard work and dedication of her team. We were able to issue a clear to close on the property in just 9 days(!!), an incredibly quick turnaround.

Katie's agent, Madeline Pugh, was instrumental in making this happen. She kept all parties involved, informed throughout the process, and ensured that Katie was always comfortable and confident.

I am thrilled to have helped Katie achieve her dream of homeownership. I wish her all the best in her new home. Cheers! ๐Ÿก๐Ÿ”‘๐Ÿพ๐Ÿฅ‚

Congratulations to Ally and Carter on their new home! I know you're both excited to be back in Cleveland, and I'm so gla...
07/25/2023

Congratulations to Ally and Carter on their new home! I know you're both excited to be back in Cleveland, and I'm so glad you were able to find the perfect place to call home.

With so much on their plate over the next 60 days, I wanted to make sure the homebuying process was as smooth as possible. By ensuring we had everything we needed from them up front, we were able to issue a clear to close in just 15 days!

As usual, did an incredible job of making sure this was a smooth transaction for all parties.

Cheers to the happy couple and welcome home!

# rocketlocal

Congratulations to the Vega family! I am incredibly happy for you to finally move into your dream home.This was a specia...
06/13/2023

Congratulations to the Vega family! I am incredibly happy for you to finally move into your dream home.

This was a special closing for us, as we worked very hard together over a period of 45 days. Jackie had reached out to me via social media just to ask some basic questions about a post I had made. We set up a quick call, and right away I realized that their current lender was not being proactive in their communication with them.

I put together a detailed plan that I presented to her on what we needed to do to get her to closing. This required a leap of faith from their family to meet some of these requirements, but this was their dream home and they entrusted me to get the job done.

From start to finish, Jackie was on top of every request and always followed up to see if there was anything else needed from them. Closing day came, and they were able to get the keys to their long-awaited new construction home.

I appreciate the faith they put in me to get the job done. They worked incredibly hard to make sure we got everything we asked for. I was able to keep my promise and they maintained their original closing date.

Congratulations again to this awesome family and their beautiful new home!๐ŸŽ‰๐Ÿ”‘๐Ÿก

๐Ÿšจ BRAND NEW PRODUCT LAUNCH!๐Ÿšจ This awesome new product is a CONVENTIONAL loan that allows a buyer to put as little as 1% ...
05/22/2023

๐Ÿšจ BRAND NEW PRODUCT LAUNCH!๐Ÿšจ
This awesome new product is a CONVENTIONAL loan that allows a buyer to put as little as 1% down while Rocket Mortgage will provide a grant for the other 2%!

Highlights of this program:

- Buyers NOT required to pay PMI
- Minimum 1% down payment from borrower (can be gift or DPA!)
- 80% AMI
- No loan level pricing adjustments
- Standard Fannie Mae HomeReady guidelines
- Do NOT need to be first time home buyer
- No max loan size

This program is designed to help our clients combat decreased home affordability in todayโ€™s market while keeping conventional loan standards in place and ensuring clients are highly qualified.

This goes live TODAY!

Contact me to learn more!

Congratulations to my client on the closing of her beautiful new construction home! I appreciate you putting your trust ...
05/20/2023

Congratulations to my client on the closing of her beautiful new construction home! I appreciate you putting your trust in me to finance the home of your dreams.

Our initial conversation was simply an information gathering, on a different type of property. After discussing her goals and the simplicity in my process she realized that not only could she afford her forever home, she could buy it RIGHT NOW!

Real estate is a people business, not a numbers business. Numbers and money follow, they do not lead (ISM bomb๐Ÿ˜). When you find the right people to work with the possibilities become endless.

Deola Smith, REALTOR-The Agency Haus 601.665.4869 continues to be an fantastic partner who provides unmatched level of service for all her clients!

Cheers to all involved and for helping to create another happy client! ๐Ÿ ๐Ÿ”‘๐Ÿพ

Closing Day! Excited for my clients to move into this one of a kind home in NE Ohio! I'm happy to have been a part of th...
05/15/2023

Closing Day! Excited for my clients to move into this one of a kind home in NE Ohio! I'm happy to have been a part of this journey and to help them achieve their dream of homeownership. They were provided a Rocket Mortgage paid grant and received clear to close in only 8 DAYS! Thank you to everyone involved for their assistance and creating another happy client!

Incredibly happy for my returning clients to close on this fabulous new home in Las Vegas! This was a LIGHTNING fast clo...
05/05/2023

Incredibly happy for my returning clients to close on this fabulous new home in Las Vegas! This was a LIGHTNING fast closing and received a clear to close in just 10 DAYS!

I appreciate the continued trust you've placed in me to be able to finance the homes for you and your family.

I'll end with one of my favorite quotes from Frank Sinatra: โ€œLas Vegas is the only place I know where money really talks....... it says Goodbye.โ€ ๐Ÿ˜†

Congratulations to my clients who closed on their dream home today! Itโ€™s an honor to assist our veterans and their famil...
05/01/2023

Congratulations to my clients who closed on their dream home today! Itโ€™s an honor to assist our veterans and their families with VA financing. We were able to use the great advantages that come with a VA mortgage and still close in under 30 days!

If you or anyone you know is a veteran and wants to explore what VA financing looks like Iโ€™m happy to help!

Congratulations to the Hobson family! Incredibly happy for them to finally move into their dream home. Thereโ€™s no better...
04/27/2023

Congratulations to the Hobson family! Incredibly happy for them to finally move into their dream home. Thereโ€™s no better reward than seeing a young family get the keys on closing day. Appreciate you guys following our plan and allowing me to finance your new home! ๐Ÿพ

As always, a big thank you to Deola Smith for being a rock star partner! ๐Ÿ 

Please reach out if I can help with any of your financing needs!

What does this mean? To put it simply, it is not always the Feds decision that move interest rates. Market forces can ha...
03/21/2023

What does this mean? To put it simply, it is not always the Feds decision that move interest rates. Market forces can have a short term effect on how mortgage rates react. When uncertainty exists we see investors sell off riskier assets like stocks and buying bonds instead. When traders buy bonds it pushes mortgage rates lower, all other things being equal. The Fed meeting Wednesday will be one of the more important ones in recent memory as we will find out how they plan to balance policy goals vs calming a potentially panicked market. Please reach out if you have any questions or know anyone who would benefit from a conversation!

Confused with all the announcements in the news? I got you covered! There are changes being made to make it more afforda...
02/25/2023

Confused with all the announcements in the news? I got you covered! There are changes being made to make it more affordable for EVERYONE to purchase a home now. Have questions or want to see if this benefits you or someone you know?Reach out to me to learn more! ๐Ÿš€๐Ÿ 

Address

100 Public Square Ste 400
Cleveland, OH
44113

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