First Integrity Real Estate

First Integrity Real Estate Professional Real Estate Services

LOL. At First Integrity, we don’t care who you vote for. We’ll still represent your best interests…Always.
07/19/2026

LOL. At First Integrity, we don’t care who you vote for. We’ll still represent your best interests…Always.

07/14/2026
06/29/2026

Here's what you need to know


Text reads "2026 Fannie Mae Condo Changes"

This summer, Fannie Mae (FNMA) will put into effect changes related to condos. The goal of these changes is to improve eligibility while increasing project oversight and is a result of rising condo insurance costs, deferred maintenance and reserve concerns, and post-surfside structural risk focus.



The following changes will be taking effect:

Roof Insurance Flexibility - Roofs may now be insured using ACV instead of full RCV
Higher HOA Deductibles Allowed - Greater deductible flexibility will be permitted
HO-6 Insurance Changes - Borrowers may need higher loss assessment coverage
Limited Review Being Eliminated - Many projects will now require full review, and more documentation will be required. Implementation begins August 2026
Reserve Requirement Increasing from 10% to 15% effective January 2027
Referred Studies & Deferred Maintenance - Reserve studies becoming critical review documents
Investor & Florida Changes - Some investor concentration restrictions and Florida restrictions relaxed
As a result of these changes, condo approval timelines may be longer, and there may be more requests for HOA documentation.

For complete details about the upcoming changes, visit the Fannie Mae website.

06/27/2026

Check out this amazing design!

Hits The Market Today! Schedule Your Private Showing! (586) 876-3059
05/31/2026

Hits The Market Today! Schedule Your Private Showing! (586) 876-3059

MLS #: 20261024930. Here's your chance at owning a home or income opportunity at an amazing price! This 2 bed 1 bath home has many newer upgrades including flooring in the work areas of the home (2025), front door (2025) and more. There's a 9 x 4 walk-in pantry off the kitchen for convenience. Separ...

DON’T LEAVE MONEY ON THE TABLE!Before You Sell Your House To A Company That Promises A Quick Cash Sale, Check With Me.
05/16/2026

DON’T LEAVE MONEY ON THE TABLE!Before You Sell Your House To A Company That Promises A Quick Cash Sale, Check With Me.

04/06/2026

Super Cool Idea

Hello Everyone! Baseball calendars have been mailed and you should have received yours. I have one calendar left. If you...
03/20/2026

Hello Everyone! Baseball calendars have been mailed and you should have received yours. I have one calendar left. If you want it, message me and I’ll get it to you ASAP!

What are your thoughts on the Tigers this year? Are we going to have another HUGE upswing with another epic fall down like last year? Are we going to get an up and down season and landing with a .500 season? Or are we going all the way this year? Are you happy with Verlander returning to Detroit? Let me know your thoughts and predictions! And Gooooo Tigers! 🐅 🧡💙

As always, thank you for your continued business and referrals. It means so much!

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Clinton Township, MI
48035

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