06/04/2026
"๐๐ก๐ ๐๐๐๐ฅ ๐๐ข๐๐ง'๐ญ ๐
๐๐ฅ๐ฅ ๐๐ฉ๐๐ซ๐ญ ๐๐๐๐๐ฎ๐ฌ๐ ๐จ๐ ๐๐ง๐ฌ๐ฉ๐๐๐ญ๐ข๐จ๐ง๐ฌ, ๐๐ญ ๐
๐๐ฅ๐ฅ ๐๐ฉ๐๐ซ๐ญ ๐๐๐๐๐ฎ๐ฌ๐ ๐จ๐ ๐๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐"
Home insurance has increased in price, and disappeared in some areas. Here's what you can do to prepare for this step in your home transaction.
๐ฆ๐๐๐๐๐ฅ๐ฆ:
Don't wait until you list your house to consider how home insurance can affect your sale. Talk with your real estate agent about your home's claim history, particularly your roof's age and anything that could trigger higher premiums or coverage denial.
This conversation, that often used to take place towards the back half of a transaction, can no longer be an afterthought. It needs to be discussed up front so there's less chance that it's the reason you fall out of contract.
๐๐จ๐ฌ๐๐ฅ๐ฆ:
Don't wait until your halfway through your transaction to research home insurance coverage and cost. In fact, you don't even need to be under contract to seek preliminary quotes for ballpark numbers to gauge your steps forward - it may even affect your offer.
If you've gone under contract on a property, insurance calls need to be an immediate checkbox item. Start getting coverage information and quotes right away, before you start spending money on a house where you may fall out of contract due to non insurability.
๐๐๐ ๐๐๐๐๐ก๐ง๐ฆ:
Now days, you need to do some homework on this very important piece of home sales.
There are risks for both sides of the transaction.
Know your market; learn which companies are insuring in your specific neighborhood. Ask your real estate agent for referrals to insurance agents they already know are helping their clients through this obstacle (sometimes even mid-transaction!).