Sarah Scott, Real Estate Professional

Q: What is the website?

https://profile.realsatisfied.com/Sarah-Scott-1, http://www.SarahSellsRealEstate.net/, http://www.realtor.com/realestate

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United States
Coeur d'Alene, ID
Sarah Scott, Real Estate Professional

Real Estate Sales & Acquisition
(residential, investment properties, developed or vacant land, and commercial assistance)

Reviews found on REALTOR.com & C21 REALSATISFIED:
http://www.realtor.com/realestateagents/___4107738
https://profile.realsatisfied.com/Sarah-Scott-1

09/12/2026

We are in a SLOW market not a STALLED market

There are more “pending sale” signs going up now, than in the last two years, AND at a time of year activity usually starts to slow down.

Serious buyers have decided they can’t keep waiting.

Lawrence Yun, Chief Economist at the National Association of Realtors explains:
“A late spring buyer rush—even with mortgage rates not budging—is an indication of pent-up housing demand and consumers’ acceptance of above-6% mortgage rates as the new normal.”

- Today’s buyers spent months waiting for rates to improve and have realized, they can’t wait anymore.
- That means they have a purpose, a timeline, and are motivated.

Sellers should know:
- Not every house will sell instantly.
- Today’s market is more balanced than it was a few years ago.
- Buyers have choices, and they’re willing to wait for the right home at the right price.
- Sellers who understand today’s market (and price and position their homes right) are still finding success.

Bottom Line
* Buyer demand is more resilient than the headlines suggest.
* The buyers are there.
* The opportunity is there.
* The key is having the right strategy to capture it.

Sarah Scott- REALTOR® CENTURY 21, Beutler & Associates www.SarahSellsRealEstate.net
sarah.idaho
Sarah Scott

08/06/2026

SHARING:
Click on the FIRE RESTRICTIONS map link below to learn what restrictions are STARTING FRIDAY AUGUST 7th 🔥🚫

Public land management agencies and Tribal partners across the Idaho Panhandle will be implementing fire restrictions starting this Friday, August 7th.

Fire Restrictions will be in effect on all federal, state, tribal, state endowment, private forestland, and rangelands.

Stage 2 Fire Restrictions will be enacted for:
Sandpoint,
Priest Lake, and Bonners Ferry

Ranger Districts and Stage 1 will be enacted for the:
Coeur d Alene River &
St. Joe Ranger Districts.

There has been a lot of confusion about which rules to follow—federal, state, county, and local fire agencies can all have different authorities, and sometimes those layers overlap.

In the Idaho Panhandle, all land management and firefighting entities work together to determine Fire Danger and Fire Restrictions levels.

We are in Very High to Extreme Fire Danger across the Panhandle of Idaho;
the local and national wildfire situation has strained resources, so we just can’t afford human-caused starts.
Until enforcement begins on Friday, we’re asking our community to voluntarily follow local burn bans and air quality alerts and avoid any outdoor burning. Conditions are hot and dry, and your caution right now makes a real difference.

Thank you for helping protect our forests, our neighbors, and our firefighters. Stay safe, stay aware, and let’s all do our part. 💛🔥

To read the 2026 plan, view Stage 1 and 2 FAQs and more, visit
https://www.idl.idaho.gov/fire-management/fire-restrictions-finder/

Sarah Scott
Sarah Scott, Real Estate Professional

07/27/2026

AFFORDABILITY
Interest rates are a big part, but not the only factor.

Mortgage rates:
After a year of rates trending down, they’ve started to climb again due to:
1. Global uncertainty
2. Inflation

Rates probably aren’t heading down until both of those things improve.
When it does, experts agree rates likely won’t be dramatically lower – maybe in the low to mid-6s.
✅That’s the reality worth knowing.

While some wait for lower rates, the general consensus is, if you can afford to buy and you find a home you like, it’s still worth it.
✅Because no one knows when rates will start to come back down – and how long do you really want to put your life on hold.

BUYERS:
✅Wages are outpacing home prices.
- Recently wages increased around 4% year-over-year.
- Home price growth is closer to 2% year-over-year.
✅ Wages have been gaining ground as home prices have stayed steady.

07/26/2026

PRICING MISTAKE
Most sellers come into the market with one number in mind; what it costs them.

Realtor.com survey:
- 8 in 10 (80%) expect to sell at or above asking price today.
- 4 out of every 10 (roughly 40%) actually do.

SELLERS:
- 40% sounds low, however it is not when we look back to the last typical year for the housing market (2019).
- What we are seeing is a return to what is ‘normal’.
-If anything, slightly more homeowners are able to sell above list price today compared to 2019. - It feels low because the past few years were not typical.

-Between 2020 and mid-2022, buyer demand was sky-high; and -the number of homes for sale was at a record low.
-Almost everything sold for more than the asking price.

✅ The market has shifted.
✅ There are more homes for sale. ✅ Buyers have more options, and can be selective.

WHEN PRICED TOO HIGH:
1. It’s easy to think pricing high gives room to negotiate; however it usually does the opposite.

2. When priced above what buyers expect, they don’t negotiate, they move on.
-Buyers notice price first;
-if the price doesn’t line up with similar options, it may not even be shown;
-that’s when things start to snowball:

✅ A high price gets less interest from buyers.
✅ Less interest means fewer offers.
✅ Fewer offers means more time on the market.

THE ‘PRICE CUT’ TRAP when a listing sits without offers, a lot of sellers will reduce the price.
🚫 The problem- a price cut doesn’t guarantee a sale.
🚫Some buyers see a reduction as a sign something’s wrong with the listing.

PRICE RIGHT TO START
✅List at (or even just shy of ) market value to get as much money as possible.
✅The goal is to price in a way that creates demand.
✅ There’s a sweet spot.
-Too high, buyers disappear.
-Too low, they question value.
-Magic happens in the middle.

Sarah Scott

07/20/2026

DOWN PAYMENTS ARE LOWER THAN THEY HAVE BEEN SINCE 2021.

CAUSE:
✅ Less competition between buyers & a more balanced market.
With less competition from few years ago, buyers have less pressure to put a big sum down to stand out.

✅ More moderate home prices reduced the down payment since it is based on a % of the purchase price.

✅ Buyers opt for loans with lower down payments with government-backed loans (FHA and VA) which often need little or no money down.
- FHA loans have made up more than 24% of purchase mortgages for five straight quarters.
- VA loans recently hit their highest share in over a decade (according to Mortgage Professional America).

ASSISTANCE
Down payment assistance is one of the most overlooked tools. -Nearly 44% of recent buyers qualified for a down payment program.
- There are more than 2,600 down payment assistance programs available.
- More than half (62%) are designed to help first-time buyers
- 38% allow buyers to qualify even if they’ve owned before
-62% are open to buyers earning $100,000 or more.

‼️IDAHO HAS A CLOSING COSTS GRANT PROGRAM .

07/14/2026

THE HOUSING MARKET IS STRONGER THAN SOME THINK

The 2020/2021 historic low mortgage rates, bidding wars, & homes selling in days was an anomaly.

Historically, the current market is holding up well.

HOME EQUITY
This market hasn’t cracked is the financial strength of the American homeowner.

What made the 2008 Crash bad (according to Federal Reserve data) home equity & mortgage debt were nearly equal. If someone hit a rough patch, they had nothing to fall back on.

Today homeowner equity across the country sits at $35 trillion ; compare the total mortgage debt (see graph below):

Most homeowners aren’t stretched thin, they own a chunk of their home giving them options if they need to sell; and that cushion grows over time.
- Realtor.com found: homes owned 5 years have built up ~ $180,000 in equity. Stick around 6-10 years, equity jumps to $340,000+.
* Data from ATTOM & the Census shows 2/3 of homes are owned outright or have more than 50% equity.
✅ That is not a fragile market.
✅ This is a population financially positioned to sell, stay, or to make a move from a place of strength not than pressure.

LOW RATES AND LOW FORECLOSURES
Federal Housing Finance Agency (FHFA) data simultaneously shows more than half of all mortgages still have an interest rate below 4% (see graph below):

✅ Inventory stays tight when homeowners aren’t in a rush to trade a low rate for a higher one; sitting comfortably in a strong financial position, reflected by foreclosure data as well, despite a slight recent uptick in volume, it remain below historical norms (according to ATTOM).

✅ Homeowners aren’t losing their homes in droves, they have equity, breathing room, and options that keep them out of financial distress.

PRICES ARE STABILIZING
A point on the resilience:
Redfin research shows home prices are rising…. at a slower pace; closer to 2% year-over-year nationally (see graph below):

A slowdown is good news according to Daryl Fairweather, Chief Economist at Redfin:
“We’re in the middle of a long-term housing market correction, not a housing market crash. After the pandemic-era frenzy sent prices soaring and inventory to historic lows, the market needed a reset.”

BOTTOM LINE
- This market isn't broken.
- Waiting for a crash that isn't coming, has a cost.
- Every month spent on the sidelines is a month someone else is building equity, locking in a price, or getting ahead of what most experts expect to be a housing surge once broader economic conditions settle.

Depending on what this market means for your situation, we can chat to evaluate what your next move could look like.

Sarah Scott- REALTOR® CENTURY 21, Beutler & Associates
(208)301-0510
www.SarahSellsRealEstate.net

07/11/2026

This maybe true….

07/10/2026

After age 65 it may be possible to never have a mortgage payment for the rest of your life while living in your home!
Or…. use a Reverse Mortgage to purchase a home vs paying all cash.

07/09/2026

16443 W. Sala lane, Hauser Idaho
up behind ‘Embers by the Lake’

LAKE VIEW

Aerial video link:
https://youtu.be/cFpER_ubsyE?si=-M3g1AhUG28iDeHL

PRICED TO SELL: Half the price per acre of other DEVELOPED lots.

MOVE-IN READY
✅ roads
✅ prepared building pad
✅ well water at build pad & shop
✅ septic connections at build pad & shop
✅ 400 amp electric installed to build pad & shop
✅ BONUS shop (40x60 red iron) w/ water, septic, elect. & utility room.
✅ NO HOA, CC&R, or City fees.
✅ Connect an RV, build a home in the shop, or dream of what to build on the prep. building pad.

Rural with AMENITIES:
✉️ mail delivery,
🗑️garbage pickup,
🍕dining at the driveway base,
🐟lake access < 0.25 mile;
🚗 only a few miles to Post Falls;
5 miles to I-90; 10 miles to Coeur d'Alene.

💵 SELLER FINANCING;
➗split-able acreage;
🏠approved house plans; gain acreage or sell acreage with a lot line adjustment w/ neighbor(s).

VISIT TO ENJOY THE VIEW & LOCAL AMENITIES

SHOP: home prepared; 200-amp electric; septic connected; well water; 10x10 room framed & plumbed; 16x14 roll-up door & lake view.

MLS listing details:
https://www.flexmls.com/share/DxEj8/16443-W-Sala-Ln,-Hauser,-ID-83854

LOT SPLIT OPTIONS:
Minor subdivision details attached to MLS link

Sarah Scott -REALTOR®
CENTURY 21, Beutler & Associates
(208)301-0510
[email protected]
www.SarahSellsRealEstate.net

Sarah Scott

04/24/2026

"The perfect house" may meet most of your needs and a few of your wish list features; mostly it will be a place you can customize to be what you imagine.

The first impression may catch you off guard. Remember:
- Fresh paint is a day away;
- Diverse tile may not stay;
- Dated fixtures can be replaced (even waiting until they are on sale).

Your perfect home may not look like it will; that doesn’t mean it isn't the perfect place to make yours.

Features that are hard to change
-�Location,
- Proximity to neighbors, businesses, the freeway, work, schools, the lake.
- Which side of the house gets sun and which does not,
- If it is too big, too expensive; too much work for your short term need and long terms goal.
�
MY GOAL:
Help you find a that meets your needs, within your budget, in the least amount of time (based on your time table), for the least amount of hassle.

It may not be flawless, but it can be.

Address

1836 Northwest Boulevard
Coeur D'alene, ID
83814

Telephone

+12083010510

Website

https://profile.realsatisfied.com/Sarah-Scott-1, http://www.SarahSellsRealEstate.net/, http://www.realtor.com/realestate

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