Tammie VanDeusen Loan Officer

Tammie VanDeusen Loan Officer Your lender from your first home to your last — from the mountains to the mesas! Helping clients build wealth through real estate. I love what I do!

Summit Lending NMLS #1850081
Tammie VanDeusen NMLS #514878
nmlsconsumeraccess.org
Equal Housing Opportunity I'm still shocked they pay me to do this job. I get to help people realize the dream of home ownership every day. Getting a home loan in today's environment can be challenging and daunting. Though, I have been a mortgage lender for over 20 years. So there isn’t much I haven’t seen or come up against in the mortgage industry. I pride myself on making the process understandable and enjoyable. I cannot promise it will be easy, but I can promise to give you my best. I am honored to be a part of my customers lives from their first home to their last. I have helped hundreds of first time home buyers finance their first homes, to move on to their new homes and investment properties, and down to road with their retirement homes. I'm proud to be working with New American Funding. I have finally found a company that shares my passion and eagerness to get loans closed. You may be aware that being a direct lender to Ginnie Mae, Fannie Mae and Freddie Mac is a pretty big deal. The reason for this is that if you are not a direct lender you may have additional guidelines and overlays outside of the “normal” guidelines. This is why some lenders can do things that others can’t. New American Funding is direct. We have no overlays and the fastest turn times in the industry. Being a direct lender is the number 1 reason I work for this company.

Mortgage rates moved higher last week — and the biggest story wasn’t the Fed. It was oil.Higher oil prices brought infla...
09/21/2026

Mortgage rates moved higher last week — and the biggest story wasn’t the Fed. It was oil.

Higher oil prices brought inflation concerns back into the market, putting pressure on bonds and mortgage rates.

But here’s the part I don’t want buyers and homeowners to miss:

Market changes can create opportunity.

🏡 Buyers may see less competition and more negotiating power.
💰 Homeowners may have opportunities to use their equity differently.
🔑 A move could open the door to keeping your current home as a rental.
📉 And if you purchased at a higher rate, I’m still watching for the right refinance opportunity.

Your mortgage strategy doesn’t have to stay the same just because the market changes.

Wondering what today’s market could mean for you? Call or text me. I’m always happy to run the numbers — even if you’re not ready to make a move.

Tammie VanDeusen
📞 (719) 310-3438
🌐 www.mountainmesamortgage.com
Your Lender From Your First Home to Your Last - From The Mountains To The Mesas

NMLS #514878 | Summit Lending NMLS #1850081



Tammie VanDeusen

⛳️ Happy Gilmore vibes for a great cause!Summit Lending was proud to be one of the many sponsors of the Core Title Group...
09/14/2026

⛳️ Happy Gilmore vibes for a great cause!

Summit Lending was proud to be one of the many sponsors of the Core Title Group Annual “Core Cup” Golf Tournament, supporting local foundation initiatives right here in Colorado.

Such a fun day on the course, great people, great energy, and definitely a few Happy Gilmore-inspired surprises along the way. 🐊🏌️

We love being part of events that bring our community together and give back at the same time.

Tammie VanDeusen
📞 (719) 310-3438
🌐 www.mountainmesamortgage.com
Tammie VanDeusen

Your Lender From Your First Home to Your Last - From The Mountains To The Mesas.

Tammie VanDeusen NMLS #514878
Summit Lending NMLS #1850081

09/10/2026

If you’re thinking about buying or selling a condo, there are a few financing requirements you’ll want to know about before you get too far into the process.

In this video, I’m breaking down some of the things lenders look at when reviewing a condo project, including HOA reserves, delinquencies, insurance coverage, deferred maintenance, and conventional and FHA requirements.

Condo financing can be a little different from financing a single-family home, and sometimes the HOA or the condo project itself can affect whether a loan is approved. Knowing what to look for ahead of time can help avoid surprises later.

If you’re buying, selling, or helping a client with a condo and have questions, I’m always happy to help.

Tammie VanDeusen
Mortgage Loan Officer
719-310-3438
www.mountainmesamortgage.com

Tammie VanDeusen NMLS #514878
Summit Lending NMLS #1850081

I’m so grateful for reviews like this! Helping my clients find the right loan options, understand their choices, and fee...
09/09/2026

I’m so grateful for reviews like this! Helping my clients find the right loan options, understand their choices, and feel supported throughout the home-buying process is exactly what I’m here for.

Every home purchase is different, and my goal is always to make the process as smooth, clear, and stress-free as possible from start to finish.

If you’re thinking about buying a home or refinancing, I’d love the opportunity to help. And if you know someone who could use a trusted lender, referrals are always appreciated!

Tammie VanDeusen
📞 (719) 310-3438
🌐 www.mountainmesamortgage.com

Your Lender From Your First Home to Your Last - From The Mountains To The Mesas

Tammie VanDeusen NMLS #514878
Summit Lending NMLS #1850081

09/01/2026

Everyone keeps asking the same question: Is the housing market crashing?

I don’t think we’re looking at a crash. I think we’re looking at a correction back toward a more normal market.

Homes are taking longer to sell. Buyers have more choices. Sellers are negotiating again. Concessions and rate buydowns are back. And mortgage rates are much closer to their long-term historical average than many people realize.

The market we got used to a few years ago wasn’t normal. This is what a more balanced market looks like.

If you’ve been sitting on the sidelines waiting for the “perfect” time to buy, it may be worth finding out what the numbers actually look like for you. More negotiating power can create opportunities that weren’t available before.

Let’s run the numbers and see what makes sense for your budget and your goals.

Tammie VanDeusen
Mortgage Loan Officer
📞 (719) 310-3438
🌐 www.mountainmesamortgage.com
Tammie VanDeusen

Your Lender From Your First Home to Your Last - From The Mountains To The Mesas

Tammie VanDeusen NMLS #514878
Summit Lending NMLS #1850081

Mortgage rates are feeling the pressure again — and this could be a week with plenty of movement.Rising oil prices, infl...
08/31/2026

Mortgage rates are feeling the pressure again — and this could be a week with plenty of movement.

Rising oil prices, inflation concerns, a hawkish Fed, and this week’s jobs data are all giving the bond market a lot to digest. Friday’s Jobs Report could be especially important for where rates head next.

If you’re thinking about buying, refinancing, or just trying to understand what all of this means for your payment, stay close to the market — and stay close to your lender.

I’m always happy to help you make sense of the numbers and your options.

Tammie VanDeusen
(719) 310-3438
[email protected]

Your Lender From Your First Home to Your Last - From The Mountains To The Mesas

NMLS #514878 | Summit Lending NMLS #1850081

Monday Mortgage Update 📈🏡Mortgage rates are still sitting near some of the highest levels we’ve seen this year, but ther...
08/24/2026

Monday Mortgage Update 📈🏡

Mortgage rates are still sitting near some of the highest levels we’ve seen this year, but there’s a lot happening behind the scenes that could influence where they go next.

A few things I’m watching closely:

• Treasury buybacks aimed at improving bond market liquidity
• Fed minutes that came in a little more dovish than expected
• Oil prices remaining elevated and keeping inflation pressure alive
• The 10-Year Treasury hovering near the important 4.75% level
• Core PCE inflation data, Jackson Hole and new Treasury auctions coming this week

Right now, the 30-year fixed mortgage rate is averaging around 6.65%, while the 10-Year Treasury is near 4.70%.

The big takeaway? There is a LOT for the market to digest this week, and the next few days could give us a much clearer picture of where mortgage rates may be headed.

If buying, refinancing or making a move is on your radar, don’t wait for the headlines to tell you what to do. Let’s look at the numbers for your specific situation and build a plan.

Tammie VanDeusen | Summit Lending
📞 (719) 310-3438
🌐 mountainmesamortgage.com
Tammie VanDeusen

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Colorado Springs, CO
80905

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