Major Real Estate

Major Real Estate The highest quality real estate brokerage serving Bosque and surrounding counties.

One of the biggest stories in the housing market these past few years has been how much the supply of homes for sale has...
08/21/2026

One of the biggest stories in the housing market these past few years has been how much the supply of homes for sale has grown. It’s the #1 bright spot for buyers in this market.

But you may have heard that growth has been slowing down.

It’s true it went from +31% a year ago to just +2% now. But that’s no reason to worry about your move.

Because nationally, inventory has been up year-over-year for 33 straight months. And the latest data shows the slowdown may have already hit its floor.

Plus, since rates aren't expected to come down much anytime soon, inventory growth may be about to pick back up.

The bottom line? Inventory is still better than it was last year – and that gives you options. And even more choices may be coming soon.

Wondering what this means for your plans? Send me a DM and let's talk through what’s available right here, right now.

08/18/2026

Home Prices Are Rising in 80% of Markets

Still waiting for home prices to come down? That's becoming less likely. Home prices are now rising in 80% of housing markets. That’s up from 71% last quarter. In other words, more markets are seeing prices go up — not down. Before you put your plans on hold, let's look at what's happening in our market. Waiting may not save you as much as you think.

Mortgage rates aren’t random. They’re affected by 2 numbers. The 10-year treasury yield and something called "the spread...
08/14/2026

Mortgage rates aren’t random. They’re affected by 2 numbers.

The 10-year treasury yield and something called "the spread." That's the gap between the 10-year treasury yield and mortgage rates, and it usually sits around 1.76 percentage points.

Back in 2023, the gap in the spread ballooned up to 3.19 in response to economic uncertainty. If it were still that wide today, rates would be pushing almost 8%.

But the good news is the gap has narrowed to 2.01 (a lot closer to the long-term norm). And that’s a big positive for rates. It’s why today’s mortgage rate is in the upper 6s instead of touching 8%.

Here's the part a lot of people miss. Where rates are right now are already pretty close to what a totally normal spread would produce – a mortgage rate around 6.5%.

In other words, the fact that the spread has narrowed in recent years has helped mortgage rates. Sure, they’re still higher than you may want, but it could be worse.

Wondering if buying now still makes sense...

08/11/2026

The Getaway You’ve Always Wanted Could Be Within Reach

Picture a vacation home of your own. Somewhere to get away whenever you need to. Where you’ll build memories with the people you love, year after year. And maybe even where you’ll retire someday. That getaway may cost less than you think – more than 37% of vacation-home sellers have cut their asking price recently. Ready to see what’s available? Let’s connect.

Now Offered Under $400k!Step into one of Bosque County’s most admired homes – this iconic house in Clifton, TX. 🏡✨Locate...
08/10/2026

Now Offered Under $400k!

Step into one of Bosque County’s most admired homes – this iconic house in Clifton, TX. 🏡✨

Located at 415 N Avenue I, this 2,490 sq ft 1920s-era home delivers that Central Texas charm so many buyers are searching for: historic details, modern comforts, and room to live, work, and entertain.

Inside you’ll find:
• 3 generous bedrooms | 2.5 baths
• Two inviting living areas with vaulted ceilings and wood-burning fireplaces 🔥
• Beautifully remodeled kitchen with stainless steel appliances, farmhouse sink, and tons of cabinetry
• Handcrafted woodwork and custom stained-glass doors that make every room feel special
• An upstairs primary retreat with luxurious en-suite bath and private balcony
• Dedicated office space plus additional bedrooms for family or guests

Outside, the large covered deck, mature hardwood trees, and impressive 3-car garage with upper storage create a perfect blend of function and curb appeal. 🌳🚙

If you’ve been waiting for a one-of-a-kind Central Texas home with true soul, this is your sign.
Explore full details and photos here:
https://richard.majortexas.com/d8r6ncjk

A lot of buyers are waiting because they think mortgage rates will drop dramatically.The problem? That's not what today'...
08/07/2026

A lot of buyers are waiting because they think mortgage rates will drop dramatically.

The problem? That's not what today's forecasts say is going to happen.

Experts believe mortgage rates will actually stay in the mid to low 6s through 2027 due to a number of factors – including inflation.

What’s that tell me? Waiting may not pay off the way you hope it will.

So, if moving is important to you, I want you to know waiting isn’t your only option.

Builder incentives, adjustable-rate mortgages, assumable mortgages, and rate buydowns are just a few of the strategies worth exploring that could help with affordability right now.

I’m not saying you have to buy today, but you should at least know your options. Let's talk about what could work for you.

Did home prices just hit a turning point? Even though all the headlines out there make it sound like prices are crashing...
08/04/2026

Did home prices just hit a turning point?

Even though all the headlines out there make it sound like prices are crashing, here’s what the data really says.

Yes, price growth cooled from around 7% in mid-2024 to closer to 3% today. But that’s not a crash. It’s just a slowdown.

And if you look at the right side of this graph, it seems like price growth may have hit its low point and started to turn.

Now, two months of data doesn’t necessarily make a trend. But a few things back this up.

Compared to earlier this year, fewer markets are seeing price declines right now. And, forecasts call for price growth to pick up a bit before end of year.

Whether you’re buying or selling, I want you to have breaking info like this as soon as I have it – especially when it looks like something is changing.

DM me "PRICES" and I'll show you exactly what home prices are doing in our local market and what that means for you.

71% of homeowners say their insurance costs have gone up over the past few years.And if you're buying a home, that's wor...
07/31/2026

71% of homeowners say their insurance costs have gone up over the past few years.

And if you're buying a home, that's worth knowing – but it shouldn't scare you away from your plans.

Yes, affordability is still tight. But you can't control every cost that comes with buying a home. You can only control how prepared you are.

And in a market like this, one of the smartest things you can do is get an insurance quote before you make an offer. It'll give you a clearer picture of what your monthly housing costs will look like, help you build a more realistic budget, and keep you from being surprised after closing.

Buying a home is a big decision. The more you know before you buy, the more confident you'll feel when it's time to make your move.

Want more advice or have a question? DM me.

You have a serious edge if you’re selling a luxury house right now. Sale prices for luxury homes have gone up about thre...
07/28/2026

You have a serious edge if you’re selling a luxury house right now.

Sale prices for luxury homes have gone up about three times faster than the rest of the housing market.

That’s because buyer demand is surprisingly strong for high-end homes. So, while most tiers are cooling off, luxury stayed hot this Summer.

And that means you’re in a good position to get the most possible from your sale.

Ready to cash out at the top? Let’s talk strategy.

For most people, their first house was never meant to be their forever home. It was meant to be a stepping stone to what...
07/24/2026

For most people, their first house was never meant to be their forever home. It was meant to be a stepping stone to whatever came next.
And today's market is creating an interesting opportunity for homeowners who are ready to move up.
Starter homes are still in short supply, which means the house you're selling may be exactly what another buyer has been hoping to find.
At the same time, there are more move-up homes on the market than buyers have had to choose from in years.
Throw in the equity you've likely built over the years, and moving up may be more realistic than you think.
If your current home no longer fits your life, let's talk about what your next chapter could look like.

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327 W 5th Street
Clifton, TX
76634

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