09/15/2026
Why would I give up my 2% mortgage?
It's a question I hear from homeowners—and I understand it. But your first home was meant to be just that: your first home.
If your family has outgrown it, don't look only at the mortgage rate you'd be giving up. Look at the equity your home has built and what that equity could make possible.
Yes, today's rates are higher. When I entered real estate, however, mortgage rates climbed into the double digits. In 1981, the average 30-year rate reached more than 18%.
And despite predictions of a housing crash, nobody has a crystal ball.
What we DO know is today's market.
Curious what your Bergen County home might sell for?
Sometimes knowing the number is the first step toward knowing what's possible.
Contact Roslyn Stone — “Rozzy the Realtor” for an honest assessment of your home's value today.
No crystal ball required.