Rich Kinkler, Realtor - Keller Williams Realty Main Street

09/25/2026

Porchfest Saturday September 26th.

09/25/2026

Buying a home on your own might feel overwhelming—but with the right game plan, it’s totally doable! 💪 From budgeting to loan options, there are plenty of tools and resources designed to support solo buyers. You don’t have to figure it all out alone—I’m here to help every step of the way. Ready to start your journey to homeownership? Let’s connect and make a plan!

09/22/2026

09/22/2026

🦅 EAGLES ARE 2-0! 🦅

THAT’S HOW YOU FINISH A GAME! 💚🏈

The Eagles pull off a 24-20 comeback win over the Titans in Nashville and move to 2-0! 🙌

🔥 Jalen Hurts looked GREAT when it mattered most. Down 20-17 with under two minutes to play, Jalen led a 65-yard game-winning drive, capped off by a beautiful TD pass to Darius Cooper with just 9 seconds left! 😤

💪 Offensive line: I'd say OK — definitely some things to clean up, especially in pass protection.

🛡️ Defense: Played well and made some big stops when we needed them. BUT... we need TURNOVERS! No interceptions yet this season. Let's start making those quarterbacks pay! 👀

⭐ DeVonta Smith: 10 catches, 117 yards, TD
⭐ Jalen Hurts: 26/37, 264 yards, 2 TD
⭐ Darius Cooper: Game-winning TD — first of his career!

It's not always pretty... but 2-0 is 2-0! 😂💚

FLY EAGLES FLY! 🦅🦅🦅

🎥 Watch the entire final drive: Eagles official final-drive highlights

09/15/2026

🏡💰 NEW JERSEY HOMEOWNERS — DON’T MISS ANCHOR PROPERTY TAX RELIEF!

If you own or rent your primary residence in New Jersey, you may qualify for ANCHOR property tax relief from the State of New Jersey. 💵

For the 2025 ANCHOR benefit:

🏠 Homeowners

Under 65: Income up to $250,000 may qualify
$150,000 or less income: $1,500 benefit
$150,001–$250,000: $1,000 benefit
Age 65+ homeowners may also qualify and should file the combined application for ANCHOR and other senior property-tax programs.

🏢 Renters

Under 65: Up to $450
65 or older: Up to $700
Income limit: $150,000

📅 Application deadline: November 2, 2026

⚠️ Many eligible homeowners under 65 and renters are being filed automatically by the NJ Division of Taxation. If you received an ANCHOR confirmation letter and need to change your information or request a paper check, the deadline is September 15, 2026.

As a local South Jersey Realtor, I like to keep my clients and community informed about programs that can help with the cost of owning a home. 🏡🇺🇸

👉 Check your eligibility and status through the NJ Division of Taxation:
NJ ANCHOR Property Tax Relief Information

Eligibility and benefit amounts are determined by the State of New Jersey. This post is for general informational purposes and is not tax advice.



The current 2025 ANCHOR rules, income limits, benefit amounts, and November 2, 2026 filing deadline are from the NJ Division of Taxation.

09/14/2026

🦅 A WIN IS A WIN! 🦅

Eagles are 1-0! 💚🦅 That’s all that matters in Week 1!

But let's be honest… the O-line needs to get better. 😬 We can't make a habit of leaving Jalen under that kind of pressure and expect to go deep into the season.

Hurts made plays when we needed them, the defense came up HUGE when it mattered, and we found a way to get the W. 💪🏈

24-22 EAGLES!

Now clean up the mistakes and get ready for Week 2! 🦅💚🏈

09/12/2026

🇺🇸 September 12, 2001 — The Day After

We all remember where we were on 9/11. But I also remember 9/12.

On 9/12, something incredible happened in America. 🇺🇸

We were United.
We were Patriotic.
We stood together. 🤝
We helped our neighbors.
We respected our first responders. 🚒👮‍♂️🚑
We flew the American flag everywhere. 🇺🇸
And for a moment, it felt like we were Americans first — before politics, before disagreements, before everything that divides us today.

Democrats. Republicans. Independents. It didn't matter.

We were ONE COUNTRY. ONE PEOPLE. ONE NATION. 🇺🇸

Today, our country feels more divided than ever. We don't have to agree on everything. We never have. But maybe we could remember the spirit of 9/12 — when Americans looked out for one another, stood shoulder to shoulder, and remembered that there is far more that unites us than divides us.

❤️🇺🇸 God Bless America. God Bless our first responders. And God Bless all those who gave their lives on 9/11.

Never Forget. 🇺🇸🕊️

🇺🇸

09/10/2026

If your home has significantly increased in value, you may be able to remove Private Mortgage Insurance (PMI) sooner than scheduled. Since your equity is based on the current market value of your home, an increase in value can help you reach the 80% loan-to-value (LTV) ratio required by many lenders to drop PMI .

homelight.com

Below is a guide you can use or save as a reference.

Guide: Removing PMI Based on Increased Home Value
If your property has appreciated, you may be eligible to request PMI removal. Follow these steps to navigate the process:

1. Understand the Requirements
The Goal: You need to show that your mortgage balance is at or below 80% of your home's current market value (i.e., you have at least 20% equity).
Eligibility: Many lenders require you to have owned the home for at least two years if you are using an appraisal based on market appreciation. If you have owned it for less than five years, they may require a higher LTV ratio (often 75%).
Good Standing: You must have a good payment history, and your loan must be a conventional mortgage (FHA loans often have different rules regarding mortgage insurance).
2. Contact Your Loan Servicer
Initiate the Request: Call your mortgage servicer and state that you believe your home's value has increased significantly. Ask for their specific policy on "removing PMI based on current market value" or "borrower-initiated PMI cancellation."
Get the Requirements in Writing: Ask them specifically what documentation they require. They will likely need a professional appraisal performed by a firm they approve.
3. Request an Appraisal
Use an Approved Appraiser: Do not simply get a market estimate from a real estate website. The bank will almost always require an appraisal from a licensed professional on their approved list.
The Cost: You will be responsible for the cost of this appraisal, which typically ranges from a few hundred dollars. Ensure the potential savings from removing PMI outweigh this cost.
4. Submission and Approval
Submit Documentation: Once you have the appraisal report showing sufficient equity, submit it to your lender along with a formal written request for PMI removal.
Review: The lender will review the appraisal and confirm your loan-to-value ratio. If approved, they will remove the PMI from your monthly mortgage payments.

09/10/2026

9/11 Mr. Softee Night HHPTG