Riley Coleman, Realtor - Cutler Real Estate

09/13/2022

Another BIG question I am getting…

Should I Sell My House Right Now?

Let’s take a look at some key opportunities:

#1 : It is still a sellers market. Yes, inventory has increased, however, in order to be a balanced market - there would need to be a six months supply of homes. Currently, there is only 3.3 months supply. (NAR) Your house is still in high demand.

#2 : More Options for Your Next Move. Housing inventory has grown mostly due to mortgage rates cooling off the peak frenzy of buyer demand. Therefore - this could benefit you by reducing competition. Also, home sale contingencies are becoming normal again. As a few months ago - it was too competitive to even keep that in an offer.

#3 : Your Equity Has Grown in Record Amounts. The home price appreciation that we have seen over the past few years has been the highest in history. This means that your equity gives you a substantial cushion that you are able to leverage for your next home.

At the end of the day, if you are not ready, that’s ok. Let’s connect to simply discuss when that time may be! 🙂

09/12/2022

Getting Your House Ready To Sell? Work with an Agent for Expert Advice

In a market that’s shifting as fast as it is today, many homeowners wonder what, if anything, needs to be renovated before they sell their house. That’s where a trusted real estate professional comes in. Here are some considerations a professional will guide you through.

>>What You Need To Know About Your Local Market

Since the supply of homes for sale has increased so much this year, today’s buyers have more options than they had last year. That may mean you’re not able to ignore some of those repairs or cosmetic updates you could have skipped in previous months. As a recent article from realtor.com says, “To stand out in the market, sellers should make their home attractive to buyers, which usually means some selective updates.”

>>Not All Renovation Projects Are Equal

In addition to making sure...


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In a market that’s shifting as fast as it is today, many homeowners wonder what, if anything, needs to be renovated before they sell their house. That’s where a trusted real estate professional comes in. They can help you think through today’s market conditions and how they impact what you sho...

09/12/2022

I always get asked how the home buying process works…..so here’s just a quick step by step!

There are many things that go into play during each step, however, it is not as daunting as one might think.

Don’t let all the outside noise scare you away from investing in your future & dream home. 🏡

More questions? Contact me!

09/05/2022

Honoring the American Workforce

Wishing you a happy and safe Labor Day.


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08/29/2022

A Trusted Real Estate Advisor Provides Expert Advice

If you’re a homeowner or are planning to become one soon, you’re probably looking for clear information about today’s housing market. And if you’ve turned to the news or even just read headlines recently, you might feel like you’re left with more questions than answers. The best way to make sure you get what you need is to work with an expert.

With any big milestone in life, it’s wise to seek advice from people who are experts in their field. While you likely want that advice to be perfect, perfect simply isn’t possible. But professionals have the knowledge and experience to be able to provide you with the best advice for your situation.

An expert real estate advisor knows market trends and the ins and outs of the homebuying and selling processes. They’ll use that knowledge to explain both the national headlines and...


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If you’re a homeowner or are planning to become one soon, you’re probably looking for clear information about today’s housing market. And if you’ve turned to the news or even just read headlines recently, you might feel like you’re left with more questions than answers. The best way to mak...

08/22/2022

3 Tips for Buying a Home Today

Here are three tips for buying the home of your dreams today.

>>Understand How Mortgage Rates Impact Your Homebuying Power
It’s important to stay up to date on what’s happening with rates and understand how they can impact your purchasing power when you’re thinking of buying a home. Even a small change in mortgage rates can have a big impact on your monthly payments. If rates rise, you could exceed your budget unless you pursue a lower home loan amount. If rates fall, your purchasing power may increase, which could give you additional options for your search.

>>Be Open to Exploring Different Options During Your Search
The supply of homes for sale is improving, which gives you more homes to choose from. But historically, supply is still low. That means if you don’t find something that meets your needs, it may be worth expanding your search. And if...


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If you put off your home search at any point over the past two years, you may want to consider picking it back up based on today’s housing market conditions. Recent data shows the supply of homes for sale is increasing, giving buyers like you additional options.

08/17/2022

Under Contract!

📍Fairview Park

Finding out at 9 pm last night that this couple was under contract after looking & writing offers with them since March….was the biggest win. 🫶

PSA to buyers who have been looking for 6+ months - now is the time!!!!

08/15/2022

The U.S. Homeownership Rate Is Growing

The desire to own a home is still strong today. In fact, according to the Census, the U.S. homeownership rate is on the rise. If you’re thinking about buying a home this year, here are just a few reasons why so many people see the value of homeownership.

There are several benefits to owning your home. A significant one, especially when inflation is high like it is today, is that homeownership can help protect you from rising costs. Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), explains, “Renters actually have a harder time in inflationary periods, because rents tend to rise along with inflation, whereas mortgage payments stay the same for homeowners with fixed-rate mortgages.”

When you buy a home with a fixed-rate mortgage, you can lock in what's likely your biggest monthly expense – your housing...


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The desire to own a home is still strong today. In fact, according to the Census, the U.S. homeownership rate is on the rise. To illustrate the increase, the graph below shows the homeownership rate over the last year:

08/10/2022

Psssst! Shift happens. 🤷‍♀️

To all my fatigued buyers who got worn out the past few months - I have good news!

We are seeing & definitely feeling a shift.

Don’t get me wrong, there are still multiple-offer scenarios happening - they’re just not as intense as they have been.

Therefore, buyers are in a much better position now than they have been (financially & mentally!) 👏

08/08/2022

Why the Forbearance Program Changed the Housing Market

Forbearance enabled nearly five million homeowners to get back on their feet in a time when having the security and protection of a home was more important than ever. Those in need were able to work with their banks and lenders to stay in their homes rather than go into foreclosure. Marina Walsh at the Mortgage Bankers Association notes, “Most borrowers exiting forbearance are moving into either a loan modification, payment deferral, or a combination of the two workout options." With those options in place, four out of every five homeowners in forbearance are either paid in full or are exiting with a plan. They’re able to stay in their homes.

Since so many people can stay in their homes and work out alternative options, there won’t be a wave of foreclosures coming to the market. And while rising slightly since the...


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When the pandemic hit in 2020, many experts thought the housing market would crash. They feared job loss and economic uncertainty would lead to a wave of foreclosures similar to when the housing bubble burst over a decade ago. Thankfully, the forbearance program changed that. It provided much-needed...

08/03/2022

Waking up to these kinds of reviews makes my heart so happy. Knowing I get to help people in such an emotional process makes everything worth it. I couldn’t ask to work with better clients. 🥹

08/01/2022

Why Are People Moving Today?

Buying a home is a major life decision. While mortgage rates are higher than they were at the start of the year and home prices are rising, you shouldn’t put your plans on hold based solely on market factors. Instead, it’s necessary to consider why you want to move and how important those reasons are to you. Here are two of the biggest personal motivators driving people to buy homes today.

>>A Need for More Space
Moving.com looked at migration patterns to determine why people moved to specific areas. One trend that emerged was the need for additional space, both indoors and outdoors. Outgrowing your home isn’t new. If you’re craving a large yard, more entertaining room, or just need more storage areas or bedrooms overall, having the physical space you need for your desired lifestyle may be reason enough to make a change.

>>A Desire To Be Closer to...


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Buying a home is a major life decision. That’s true whether you’re purchasing for the first time or selling your house to fuel a move. And if you’re planning to buy a home, you might be hearing about today’s shifting market and wondering what it means for you.