Sarah Scott, Real Estate Professional

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United States
Coeur d'Alene, ID
Sarah Scott, Real Estate Professional

Real Estate Sales & Acquisition
(residential, commercial & investment properties, developed or vacant land)

Reviews found on REALTOR.com & C21 REALSATISFIED:
http://www.realtor.com/realestateagents/___4107738
https://profile.realsatisfied.com/Sarah-Scott-1

04/24/2026

"The perfect house" may meet most of your needs and a few of your wish list features; mostly it will be a place you can customize to be what you imagine.

The first impression may catch you off guard. Remember:
- Fresh paint is a day away;
- Diverse tile may not stay;
- Dated fixtures can be replaced (even waiting until they are on sale).

Your perfect home may not look like it will; that doesn’t mean it isn't the perfect place to make yours.

Features that are hard to change
-�Location,
- Proximity to neighbors, businesses, the freeway, work, schools, the lake.
- Which side of the house gets sun and which does not,
- If it is too big, too expensive; too much work for your short term need and long terms goal.
�
MY GOAL:
Help you find a that meets your needs, within your budget, in the least amount of time (based on your time table), for the least amount of hassle.

It may not be flawless, but it can be.

04/21/2026

House hunting is a treasure hunt !

Standing in a kitchen discussing cabinet doors, paint color and where the light switches are with a Buyer, makes me want to see what it will look like after the Buyer 'makes it theirs'.

Buying a home is more than square footage and updated fixtures; it is finding place you imaging expressing yourself.

Somedays we won't view any places that hit the mark; we do however narrow down what you do and do not want while hunting for 'your hidden gem'.

This is the fun part of being a real estate agent.

04/20/2026

18+ acres with a view of Hauser lake.

16443 W. Sala lane, Hauser Idaho.

PRICED TO SELL at $49k/acre & $200k in infrastructure.

Lake view pad prepared with well water, septic & 200-amp electric.
Build or connect an RV or tiny home. Shop: home prepared 40’x60’ red iron w/ 200-amp electric, septic, well water, 10x10 room framed & plumbed, 16x14 roll-up door & lake view.

No HOA, CC&R’s, or City fees.

Rural living with city amenities: mail delivery, garbage pickup, A LAND LOAN would be an option to finance the purchase, as there is no home currently built.
> A CONSTRUCTION LOAN could be an option, using the land as collateral for an equity loan, to build.
> An EQUITY LOAN on an owned property could be an option to finance this purchase or cover a down payment.
> Owner financing a portion of the purchase price, will also be considered.
3) Mapping Applications (APPs) such as 'OnX Hunt' are a tool to help find approximate property boundaries while on site.

PROPERTY NOTES:
1) SOUTHWEST corner survey pin is located left of the 16433 driveway entrance. The survey pin is flagged with blue & pink tape and signs denote the location.
>From that pin, uphill and to the right, is the SOUTH property boundary.
>From that pin (along the dirt road to the left) view the southern portion of the WEST property boundary uphill (marked with signs and flagging).

2) NORTHWEST corner survey pin is located uphill on the left side of the build pad site (marked with blue & pink tape (approximately 50' into the woods); signs denote location.
>From that pin, the NORTH property boundary runs to the right and uphill with intermittent property boundary stakes marking the property line.
> From that pin, the northern half of the WEST property boundary is viewed adjacent to the build pad and shop (marked with signs and flagging).
> An adjoining 2 ACRES is available (owned by a neighbor) along this northern-west property boundary, to own the visible land and widen the property if desired.
> From the build pad site, a dirt road (located east of the driveway) goes to the SOUTH EAST property boundary & driveway to 16431 lot.

3) EAST property boundary can be viewed from the top of the 16431 neighbor lot. Permission to drive through to view needs to be scheduled.

LOT SPLIT OPTIONS:
Minor subdivision documents attached to MLS link

Sarah Scott- REALTOR® CENTURY 21, Beutler & Associates www.SarahSellsRealEstate.net

04/08/2026

Idaho Realtors relationships with Idaho lawmakers at work!

Housing shortage solutions approved; a victory for all!

03/31/2026

SELLER PRICING
A house can be updated, beautiful, in a desired location, and SIT ON THE MARKET if the listing price is higher than other houses on the market.

Buyers are smart; they have options and compare to other houses. They check the number of days a listing has been on the market and know when a house is priced above market value.

I help SELLERS strategically price based on market value, their timetables & financial needs.

01/26/2026

DOWN PAYMENT ASSISTANCE PROGRAMS UP 6% YEAR-OVER-YEAR

Close to 2,600 programs provide approximately $18,000 in benefits on average, resulting in an 8.8% reduction in a homebuyer’s loan-to-value ratio.

Many programs also help cover:
- closing costs,
- prepaid expenses,
- mortgage rate buy-downs, and
- mortgage insurance reduction.

Every county has at least one down payment assistance program according to DPR.

Read the entire article at the following link:
https://wrenews.com/number-of-down-payment-assistance-programs-in-q4-2025-up-6-year-over-year/

12/16/2025

The Federal Reserve has lowered the target range for the federal funds rate by a quarter-percentage point to 3.5% to 3.75%.

The decision by the central bank’s policy making Federal Open Market Committee had 3 of the 12 committee members dissenting – Stephen I. Miran sought a half-percentage point cut while Austan D. Goolsbee and Jeffrey R. Schmid preferred no change to the target range for the federal funds rate.
In explaining its decision, the Fed noted that “available indicators suggest that economic activity has been expanding at a moderate pace,” adding that “inflation has moved up since earlier in the year and remains somewhat elevated.”
The Fed added that “reserve balances have declined to ample levels and will initiate purchases of shorter-term Treasury securities as needed to maintain an ample supply of reserves on an ongoing basis.”
The next decision on rates will be published on Jan. 28, 2026.

Sarah Scott- REALTOR® CENTURY 21, Beutler & Associates www.SarahSellsRealEstate.net

12/13/2025

FACT vs MYTH
“Reverse mortgages” are a
Home Equity Conversion Mortgage (HECM), a game-changer for Americans 62+ & a
powerful financial planning tool to provide flexibility & security.

MYTH: It’s Only for People in Dire Situations
FACT: This program isn’t just for those in financial distress. Many Americans with paid-off homes or substantial equity use a Home Equity Conversion Mortgage as a financial planning tool.

Access home equity to enjoy life to the fullest—whether it’s for living expenses, buying a second home, or traveling.

The best part- NO MONTHLY mortgage payment!

MYTH: The Bank owns the Home
FACT: A HECM is similar to a traditional mortgage. You remain the owner & the loan is paid off when the property is sold.
The home stays in your hands & you maintain control over your financial decisions.

MYTH: The money is Taxed
FACT: One of the most appealing aspects of a HECM loan is that the funds you receive are tax-free. Use the money to enhance your lifestyle without worrying about additional tax burdens.

MYTH: Monthly Mortgage Payments are Required
FACT: There is a monthly statement, similar to a traditional mortgage, however no payment is required.

Why Consider a Home Equity Conversion Mortgage:

1- Financial Flexibility: Access home equity without the burden of monthly payments.
2-Control Your Future: Maintain ownership & control while enjoying the benefits of your hard-earned equity.
3- Tax-Free Benefits: Use the funds to enhance your lifestyle without paying taxes.
4- No Obligation: Get a quote & explore options with no strings attached.

Sarah Scott, Real Estate Professional

12/01/2025

IDAHO DOMESTIC WATER USE /
‘WATER RIGHTS’ CHANGES effective 7/1/2025 include:

1. The definition of “domestic use” now has:
- Specific daily volume limits;
- Specific annual volume limits;
- Excludes certain types of developments (unless they meet these limits).

2. WELL DRILLING PERMITS requirements within subdivisions and sensitive groundwater areas.

3. Enforcement mechanisms have been established and penalties for exceeding domestic water use, include POTENTIAL LIENS on the property.

4. SUBDIVISIONS should:
- integrate with municipal water systems when available &
- prioritize surface water for irrigation.

5. DEVELOPER LIABILITY
For ensuring compliant water delivery.

6. Plat review process and local planning considerations regarding groundwater impact.

-Idaho Senate bill 108la

11/29/2025

IDAHO BUILDING PERMIT CHANGES

Local governments with building permit requirements are now mandated to:
1. Create publicly accessible documentation of their processes;

2. Establish specific timelines to notifying applicants of incomplete applications & for determining completeness, with provisions for written extension agreements.
(10 business days for residential & 20 business days for commercial)

-Idaho Senate bill 1164
- Effective July 1, 2025

Address

1836 Northwest Boulevard
Coeur D'alene, ID
83814

Telephone

+12083010510

Website

https://profile.realsatisfied.com/Sarah-Scott-1, http://www.SarahSellsRealEstate.net/, http://www.realtor.com/realestate

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