Anthony Petti - Keller Williams Clients' Choice Realty

Anthony Petti - Keller Williams Clients' Choice Realty Hi, I'm Anthony! I am an experienced real estate agent with Keller Williams Clients' Choice Realty! It is simplicity funneled down to you. Thank you.

As a real estate agent, I pride myself on running my business by the book in order
to best protect my clients. This, combined with knowledge, strategy, and listening to your needs is what gets you the best possible outcome whether selling or buying. Communication is also the key to success, but not just with you. It means good communication with title companies, lenders, the cooperating realtor, b

uyers, sellers, contractors, and attorneys. Contact me today to for a straight-forward discussion of your needs and what it takes to get things done.

I know we all have dreams of waltzing into a dilapidated old house, snapping our fingers a la Joanna Gaines, and having ...
10/28/2021

I know we all have dreams of waltzing into a dilapidated old house, snapping our fingers a la Joanna Gaines, and having a drop-dead gorgeous home suddenly appear. But alas, the tale of fixer uppers is rarely so easy. And often buyers who go for fixer uppers find themselves WAY over their heads. Renovating a house is not for the faint of heart. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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What you see on HGTV is not what you get with fixer-uppers. Obviously, TV shows use a lot of TV magic and staging to make for a good reveal at the end. But this is real life, so I recommend getting on Youtube and finding vlogs from people who are going through a renovation process. Get a feel for what it’s actually like and make sure you’re up for the challenge. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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You also need to make some decisions and look at your finances. Get crystal clear on exactly what you can afford, and make sure you have a savings account padded enough to get you through any home emergencies that are oh so common with fixers. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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After your research, you might realize that you want to start with an older (but not ancient) home that needs a few cosmetic upgrades. Rather than replacing all the pipes and electrical, you can just swap the carpet, redo some cabinets and paint some doors. You’ll still feel like you’re a reno queen and make the space truly your own but without the headache of a full remodel. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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What questions do you have about fixer uppers? Drop a comment and I’ll answer!⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Remember third-grade math when they taught us about ratios? No? Don’t worry, they’re not too bad. And this is one ratio ...
10/25/2021

Remember third-grade math when they taught us about ratios? No? Don’t worry, they’re not too bad. And this is one ratio you definitely want to know because it determines just how much mortgage you get.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Your debt to income ratio, or DTI, is just what it sounds like: it’s your monthly debt compared to your before-tax monthly income. Debt includes things like your mortgage, any loans, credit card payments, basically anything that would show up on your credit report.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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For example, your monthly expenses might be $2,000 and your income might be $5,000. Divide the two and you get your DTI: 40%⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Lenders like to see a DTI that’s under 36%, with no more than 28% going to your mortgage/housing costs. There’s a little bit of wiggle room here, but most lenders will not give you a mortgage if your DTI is over 43%.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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If you’re not quite in that range, you have 2 options:⠀⠀⠀⠀⠀⠀⠀⠀⠀
1. Decrease your debt⠀⠀⠀⠀⠀⠀⠀⠀⠀
2. Increase your income⠀⠀⠀⠀⠀⠀⠀⠀⠀
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It’s usually easiest to comb through your monthly budget and get rid of all the unnecessary extras, then use that money towards paying down your debt. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Bonus: paying down your debt will boost your credit score too!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Have any questions about DTI or about getting qualified for a mortgage? Send me a DM.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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I know there’s a house task hanging around at the back of your mind that just needs to get done. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀Maybe...
10/24/2021

I know there’s a house task hanging around at the back of your mind that just needs to get done. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Maybe you need to fix that leaky faucet or get those gutters cleaned. Or maybe you need to finally start the process of getting your home sold.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Whatever it is that needs to be done, take 5 minutes today to get started on it. You don’t have to finish, but by just getting started, you’ll make progress. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Your house (and future you) will thank you!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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And if your task is to start selling your house, click the link in my bio to download your copy of my seller guide. It will take you step by step through the process so you can get it done.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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You get a note every year from the appraiser and often, your value will have changed from year to year. But why is that?...
10/22/2021

You get a note every year from the appraiser and often, your value will have changed from year to year. But why is that? ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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It’s all about the different components of property value. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Your home doesn’t exist in a bubble. When an appraiser values a home, they take a lot into consideration including the neighborhood, the market, and the overall location of the home. You unfortunately can’t control these factors of your property. So if you’re buying, pay special attention to these so you make a good investment. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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The value is also based on the home and aspects you can control. If you keep your home in good condition and make improvements to it, you’ll likely see the property value increase. And that means that, when you’re ready, you can sell for more and make a profit. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Have any questions about property value? Send me a DM!⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Looking to buy or sell here in Colorado Springs? I can make that happen. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀If you have any questions abo...
10/19/2021

Looking to buy or sell here in Colorado Springs? I can make that happen. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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If you have any questions about our market, my DMs are always open. And I have some super helpful (and free!) resources just waiting for you.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Give yourself the best present possible this year: a new home, perfect for holiday festivities. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀We’re ...
10/19/2021

Give yourself the best present possible this year: a new home, perfect for holiday festivities. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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We’re just a month away from the official start of the holidays (eek!), but it’s not too late to sell your house this year. In fact, as fast as our market is still moving, we can probably get it sold before Halloween. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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And then you’ll be able to relax and enjoy the holidays, knowing that you made a super smart financial decision and took advantage of our sellers market. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Want to get started? Just shoot me a text or a DM, and let’s get that house sold!⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Breathe a sigh of relief.Want to boost your immune system and mental health in one easy step? Buy a houseplant ??! From ...
12/17/2020

Breathe a sigh of relief.

Want to boost your immune system and mental health in one easy step? Buy a houseplant ??! From fiddle-leaf figs to succulents, houseplants improve your home’s microbiome while adding a sense of tranquility to your space.

What’s your favorite house plant?

🎆POP QUIZ🎆Do you know your credit score? If the answer is no, don’t sweat it! There are plenty of ways to get your FICO ...
12/03/2020

🎆POP QUIZ🎆

Do you know your credit score? If the answer is no, don’t sweat it! There are plenty of ways to get your FICO Score and/or VantageScore for free online. Knowing your credit score is the first step to protecting it this holiday season.

Where do you find your score?

Looking at School Districts? Here's a list of all the area school districts and their contact info.Colorado is a choice ...
09/24/2020

Looking at School Districts?

Here's a list of all the area school districts and their contact info.

Colorado is a choice state. That means you don't have to send your child to the neighborhood school. You can choice them in to any school you want provided there's room. This list will make it easier to visit each district's website and learn more about their requirements and their performance.

Selling A Home? If you currently live out of the area and are needing to sell a home where you live now, we can help you...
09/10/2020

Selling A Home?

If you currently live out of the area and are needing to sell a home where you live now, we can help you find a competent realtor in your area through our vast network. Offering Professional Photos and Military Relocation Services!

If you are selling a home in the Colorado Springs or Pueblo area we would love to make an appointment to go over your goals and help you see what your house is likely to sell for. Call Today! 719-440-3361.

Address

1175 Kelly Johnson Boulevard
Colorado Springs, CO
80920

Telephone

+17194403361

Website

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