10/14/2026
“My mortgage is going to be $3,000.”
Okay. Based on what?
That question opened a much bigger conversation with a client about a property, its income potential, the asking price, and the numbers we had not fully examined.
We make a lot of real estate decisions based on things we have heard for years—especially about down payments, rates, and what a mortgage really means. Some concerns are legitimate. Some assumptions need a second look.
That is what my new essay, “The Decision Not to Buy,” gets into.
Read it here: https://click.lh-re.co/DecisionNotToBuy